Seems like it's for those who may be just below being able to get a credit card but may be worthy of a bank taking a short 6 week risk on. Hopefully successful use of the program would allow the borrowers to build positive credit history to enable them to move on to better cards in the future. It makes no sense for anyone with established credit and good cash back or other bonus credit cards to use.I don’t understand who this is for. Is it an extension of Apple Card? Clearly it will have a credit score requirement so why not just push them towards Apple Card. Is there a maximum number of purchases? Total billed? A lot of questions.