What's your definition of "changing the world"? There are always going to be people who won't use stuff like AP.
IMO it's probably going to be a generational thing, with it not adopted by older people and younger people using it more often.
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Apple Pay Launches in New Zealand Through Partnership With ANZ
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What's your definition of "changing the world"? There are always going to be people who won't use stuff like AP.
IMO it's probably going to be a generational thing, with it not adopted by older people and younger people using it more often.
Paranoid indeed.
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I'm frustrated as well but I think we need to be a bit more optimistic, in two more years adoption will be even better. Could you imagine having to work out all the deals and make this sort of thing work? Pretty ignorant to have thought this would be quick and easy. Personally I'm a bit bitter my "non-major financial institution" in Canada hasn't jumped on board yet... soon, I hope.
I used Apple Pay a few times – unofficially, i guess – on holiday in Italy last week.
It basically worked wherever there was a modern payment point with the Contactless symbol.
I was even able to use it for a ~ €65 transaction.
It worked with my iPhone and my Watch (use of the latter resulted in an amusing moment when a young pharmacist appeared utterly amazed, gasping at the fact I paid with my watch).
It basically worked wherever there was a modern payment point with the Contactless symbol.
I was even able to use it for a ~ €65 transaction.
It worked with my iPhone and my Watch (use of the latter resulted in an amusing moment when a young pharmacist appeared utterly amazed, gasping at the fact I paid with my watch).
I've had a few times where the cashier was waiting for me to slide my card, while the credit terminal was telling me "waiting for cashier" and I had to say, "uh, look at your register please."
I still won't use it. Much prefer to keep my credit card and my phone separate. Plus I don't have to make sure my credit card is charged overnight.
Suck it, Australia!
JK I'm American. But the rivalry between New Zealanders and Australians fascinates me. If I had to choose, however, New Zealand is it for me because of the beautiful landscapes (LOTR), Jermaine Clement/Bret McKenzie, and not as many creatures that can kill me. Although all the earthquakes suck.
JK I'm American. But the rivalry between New Zealanders and Australians fascinates me. If I had to choose, however, New Zealand is it for me because of the beautiful landscapes (LOTR), Jermaine Clement/Bret McKenzie, and not as many creatures that can kill me. Although all the earthquakes suck.
I'm in NZ. My debit card was just recently charged with a lot of small unauthorised payments from GOOGLE*LINE CORP, costing me approximately 150NZD in total. If you Google 'Google *LINE CORP*', you'll see a lot of people from around the world have been getting this issue too.
I have never setup any kind of payment info on any of my Google account, I currently do not use LINE app, but somehow this happened and is very concerning. I tried contacting Google but they didn't give me any practical solutions at all, they just asked me to review the app.
Hopefully this kind of thing never happens with Apple. Very disgusted with how Google and NZ bank handle card information.
I have never setup any kind of payment info on any of my Google account, I currently do not use LINE app, but somehow this happened and is very concerning. I tried contacting Google but they didn't give me any practical solutions at all, they just asked me to review the app.
Hopefully this kind of thing never happens with Apple. Very disgusted with how Google and NZ bank handle card information.
The switchover to terminals supporting chipped cards, here in the US, has borne more than a passing resemblance to a dumpster fire. Even when you get it right, half the terminals make a very "you've made a terrible error"-sounding beep when the transaction successfully completes - seemingly they're desperately worried you'll wander off without your card - and lots of the terminals still have bits of cardboard stuck in the chip reading slot with hand-scrawled notes saying "do not use". Really? The head office did that poor of a job of working through the use cases, and didn't envision at least the need for some mass-produced cards to block the slot? Could have had an industry-wide card with standardized graphics on it saying "
Sorry, not yet, keep sliding your card " in some quickly recognizable color scheme, and everyone would have quickly gotten used to seeing that and known what to do, and then the stores could just remove those helper cards when each system was fully switched over. But no, apparently everyone involved/in-charge thought, "well one day the old terminals will be there, and then, overnight the magical faeries will sneak in and switch the terminals and back-end systems over to the new system, and then the next morning the cashiers and customers will all know to use the new system in the new way." Really? That was your plan? Smh.As it is, there's a handful of chains where I know that NFC works and I can just go ahead and use it, and in other places I have to ask "do your NFC readers work yet?" which, about half the time, gets the response, "what is NFC?"
Related: RiteAid switched, a while back, from their own store loyalty card to "Plenti", and spent great amounts of effort having their employees get everyone signed up for Plenti cards. Plenti has an iOS app. The Plenti iOS app will cheerfully help you put your Plenti card into Apple Wallet. There are still RiteAid cashiers, many months later, that get completely befuddled when they ask for my Plenti card and I show them my screen to scan. Nevertheless, its nice that I can complete the entire transaction there with only my phone.
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If your credit card does get charged overnight, check to see if maybe your cats are "borrowing" it to order cat toys and catnip on the internet.
What bank/card is that? All my Apple Pay cards have chips on them and never have they requested the actual card..
Most likely you won't have the card with you.
Lets see
a) Take the iPhone out of the pocket , put it onto the machine and use the "touch ID" to confirm
or
b) Take my wallet out of my pocket, put it onto the machine and....finished.
Been using pay wave for so long now I can see no benefit from Apple Pay.
My card sits in a fold in my wallet so it has to be open to expose the card for it to work, so walk by scammers are irrelevant.
I have an SE, but would not change banks to be able to use Apple Pay.
But then again, NZ is a far more honest country than the USA, identify theft/scanning are not really a problem here. Hell when I was in the USA 3 weeks ago I saw checkout operators having to get the Managers approval (pen,UV,Visual check etc) to accept a US$50 note, and lots check the US$20.
a) Take the iPhone out of the pocket , put it onto the machine and use the "touch ID" to confirm
or
b) Take my wallet out of my pocket, put it onto the machine and....finished.
Been using pay wave for so long now I can see no benefit from Apple Pay.
My card sits in a fold in my wallet so it has to be open to expose the card for it to work, so walk by scammers are irrelevant.
I have an SE, but would not change banks to be able to use Apple Pay.
But then again, NZ is a far more honest country than the USA, identify theft/scanning are not really a problem here. Hell when I was in the USA 3 weeks ago I saw checkout operators having to get the Managers approval (pen,UV,Visual check etc) to accept a US$50 note, and lots check the US$20.
Growing pains. I don't always carry the plastic card with me.
Not exactly the same situation, but I had to leave a basket of groceries at the check stand when I realized I only had my phone and watch with me (no wallet). I normally shop at a different grocery store where Apple Pay is accepted, so I didn't think to carry my cards.
As this happens more and more, the stores will get tired of reshelving and of lost sales (vs. whatever they think they are gaining by asking for a card when a customer is using ApplePay or other tokenized contactless payment system).
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It's only been two years. Cellphones changed the world. Cars changed the world. The Internet changed the world. TV changed the world. None of them did it within two years of inception. Can you name a product that changed the world in two years from first appearance?
I think we can call it that we can't call it yet.
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That makes sense if you only have one card in your wallet. What happens if you carry two pay wave cards?
Now it's time for other banks in Australia/New Zealand to bring this out!
You know why chip readers didn't catch on in Australia? because people didn't like to be told to insert the card down under....
IMO this is counterproductive and may very well backfire.
Frankly, I don't think America actually wants contactless payment--and that's perfectly okay. Maybe in a decade or two we'll change our minds.
Of course, if you EVER used your regular credit card at any of those places, then they already have the account number. So if their database gets hacked, your number gets out anyway.
The best security is if you register a replacement card account with Apple Pay, that you never used anywhere before.
Where did you find that map? Can't seem to locate it on the Apple website?
Why would you be disgusted with how Google handled your card information? You've never set up any kind of payment info on your Google account. At some point in time, you had your info hacked.
I was going to write down my argument against, but not gonna bother. Just gonna say lol at you