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Apple Pay Not Coming to Mexico Until 2021

Say what you want about security but I really wish Apple used MST along with NFC like my Samsung company phone does. I don't have to think or wonder if its supported, just swipe up and put the phone next to the terminal/register. Same for my old Gear Watch I used to have.
 
PickUrPoison said:
Though they’re already paying the lowest possible rates, no doubt those NFC deniers would rather pay no card fees at all. They would love to get their hands on your ACH. So how did that go? Not well at all.

Turns out consumers are incredibly resistant to handing over their bank account info to stores. Given that they are forced by their own customers to take credit cards, why are they refusing customers contactless payment, esp. during a out of control pandemic?
Click to expand...

There wasn't really anything motivating people before. However, it's potentially a different story if you think long term. For instance, presume that Walmart convinces enough people to use Walmart Pay for day to day purchases. It's not too much of a stretch to presume that at least a few would be willing to switch from using a credit/debit card to direct bank debits if offered, especially if they were offered some kind of discount. Even if only 2-3% of users take them up on it, it's still a savings on how much they have to pay to run cards.

This also doesn't take into account the app making users' purchasing habits more "sticky" in that it makes them less likely to go to, say, Target instead for at least some things.

TheMountainLife said:
Say what you want about security but I really wish Apple used MST along with NFC like my Samsung company phone does. I don't have to think or wonder if its supported, just swipe up and put the phone next to the terminal/register. Same for my old Gear Watch I used to have.
Click to expand...

As someone who's used MST before on Samsung devices (Gear S3 specifically), it's definitely nowhere near 100% reliable. The UX isn't too great, either, in that there are mandatory button presses to actually turn on MST for a transaction; I'm not sure how that's avoidable since having the MST signal always be on burns battery, never mind the security considerations.

iGüey said:
I think you guys are over analyzing the issue. The fact is that unfortunately, Mexico is still a third world country, so the adoption of new technologies goes at a slow pace due to the costs that it means. As an example, I can tell you that barely just recently (2 months to date) Walmart has introduced self-service cashiers (in selected stores), while I have seen them in USA since several years ago. This fact along with the other fact that our president lives and governs as if we were in 1970....

Actually, a lot of people don’t have credit cards nor even a bank account, so millions transactions a day are made with cash.

Obviously, as a Mexican living in Mexico, I’m not proud of this backwardness, but is what it is, and I think is the main reason of what you are arguing.
Click to expand...

I was particularly talking about the situation in the US, not so much Mexico. However, the US also has a lot of the same backwardness in some industries, specifically banking. I'm honestly surprised we don't use cash more than we do.
 
tmiw said:
As someone who's used MST before on Samsung devices (Gear S3 specifically), it's definitely nowhere near 100% reliable. The UX isn't too great, either, in that there are mandatory button presses to actually turn on MST for a transaction; I'm not sure how that's avoidable since having the MST signal always be on burns battery, never mind the security considerations.
Click to expand...

That's too bad. Its been great for me. The watch was just 2 clicks of the back button, MST isn't always on like NFC. Still got 2 days of battery before I sold it earlier this year. Apple's implementation of course if they were to use it would be what we expect.
 
I live in Tijuana, Mexico and use apple pay in Mexico all the time. With an American Bank card though. Most new stores or restaurants have NFC payments or other machines that will accept apple pay.
It most be something with Mexican Banks.
Not sure why but in the U.S. i have never had any fraud or money stolen from my bank
But in Mexico people will not use their cards as freely as we do because there is a lot frauds and people stealing information.
 
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iGüey said:
May be you were able to use Apple Pay in Mexico surely because as a tourist you have already Apple Pay active with your Apple ID. I mean, I’m Mexican and I can tell you for sure that I still don’t have Apple Pay. Mexicans Apple IDs still don’t have Apple Pay active.
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yes, that's exactly right! but, it's coming soon, per this good news :)
 
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alexandr said:
there are still a ton of places in the us that don't except applepay... :)
Click to expand...

Thank you for let me know. Now I think this will be my consolation....

EDIT: I’m not sure if the proper word is consolation or comfort. My apologies if I’m wrong.
 
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iGüey said:
I think you guys are over analyzing the issue. The fact is that unfortunately, Mexico is still a third world country, so the adoption of new technologies goes at a slow pace due to the costs that it means. As an example, I can tell you that barely just recently (2 months to date) Walmart has introduced self-service cashiers (in selected stores), while I have seen them in USA since several years ago. This fact along with the other fact that our president lives and governs as if we were in 1970....

Actually, a lot of people don’t have credit cards nor even a bank account, so millions transactions a day are made with cash.

Obviously, as a Mexican living in Mexico, I’m not proud of this backwardness, but is what it is, and I think is the main reason of what you are arguing.
Click to expand...
Actually, I've paid with NFC in plenty of places in Mexico using Samsung Pay: 7-Eleven, Farmacias del Ahorro, Best Buy (RIP), Farmacias Guadalajara, Sams Club, Walmart, Liverpool, and many many smaller businesses with regular POS terminals, as well as the new smartphone connected terminals.
Mexico is more akin to Europe in card technology (we adopted chip+PIN security many years ago while the US was still in signature security). Around 9/10 terminals in Mexico have hardware compatibility with NFC, the hardest thing is to convince the operator (clerk, cashier, waiter...) to first input the transaction so we can use NFC.
 
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Jorgevazq said:
Actually, I've paid with NFC in plenty of places in Mexico using Samsung Pay: 7-Eleven, Farmacias del Ahorro, Best Buy (RIP), Farmacias Guadalajara, Sams Club, Walmart, Liverpool, and many many smaller businesses with regular POS terminals, as well as the new smartphone connected terminals.
Mexico is more akin to Europe in card technology (we adopted chip+PIN security many years ago while the US was still in signature security). Around 9/10 terminals in Mexico have hardware compatibility with NFC, the hardest thing is to convince the operator (clerk, cashier, waiter...) to first input the transaction so we can use NFC.
Click to expand...
@iGüey if you see a BBVA, Banregio, BanBajio, Scotiabank, Banamex logo, chances are the terminal is going to be compatible with Apple Pay.
 
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iGüey said:
Thank you for let me know. Now I think this will be my consolation....

EDIT: I’m not sure if the proper word is consolation or comfort. My apologies if I’m wrong.
Click to expand...
yea, no - that's correct :)

europe is actually a lot more apple pay than the us. in moscow, for example, i can use apple pay about 40% more than in nyc. not to mention that the moscow subway system's been accepting it for some time now, and nyc has just started to roll it out recently. not even sure if they're done with covid and all...
 
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