Apple Pay Launches in Poland

Discussion in 'iOS Blog Discussion' started by MacRumors, Jun 18, 2018.

  1. MacRumors macrumors bot


    Apr 12, 2001

    Apple Pay today launched in Poland, according to reports from several MacRumors readers who are living in the country and Polish Apple site ThinkApple. iPhone, iPad, and Mac users in Poland are now able to add eligible cards to the Wallet app for use with Apple Pay.

    Image via MacRumors reader Kornel​

    According to Apple, the following banks support Apple Pay in Poland:

    [*]BGZ BNP Paribas
    [*]Bank Zachodni WBK
    [*]Alior Bank
    [*]Raiffeisen Polbank
    [*]Nest Bank
    [*]Bank Pekao
    [*]Getin Bank

    Visa and Mastercards from the above listed banks will work with Apple Pay, and several MacRumors readers have been able to successfully add their cards to their iPhones.

    Apple CEO Tim Cook first promised to expand Apple Pay to Poland during Apple's earnings call covering the second fiscal quarter of 2018. At the time, he also said Apple Pay would come to Ukraine and Norway, with the payments service yet to launch in the latter country.

    Following the launch of Apple Pay in Poland, Apple Pay is available in more than 20 markets, including the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, UAE, Brazil, and Ukraine.

    Apple Pay in stores is available on the iPhone 6 and later and all Apple Watch models. Apple Pay on the web and in apps is available on the iPhone 6 and later along with the iPad Air 2, iPad mini 3, iPad mini 4, all iPad Pro models, and Macs with Touch ID or an accompanying iPhone or Apple Watch.

    Article Link: Apple Pay Launches in Poland
  2. Alsterpeerle macrumors newbie

    Jun 18, 2018
  3. Merkie macrumors 68020

    Oct 23, 2008
    The incredible slow rollout of Apple Pay is nothing but laughable. It's been four years since Apple Pay was launched and I've not seen it being used in action once. Still no word on availability for my region either, and I live in one of the most urbanized and prosperous regions planet, where the infrastructure for contactless payments is ubiquitous and iPhones are everywhere. On a world scale, Apple Pay is nothing but a joke. Vaporware.
  4. Mac-lover3 macrumors 6502a


    Dec 2, 2014
    Where do you live?
    It’s indeed quite annoying that the rollout is this slow, I kinda knew that it was going to be slow but at least I expected 30-40 countries having Apple Pay by now.
  5. iGeek2014 macrumors 68020

    Jun 29, 2014
    === Nowheresville ===
    Wish they’d roll out Apple Pay Cash in more markets now as well as Apple Pay itself to more countries... good to see Poland are on board now.
  6. thevidness macrumors member


    Nov 1, 2013
    Berlin, Germany

    es ist zum verzweifeln.
  7. justperry macrumors G3


    Aug 10, 2007
    In the core of a black hole.
    For those who don't have ApplePay yet in their respective countries, *blame the banks.

    * Which is understandable.
  8. Agit21 macrumors regular

    Mar 9, 2016
    Not really looking forward to that one anymore. I just discovered the contactless pay option via Visa card. Hold your card to the reader and your purchase is paid.
  9. IGI2 macrumors 6502


    May 6, 2015
  10. windywalks macrumors 6502

    Mar 12, 2004
    The democracy in Poland might be fresh, but so are the underlying banking systems that were developed throughout the 90's and 00's, which is why it's rolling out here right now.
    The mobile payment infrastructure is exceptionally well developed, NFC terminals are in buses in some cities and I have yet to see a vendor that doesn't support contactless payments. It made absolute sense to finally launch it in Poland.
    I don't know what the situation in Germany is right now, but my German and English friends are shocked how well developed the banking websites and apps are compared to the ones they use with their local banks.
  11. chucker23n1 macrumors 68020


    Dec 7, 2014
    Some buses here in Bremen, Germany are rolling out NFC, and I have to wonder if anyone actually tested that. Before, you simply stuck the card in a slot and used the UI (which was so good that it didn’t matter at which step you added the card; you could do so asynchronously).

    Now, you’re supposed to use the UI, then hold the card. Granted, it’s apparently a lot faster (presumably, these things are about two decades newer), but keep in mind that while holding the card, the bus is driving and shaking.

    So good luck, old gents and ladies, because some idiot who did no real-world testing decided you could no longer comfortably insert the card; no, you have to carefully hold it against a dot now, while trying to hold on to some pole in a crowded, shaking bus.
  12. justperry macrumors G3


    Aug 10, 2007
    In the core of a black hole.
    No problem in the Netherlands, it works well in buses.
  13. Henrar macrumors newbie


    Jan 5, 2018
    The payment process takes like half a second.
  14. Col4bin macrumors 68000


    Oct 2, 2011
    El Segundo
    Better late than never, eh Poland? Good luck in the World Cup!

    Na zdrowie, sto lat! Człowiek nie wielbłąd, pić musi. Rybka lubi popływać, za nas! Zdrowie pięknych pań oraz mojej żony. Chluśniem bo uśniem. Za tych co nie mogą.
  15. Karllake macrumors newbie

    Jul 15, 2012
    100% agree, the important bit for me isn’t the slot vs holding the card, it’s not needing put my pin in for a 3.40 pln (£0.77) transaction,

    Also Poland adoption of contactless is perfect. You can use contactless for any value, above a value of I think £20 you then also need a pin, in the uk you can’t use contactless over £30 which means you have to make a technology decision every time you pay based on the value, it’s a first world problem but quite annnoying.
  16. windywalks macrumors 6502

    Mar 12, 2004
    That's not how NFC works, the reading is almost instantenous. I would wager it's much easier that trying to insert the same card into a slot while the bus is crowded and moving.
  17. Neeldenn macrumors newbie


    Jan 28, 2018
    Mönchengladbach, Germany
    I’ve recently heard that Bank Zachodni has one of the most modern mobile banking apps in Europe. It’s just so sad to see how Germany misses out on all the opportunities offered by the whole mobile payment solutions...
  18. unkleden macrumors newbie

    Jun 19, 2018
    I think Apple pay is not limited in most instances (increasingly) unlike most contactless payments using a debit/credit card which are limited at £30.
  19. recoil80 macrumors 68020

    Jul 16, 2014
    Don't you need to insert the pin?
    In my country the pin is mandatory if the bill is > 25 EUR

    Apple pay is really convenient on the Watch, I no longer have to take the wallet out of my pocket, find the card and place it on the POS. Even for small amounts without the pin is way better to pay with the AW by just placing the wrist next to the POS. Almost every cashier at self checkout supports contactless payment and having to deal with bags full of stuff it is convenient to use the Watch.
  20. windywalks macrumors 6502

    Mar 12, 2004
    Being able to only use my phone for payments is something I'm actually looking forward to - since the cards added to ApplePay in Poland work exactly the same as their physical equivalents, I can l leave my wallet at home because the transaction limits are exactly the same.
    You just gave an example of how technological progress is hindered by a frankly moronic decision made by banks to limit how much you can spend.

    You should be able to buy a car with your NFC card when you chose to, if you have means of further authorizing the transaction or you can buy a bag of chips just by touching the terminal.
    Let people use their hard earned money as they wish.
  21. Enclavean macrumors regular


    Jun 14, 2018
    I used to really want Apple Pay in Norway, but at this point its just too late. Everyone is using local solutions instead.

    Does Apple not value the concept of momentum?
  22. skillwill macrumors 6502

    Feb 12, 2008
    I'm a Brit living in Poland, and have set this up already with BZWBK. Been looking forward to it as, despite the banking system in general being a long way behind (branches, paperwork, etc. etc.), contactless payment is even further ahead than the UK - it's absolutely everywhere with hardly any limits, so very happy about this. I might never need my physical cards again!

    Also people saying it's late - my understanding is that PL was ready to go with this a long time ago but was being held up by ONE bank messing about. Doesn't seem like Apple or Poland's fault - rather one non-progressive bank.
  23. szw-mapple fan, Jun 19, 2018
    Last edited: Jun 20, 2018

    szw-mapple fan macrumors 65816

    szw-mapple fan

    Jul 28, 2012
    If it hasn't rolled out in your region yet, then obviously you wouldn't have seen it being used. That's like saying you haven't seen anyone speak Portuguese yet when you live in Japan. I use it daily and I've seen it used many times but I agree that many people don't know use it and rollout has been slow.
  24. Karllake, Jun 19, 2018
    Last edited: Jun 19, 2018

    Karllake macrumors newbie

    Jul 15, 2012
    Unkleden - Yeah sorry I was talking about contactless payment cards both the uk and Poland have a limit on contactless payment without pin, the difference is that in the uk over that limit you need to use chip and pin, in Poland you simply add your pin, it means you can always use contactless, it’s much easier to manage.
    --- Post Merged, Jun 19, 2018 ---
    Completely agree, I was trying to say how the polish system has got it right and the uk system makes no sense

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