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KBC Groep NV
Belgium bank / insurance group: Merger of Kredietbank, ABB-verzekeringen en CERA-Bank.
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Don't know about that. strange to see KBC (Belgium bank) rolling out in Ireland, while ING (Dutch Bank) is rolling out in Australia. It could mean that they are working on it, or they are trying to avoid their main markets whilst picking some profit abroad.

ING the Netherlands have repeatedly said they are anxious to roll out ApplePay in the Netherlands. There's something else holding it up.
 
Off topic, I'm visiting Ireland soon from the states. I have a capital one bank card that works with Apple Pay, so it shouldn't be an issue using it with any contactless pay systems there, correct?
You will be able to use Apple Pay anywhere there is a contactless terminal which is in 90% of retailers, bars and restaurants. Certainly in some out of the way places, they may yet need to be upgraded but certainly in any town or city, you will be good to go. If you card is chip and pin, make sure you know the pin as you will need it. Most contactless transactions are capped at €30 and you will need to insert the card into the reader for most purchases over this amount.
 
German Banking Instituts will probably accept it in 10 years. The old farts sitting there won't accept the transaction fee of Apple. And the shops here are doing there own payment solutions to not lose the tracking of customer buying habits.
 
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ING the Netherlands have repeatedly said they are anxious to roll out ApplePay in the Netherlands. There's something else holding it up.
I think the main problem is that Apple Pay only works for credit cards, which hardly anyone here uses for day-to-day purchases. For it to be adopted in the Netherlands it needs to support debit cards, specifically Maestro cards.
 
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I think the main problem is that Apple Pay only works for credit cards, which hardly anyone here uses for day-to-day purchases. For it to be adopted in the Netherlands it needs to support debit cards, specifically Maestro cards.
Sorry but that is rubbish. Apple Pay works with both debit and credit cards.
 
I think the main problem is that Apple Pay only works for credit cards, which hardly anyone here uses for day-to-day purchases. For it to be adopted in the Netherlands it needs to support debit cards, specifically Maestro cards.

I am using Apple Pay with my debit card, and it works just fine.
 
You will be able to use Apple Pay anywhere there is a contactless terminal which is in 90% of retailers, bars and restaurants. Certainly in some out of the way places, they may yet need to be upgraded but certainly in any town or city, you will be good to go. If you card is chip and pin, make sure you know the pin as you will need it. Most contactless transactions are capped at €30 and you will need to insert the card into the reader for most purchases over this amount.

This is great info. Thank you!
 
I think the main problem is that Apple Pay only works for credit cards, which hardly anyone here uses for day-to-day purchases. For it to be adopted in the Netherlands it needs to support debit cards, specifically Maestro cards.
From Apple website
"Apple Pay works with many of the major credit and debit cards from the top banks."
 
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Same in France, I guess none of the major banks want to accept the Apple tax. In France people can opt to use Orange Cash or Boon services, but it just adds an extra hassle of topping up an account (as with Orange Cash) or having to use Boon's virtual MasterCard and pay 0,99€ per month for the service after the 12 months free trial period ends.
I get the impression these countries' holdout actions are similar to Walmart. For their own reasons, they refuse to adopt this tech. I imagine that they'll eventually come around, once they realize the beauty.
 
Is it a Maestro card ?

I think I haven't seen Maestro anywhere yet. This may be the reason why it has not seen faster adoption in Europe.

Honest question - does anyone know why they're not launching in all of EU at once? Aren't most banking-related regulations harmonized by now? It's not like they launched state-by-state in the US...

The Apple Pay infrastructure needs the cooperation of the banks. Also, regardless of law harmonisation, national banks will still have some form of cooperation in these matters. Not to mention that one of the most common payment cards across Europe – Maestro debit – is not supported yet.
 
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I think the main problem is that Apple Pay only works for credit cards, which hardly anyone here uses for day-to-day purchases. For it to be adopted in the Netherlands it needs to support debit cards, specifically Maestro cards.

It works with debit. I love it!
 
Off topic, I'm visiting Ireland soon from the states. I have a capital one bank card that works with Apple Pay, so it shouldn't be an issue using it with any contactless pay systems there, correct?

Theory it shouldn't. But don't be expecting all terminals to support it, many of the counties outside of Dublin / Cork and Galway are lagging behind when it comes to updating pay terminals.
 
You will be able to use Apple Pay anywhere there is a contactless terminal which is in 90% of retailers, bars and restaurants. Certainly in some out of the way places, they may yet need to be upgraded but certainly in any town or city, you will be good to go. If you card is chip and pin, make sure you know the pin as you will need it. Most contactless transactions are capped at €30 and you will need to insert the card into the reader for most purchases over this amount.

Out of the way places, you mean like 23 of the 26 counties ;)
 
The only place I know of where banks charge you to use your debit card.

Some smaller US banks do. Or used to, at least.

Off topic, I'm visiting Ireland soon from the states. I have a capital one bank card that works with Apple Pay, so it shouldn't be an issue using it with any contactless pay systems there, correct?

You should be fine.

One complication, however, is transit systems. I don't know if there's anything there that supports tapping onto buses and trains, but the London Underground is known to have issues with Apple Pay and US-issued cards. You may need to buy/load their equivalent of the Oyster card if it's anything like that system.

You will be able to use Apple Pay anywhere there is a contactless terminal which is in 90% of retailers, bars and restaurants. Certainly in some out of the way places, they may yet need to be upgraded but certainly in any town or city, you will be good to go. If you card is chip and pin, make sure you know the pin as you will need it. Most contactless transactions are capped at €30 and you will need to insert the card into the reader for most purchases over this amount.

US chip cards require signature whenever possible, so this is probably not a problem for OP.

Sorry but that is rubbish. Apple Pay works with both debit and credit cards.

As long as they're Visa or Mastercard. Maestro is a completely different system that's not supported to my knowledge.

Gotta be honest here in the US I almost never use t anymore.

I use it maybe once or twice a week. Support has gotten better but I doubt it'll ever be as good as it is elsewhere (for a bunch of reasons which I've gone into before).
 
Theory it shouldn't. But don't be expecting all terminals to support it, many of the counties outside of Dublin / Cork and Galway are lagging behind when it comes to updating pay terminals.

Ironically, these are the three places I'll be visiting.
 
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It would be nice to have Apple Pay in Finland as well, but at this point I can't really remain hopeful for it to ever make it here. My Android phone can do mobile payments here, so there's at least one advantage it has against my iPhone.
 
Out of the way places, you mean like 23 of the 26 counties ;)
Gosh but I've used contactless in Kildare, Wicklow, Wexford, Carlow, Kilkenny, Sligo and Mayo. They are the counties I've been to since I got a contactless card fairly recently. Contactless terminals are all but ubiquitous at this stage...
 
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It would be nice to have Apple Pay in Finland as well, but at this point I can't really remain hopeful for it to ever make it here.

Waiting for this too, but having access to an Ulster bank account I'll at least have access to a Euro account with apple pay support now.
 
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