So far I've used Apple Pay twice at my local Duane Reade. The first time, I let the cashier know I'd pay with Apple Pay, and she chose a debit transaction without asking me. So, after verifying through TouchID, I had to interact with the card reader because it prompted me for my PIN number. The second time, I let the cashier know in advance I'd use Apple Pay as credit. This time, after verifying through TouchID, I expected to be finished. Unfortunately, I still needed to click through the card reader a couple of times to verify the payment. A bit different from the single TouchID verification step I was expecting. Does anyone have an Apple Pay experience where no interaction after TouchID was necessary?