Still no Apple Pay in Germany...
Tweet and mail your bank like I do every couple of months.
Still no Apple Pay in Germany...
The democracy in Poland might be fresh, but so are the underlying banking systems that were developed throughout the 90's and 00's, which is why it's rolling out here right now.
The mobile payment infrastructure is exceptionally well developed, NFC terminals are in buses in some cities and I have yet to see a vendor that doesn't support contactless payments. It made absolute sense to finally launch it in Poland.
I don't know what the situation in Germany is right now, but my German and English friends are shocked how well developed the banking websites and apps are compared to the ones they use with their local banks.
I agree.How about spreading a little less cynicism on this forum? They don’t want anything but rolling out Apple Pay in as many countries as possible, as soon as possible. Given your information I’m sure they will be rolling out soon over there, just be a little more patient and be a little grateful you’re not living in my place.
I don't believe this is the whole story at least in Belgium (2 of the major banks) said like 3 times that Apple Pay rollout was coming soon. There has to be something else slowing down the process.I agree.
If it were up to Apple I am sure they'd flood the global market.
The villains in this case are the local banks. Some are genuinely archaic in their thinking.
But frustrating nonetheless.
I agree.
If it were up to Apple I am sure they'd flood the global market.
The villains in this case are the local banks. Some are genuinely archaic in their thinking.
But frustrating nonetheless.
Don’t get Apple’s priorities. Apple Pay in Brazil and Mexico before so many Western European countries? Is this for real? How big is Apple’s business in Brazil, Mexico and other developing countries? I don’t think many people can afford Apple’s overpriced products there. Like 0,001% of the population is going to use Apple Pay. Great... Next we’ll see the HomePod launching in North Korea.
I know, I've only just recently traveled to Czechia and the terminals are just as ubiquitous as in Poland. Keeping my fingers crossed for a card-less future for you guys!Same thing here in Czech republic, you can buy a bus ticket using NFC card in a lot of cities now. Hope we will get Apple Pay soon too.
Mister Breivik will be proud
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Yes I do, but I do not consider economy as science. So don’t expect me to take that serious.
No problem in the Netherlands, it works well in buses.
The payment process takes like half a second.
That's not how NFC works, the reading is almost instantenous. I would wager it's much easier that trying to insert the same card into a slot while the bus is crowded and moving.
In Poland the experience hasn't changed from standard card readers - you select a ticket with buttons or touchscreen, pick a payment method (if available, you may pay both with cash and card, including inserting the card into a slot, in some cities) and pay. And it's actually easier to pay with NFC as you don't have to stick your card into a reader and enter the PIN while the bus is moving.I love how there's three people mansplaining how my experience isn't valid. Yes, the reading is reasonably fast, but navigating the UI (which for some reason they had to change significantly, and make more complicated) is not.
Because if the user has contactless card (and in Poland most people have them as banks don't issue older cards anymore since like 2011), then he knows how to do pay with that. I have literally never seen a person that doesn't know how to pay with NFC debit card here. And the card reader has both visual and sound feedback after the transaction was done.No, you don't need to hold your card the entire time, but how is a user supposed to know that?
It is not necessarily Apple who is slow but the banks. Apple Pay works perfectly well in Germany, just not with German bank accounts.Where do you live?
It’s indeed quite annoying that the rollout is this slow, I kinda knew that it was going to be slow but at least I expected 30-40 countries having Apple Pay by now.
This is not true at all. Apple is clearly the bottleneck in this case. Or do you think all Polish banks all of a sudden decided together to support Apple Pay? Does that make sense?It is not necessarily Apple who is slow but the banks. Apple Pay works perfectly well in Germany, just not with German bank accounts.
Am I on Tumblr? Take me back to Macrumors!(...) mansplaining (...)
Apple will go live in a country once enough banks have signed up so Apple Pay covers a reasonable percentage of clients. They won't go live with only potential for a few clients. Once they have that critical mass together, of course they all go live at the same time. Other banks will for sure join later.This is not true at all. Apple is clearly the bottleneck in this case. Or do you think all Polish banks all of a sudden decided together to support Apple Pay? Does that make sense?
Today I was the second customer in a local restaurant (Katowice, Poland) to pay with the use of Apple Pay. The first client did use his watch. I didn't know how (and still don't) to make it work, so I ended up using my iPhone.
The waitress was genuinely surprised I was able to pay contactlessly without the need to enter a PIN code for a transaction above 50 Polish Zlotys ~ $13,50).
I was surprised the procedure is not intuitive enough for me to have figured up how to pay with the use of Apple Watch. :/
EDIT: Problem solved. I had to add the same card on my Watch (or rather Watch app on my iPhone) separately despite having it added on my iPhone.
I just switched banks just because of Apple Pay. Bank Millenium is a great bank here, but they still haven't joined the Google Pay and Apple Pay revolution - good-bye to them. mBank it is!
This is not true at all. Apple is clearly the bottleneck in this case. Or do you think all Polish banks all of a sudden decided together to support Apple Pay? Does that make sense?
Though it works unofficially in the country (once set up with a supported card from another country), Apple Pay is not yet available in Mexico. It's only in Brazil that it's available. Nonetheless, it's interesting that Apple gets all the bashing for a slow rollout of Apple Pay when their competitors Google and Samsung have been even slower to rollout Google Pay and Samsung Pay.Don’t get Apple’s priorities. Apple Pay in Brazil and Mexico before so many Western European countries? Is this for real? How big is Apple’s business in Brazil, Mexico and other developing countries? I don’t think many people can afford Apple’s overpriced products there. Like 0,001% of the population is going to use Apple Pay. Great... Next we’ll see the HomePod launching in North Korea.
Actually, a significant number of people in Mexico have iPhones from what I've observed in my visits there. The bigger problem is that there simply isn't enough contactless infrastructure there (and no ready-made excuse to roll such infrastructure out, like there was in the US with the EMV migration*), so it's a lot more difficult to justify Apple Pay right now. Heck, Samsung Pay only got there recently and that's because it supports MST.
Also fun fact: you're generally not allowed to touch the terminal in Mexico unless a PIN's required for your card. Even the PIN pads attached to POSes (vs. standalone terminals) are on the cashier's side of the counter. I'm not sure why, though, and I didn't know enough Spanish to ask the store clerks.
*And even then, I'm not sure the US should have gotten Apple Pay first. That's a whole other discussion, however.
At least over there Apple Pay was officially launched. In Mexico it hasn't been launched yet and, after four years waiting, it is most likely that it never will.The rollout in Sweden is pretty much non-existent since only one bank supports it after over one year of availability. Laughable indeed.