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Apple Pay May Be Expanding to Canada as Soon as March

SteveJobs2.0 said:
Most terminals in large Canadian cities support NFC payments with credit cards so once this is in place I can see it being adopted rapidly.
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I was actually surprised, in my travels, to find that Canada's use of NFC (and let's face it, terminal credit card and debit card payments in general) to be so wide-spread compared to other countries. Haven't been the Japan yet - where there use is probably higher.

I rarely have to carry cash anymore. Was kind of shocked to find that a lot of places in NYC still are cash-only.

All that to say: yeah, we're ready for Apple Pay. Technically speaking, anyway.
 
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This would be awesome!! :D

Recently my local Safeway seems to have turned off Interac-flash for my debit card, though, so I hope retailers don't dig in their heels against Apple pay.
 
Woo Hoo!

I've been saying since last fall that ApplePay was the thing that would finally give me an excuse to drop my ancient LG phone and get an iPhone6. As soon as it's here, and especially if it includes Debit cards I'm there. Goodbye 6 year old LG flip phone.
 
Oh man, can't wait for this to come to the UK. Way in a similar position to Canada in that we have lots of NFC payment terminals at many stores.

I would definitely consider changing banks if mine didn't iffer this at launch or set a date.

Only question I would have is whether the current payment limit of £20 for contactless card would apply
 
I am an American, now living in Canada.
I have a US iPhone, and US credit cards, and use apple pay in Vancouver several times a day (I'm currently drinking a coffee that I paid for with apple pay). Even little mom and pops stores usually have terminals that will work for me with my 6 plus. Anywhere that accepts 'tap' will work already.

It should be easier for Apple and the banks to flip the switch here since the NFC terminals are already everywhere.
 
Discover...???

I am stunned that Discover is still dragging their feet on getting Apple Pay up in running.

I keep hearing from Discover that this is coming with the next release (not sure what release they are talking about, but this has been the message since November.
 
KdParker said:
I am stunned that Discover is still dragging their feet on getting Apple Pay up in running.

I keep hearing from Discover that this is coming with the next release (not sure what release they are talking about, but this has been the message since November.
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The release of iphone 7 as 6s does not count as a release:D
 
A lot of banks in the US still do not support this but I am glad to see it expanding. My Chase United Miles work, but my business Amex and my Banana Republic card do not -- and probably never will.

It is certainly going to drive which card I use the most and even which card I get in the future. On the merchant side, I understand that Visa/MasterCard have set an end of 2015 for merchants to accept touchless transactions. so although it is a slowly rolling out, I am hopeful that we will continue to see more locations accept Apple Pay as the year rolls on. I just bought a jacket at Men's warehouse and was surprised to see that they took it. The sales person told me I was his first :eek:
 
wolfshades said:
I was actually surprised, in my travels, to find that Canada's use of NFC (and let's face it, terminal credit card and debit card payments in general) to be so wide-spread compared to other countries. Haven't been the Japan yet - where there use is probably higher.

I rarely have to carry cash anymore. Was kind of shocked to find that a lot of places in NYC still are cash-only.

All that to say: yeah, we're ready for Apple Pay. Technically speaking, anyway.
Click to expand...

You would think, but Asian countries have traditionally been very pro-cash. Many older people have not been trusting of banking institutions, so they pay with cash and save cash at home.
 
ArtOfWarfare said:
I haven't used Apple Pay a single time yet, but I got one of those iPhone 6+ Wallet cases that MacRumors mentioned in the iOS Blog. I'm quite a bit quicker paying for stuff now that my credit card is right there on my iPhone. Don't have to dig in my other pockets for my wallet and then flip through it for my credit card.

I realize it's not the same, but for people itching for the advantages of Apple Pay, the wallet case offers some of those same advantages (quicker, less stuff to carry around).
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So, you lose your phone, you lose your credit cards as well.....nice. The thieves also thank you for the convenience.
 
Corporate Cards would be huge

Cuban Missles said:
A lot of banks in the US still do not support this but I am glad to see it expanding. My Chase United Miles work, but my business Amex and my Banana Republic card do not -- and probably never will.

It is certainly going to drive which card I use the most and even which card I get in the future. On the merchant side, I understand that Visa/MasterCard have set an end of 2015 for merchants to accept touchless transactions. so although it is a slowly rolling out, I am hopeful that we will continue to see more locations accept Apple Pay as the year rolls on. I just bought a jacket at Men's warehouse and was surprised to see that they took it. The sales person told me I was his first :eek:
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American Express has been one of the best banks in supporting Apple Pay. I can't see why the corporate cards would not want to have the added security and bookkeeping benefits of Apple Pay and convenience.

Imagine filling out an expense report where your expenses were on your phone and/or bank app. It might actually be a pleasure:D

Obviously there are technical issues that I'm sure are being actively worked on. My guess/hope is that by May we will see corporate cards.

As far as Banana Republic and the like, the run of those cards is probably too small to make it worth their while. If those cards are not supported by a bank directly and are meant to be primarily used by a single merchant, it's not a big security issue and I agree won't be done.
 
Jeff Meredith said:
American Express has been one of the best banks in supporting Apple Pay. I can't see why the corporate cards would not want to have the added security and bookkeeping benefits of Apple Pay and convenience.

Imagine filling out an expense report where your expenses were on your phone and/or bank app. It might actually be a pleasure:D

Obviously there are technical issues that I'm sure are being actively worked on. My guess/hope is that by May we will see corporate cards.

As far as Banana Republic and the like, the run of those cards is probably too small to make it worth their while. If those cards are not supported by a bank directly and are meant to be primarily used by a single merchant, it's not a big security issue and I agree won't be done.
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I like your optimism and hope it pays off. At my company Amex has a relationship with the expense reporting system so that if I pay with the corporate card, it come right into the expense system and I do not have to provide hard copy reciepts. It is my guess that the relationship has finacial benefits and will slow down the adoption of Apple Pay in this realm. I hope I am wrong.
 
What is the problem in the US?

There are very few stores which use this especially it so safe. Is the cost of NFC terminal is so prohibitive (to outweigh safety) ?
 
I've stopped carrying keys (August SmartLock) and all my loyalty cards (Passbook). Now I only carry a wallet with a debit and a credit card.

With ApplePay, I'll finally be able to just carry my iPhone for everything. :D
 
cr2 said:
There are very few stores which use this especially it so safe. Is the cost of NFC terminal is so prohibitive (to outweigh safety) ?
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I think it's a mix of laziness (supporting a new technology may take some work behind the scenes), the fact that some stores are part of the Merchant Customer Exchange and actively trying to create a new system that avoids credit cards and their fees entirely, and others may have terminal replacements planned, but it's just not happening yet. Target put new terminals in awhile back, and they're NFC-capable, but the feature is disabled. Best Buy has had NFC-capable terminals for years, but turned them off. Walmart is avoiding it, too.

Basically, it stinks because the US has a lot to gain from other payment methods, and Apple has given us one with a lot of banks, but the stores are behind the times, while in other countries, the infrastructure is there, but Apple and the local banks haven't enabled their side of things.

Now, that being said, I have a friend who has BMO Harris Bank here and really wants Apple Pay support - maybe if their Canadian parent company joins in, the US subsidiary will soon follow? ;):D
 
Am I the only person who doesn't particularly care?

In my view, Apple Pay is redundant in Canada. We already have NFC capabilities through standard debit and credit cards, which don't require fingerprint authorization. It literally takes me 3 seconds to pull out my card, tap, and be on my way.

I have an iPhone 6, and if given the option, I'd still prefer to pay with an actual credit card. Less chances of clumsily dropping your phone, too.
 
Newfiebill said:
I have been with TD Canada for 20+ Years, I know the staff at my Branch very well and them me. It has been strongly rumored that TD Canada will be one of the first to jump on board (no surprise).
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No surprise? TD is the absolute worst of the major banks when it comes to tech. Look at their 2007 era app. That crap still hasn't been updated for retina display and it breaks all the human interface guidelines set out by Apple. The TD app shows you a full keyboard to input a number for gawd's sake.

screen568x568.jpeg


It's a masked web app that appears to have been "designed" by a committee of accountants and Windows 95 IT techs.

TD puts all their efforts into branches. No wonder their ads feature retired seniors.

TDCT-037-9T30E_Fatherly_Advice368.jpg
 
I didn't know apple pay wasn't in Canada, but its good to know its coming there.
 
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