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Apple Pay Launching in Canada With American Express on November 17
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I'm so glad Apple doesn't track people like Google does. That evil company tried to get too much info on people's purchases. They store your purchases on their servers. Crazy.
Of course Google will do that. They need that info/metadata so they can sell more ads since that's how they make most of their money. Said it before and I'll say it again, Android is Google's trojan horse to get your info/data.
My guess is Apple is giving AMEX an early launch as a sign of good faith for their partnership since AMEX will help launch Apple Pay around the world much faster without banks.
The banks will likely join AMEX by the end of the month as numerous reports have shows and the TD webpage leak.
I don't understand why it's the banks' fault for not agreeing to give Apple a cut of their revenues. Would Apple give anyone any cut? No. Apple wants to double dip on both users and the service providers.
Watch more useful. Banks will be losing a lot of business for not supporting this.
Here's some of the retailers/merchants that accept American Express in Canada per its website:
DINING
DINING
- ALICE FAZOOLI'S, JACK ASTOR'S, CANYON CREEK CHOPHOUSE, SECOND CITY, LOOSE CHANGE CHARLIES
- BROWNS SOCIALHOUSE
- BYMARK, FABBRICA, NORTH 44°, ONE RESTAURANT
- EARLS KITCHEN & BAR
- HARVEY'S, KELSEY'S, MILESTONE'S, MONTANA'S, SWISS CHALET, THE SECOND CUP
- MCDONALD'S
- MOXIE'S CLASSIC GRILL, CHOP RESTAURANTS, DENNYS, REVELSTOKE MOUNTAIN RESORT, SANDMAN HOTELS & INNS, SHARK CLUBS OF CANADA, THE SHARK CLUB OF LANGLEY
- OLIVER & BONACINI RESTAURANTS
- PICKLE BARREL
- THE KEG, HY'S STEAKHOUSES
- 407 ETR
- 7-ELEVEN
- BELL, VIRIGIN MOBILE, THE SOURCE
- CHEVRON
- ESSO
- GROCERY GATEWAY
- LONDON DRUGS
- LONGOS
- MARKETPLACE IGA (BC ONLY)
- MCEWAN
- METRO
- PETRO-CANADA, PIONEER
- PUSATERI'S
- REXALL
- ROGERS, FIDO
- SAVE-ON-FOODS, PRICESMART FOODS, URBAN FARE, OVERWAITEA FOODS
- SHAW
- SHELL CANADA
- SOBEYS, PRICE CHOPPER, FOODLAND, IGA, COMMISSO'S
- SAQ
- TELUS, KOODO MOBILE
- ULTRAMAR
- WHOLE FOODS MARKET
- APPLE
- BEST BUY
- CINEPLEX ENTERTAINMENT, FAMOUS PLAYERS, ALLIANCE ATLANTIS CINEMAS, GALAXY ENTERTAINMENT
- CLUBLINK
- CRATE & BARREL
- HOME DEPOT
- HOME HARDWARE
- LEON'S
- LOWE'S
- MIRVISH
- POTTERY BARN
- RESTORATION HARDWARE
- SLEEP COUNTRY CANADA
- STAPLES
- THE BRICK
- TICKETMASTER
- URBAN BARN
- VISIONS ELECTRONICS
- WEST ELM
- WILLIAM ASHLEY
- WILLIAMS SONOMA
- ALDO
- AMERICAN EAGLE OUTFITTERS
- ATMOSPHERE, COAST MOUNTAIN SPORTS, NATIONAL SPORTS, NEVADA BOB'S GOLF, SPORT CHEK, SPORT MART, SPORTS EXPERTS, ATHLETES WORLD , FITNESS SOURCE, GEN-X SPORTS INC, PODIUM, RNR OUTDOORS
- BEN MOSS
- BIRKS
- BROWNS
- H&M
- HOMESAV
- HOMESENSE
- INDIGO, CHAPTERS, COLES, CALENDAR CLUB OF CANADA, KOBO
- INDOCHINO
- LULULEMON
- MARSHALL'S
- REITMANS, RW & CO, SMART SET, THYME MATERNITY, ADDITION-ELLE, PENNINGTONS
- ROOTS
- SEARS
- SPORTING LIFE
- STYLESENSE
- THE BAY, HOME OUTFITTERS
- TOY'S R US, BABIES R US
- VICTORIA’S SECRET, BATH AND BODY WORKS, PINK, LA SENZA
- WAL-MART
- WINNERS
- AIR CANADA
- AIR TRANSAT, NOLITOURS
- AVIS
- BEST WESTERN
- BUDGET
- CARNIVAL CRUISE LINES
- CELEBRITY CRUISES
- ENTERPRISE RENT-A-CAR
- FAIRMONT HOTELS & RESORTS
- FLIGHT CENTRE
- HERTZ
- HILTON HOTELS & RESORTS, HILTON HOMEWOOD SUITES, HILTON GARDEN INN, HAMPTON INN HOTELS, EMBASSY SUITES HOTELS, DOUBLETREE HOTELS
- HOLIDAY INN HOTELS, INTERCONTINENTAL HOTELS, CROWNE PLAZA HOTEL, CANDLEWOOD SUITES, STAYBRIDGE SUITES
- PORTER AIRLINES
- PRINCESS CRUISES
- ROYAL CARIBBEAN CRUISES
- SUNWING TOURS
- THRIFTY
- WESTCORP HOTELS
- WESTJET
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Are people more loyal to their banks or their iPhone?
Their banks for sure. I think you overestimate how normal consumers are entrenched to Apple's services. For most people the changing their bank accounts is a "serious" thing, whereas changing phone is just more simple.
Yes. It is way easier to switch phones than banks. Well, I suppose switching banks is easier in your twenties. But later in life once you have mortgages, payments of various types, retirement accounts, it would be a PITA to switch banks.
I'd have to assume it's a security issue. If a bank allows it, they are contacted through Apple Pay and everything is authenticated once and then stored on the secure element. It's not just like an early Google Wallet thing, where you can add a card and then use it wherever. The benefit with Apple Pay is security. It's just a bummer businesses and institutions are taking a while to embrace it.
If a customer wants something, it is the banks duty to deliver that or risk losing the customers that want it.
Apple is offering a service and in order for the banks to benefit from that service they have to pay for it.
The same way if Company A has more services tied to its membership than Company B. People will obviously chose company A unless Company B adds similar services. It is the responsibility of the retailer to provide what its customers want.
Apple's cut is .15%. Or fifteen cents for every $100.
Apple's cut is .15%. Or fifteen cents for every $100.
Most credit card companies in the States realize that they are saving far more than that in fraudulent charges by using Apple Pay.
I'm not about to apply for another credit card plus not many retailers accept AMEX anyway. To me this is really a soft launch unless we get a surprise when the Canadian banks adopt Apple Pay and I'm looking at you TD Bank since you guys leaked out information not long ago!
95% of the places I shop take AMEX
The only places that don't take it or I chose not to use it are the smaller/ local mom and pop restaurants.
That being said, my guess is we will see the big banks have it by the end of the month.
Looks like TD has a page up about it now too:
http://www.tdbank.com/personal/applepay.html
Though this appears to be the US branch of TD, so maybe the Canadian launch will still have to wait.
http://www.tdbank.com/personal/applepay.html
Though this appears to be the US branch of TD, so maybe the Canadian launch will still have to wait.
Who really uses American Express in Canada ?
Even Costco has gone with MasterCard now
I'll welcome Apple Pay when it has both Visa and MasterCard.
Even Costco has gone with MasterCard now
I'll welcome Apple Pay when it has both Visa and MasterCard.
Credit cards are not hard to switch, in fact banks are begging you to sign up with them with so many promotions. It doesn't affect your bank accounts and mortgages and payments etc
Who really uses American Express in Canada ?
Even Costco has gone with MasterCard now
I'll welcome Apple Pay when it has both Visa and MasterCard.
Most places except small independently owned restaurants and shops, Costco, and Loblaw owned stores.
That is true in most cases, but if no banks offer it then customers are upset however there is nothing they can really do about it.
One of the original benefits of Apple Pay was that it also cut down on fraud so the credit card companies like MC and VISA could even increase their profit by using Apple Pay.