Contactless cards and readers will happen everywhere in time. It doesn't matter if it's Apple Pay, Samsung Pay, Google Wallet, etc. It will happen.
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Apple Pay Rolling Out at Target, Taco Bell, and Jack in the Box Across the U.S. in Coming Weeks
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I have my doubts that Walmart will go the Apple Pay/Google Pay route anytime soon. The reason is simple: Walmart was the biggest financial contributor to the failed CurrentC mobile payment project, a project that evolved into the QR-code based Walmart Pay system that is part of the Walmart App for iOS and Android.
Yes, the 17% of users who use it, use it a bit more, saying that those who take the trouble to enroll are more committed to using it (and/or have more places where they can use it). The question is whether increasing the number of places where people can use Apple Pay, will increase the number of transactions per person, the number of people who use it at all, both, or have no noticeable impact (neither). If it increases the number of transactions per person, the average spend per person will increase. If it only increases the number of people, than we have no idea what the average per person will be, just that the total spend will increase.
Actually, the CurrentC app was sold to Chase Bank and they turned it into what they now call Chase Pay. Walmart also created its own app, Walmart Pay, based upon the research done for CurrentC, but that's just their own version of it and not the actual CurrentC app being simply renamed. So if we can say currentC evolved into something, that's really Chase Pay and not Walmart Pay.
https://9to5mac.com/2017/03/10/chase-mcx-apple-pay-currentc/
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Yep, I and my grown kids used Google Wallet all the time at Home Depot for years before Apple Pay came along later.
Apparently the extra Apple publicity made them decide to shut it off. Really was a pity.
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That's because CVS only had YOUR phone's card token.
Remember, they don't get your real account number.
And for security, each device gets its own account token even for the same card account.
Thus you had to use the same device for a refund.
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By the way, it appears that Home Depot may be preparing to start accepting Apple Pay/Google Pay. They recently replaced all their point of sale terminals and it appears that only a change in the card reader will enable NFC payments.
That's always been the case, though. I'm pretty sure they've been using the same terminals they used at the time it was still enabled.
Are you sure they replaced them? Home Depot has had ingenico iSC 250 terminals at least since the time when Apple Pay launched in the US (2014) if not even before, and those terminals are NFC capable. A small change in their settings and on the cash register software would have been enough to immediately enable contactless payment at all Home Depot stores without having to replace any hardware.
The ones around me have iSC 250s, too - used it at launch and then they disabled it. If I remember correctly, they had some issues with Apple Pay and some Mastercards (I think contactless EMV was the problem), as I used an Amex with no issues (it does magstripe emulation contactless on Apple Pay), but they shut it off everywhere soon after.
(This was very early on - only some of the bigger banks had support and Discover hadn't joined in yet either.)
I suspect this is something CVS may eventually have to fix with their process - it would be no different than if you bought something and then you were issued another card number due to fraud somewhere else. In that case (there was awhile back where I had a card that was hit every couple of months), most places would have to swipe/insert the card when doing the refund or would issue a store gift card.
Even though they're probably not thinking about Apple Pay/Android Pay/etc., a device wipe/restore or device replacement would also make this not work.
My nearby Target has it enabled now. Unfortunately as mentioned before, there's no signage or indication on the terminal other than the dots on the top. Hopefully this changes soon.
Is that the regular cashier line or self-checkout? I would think if one has it, both should. I always use self-checkout.
I tried at both the Starbucks and the self-checkout, so I presume it's enabled at all of the terminals there.
Starbucks always worked for me in the Target. Will be going Target this weekend and will try---
Just like Randalls in 2017. When they enabled NFC they never put any signs and I only noticed it because of the dots on the terminal screen.
Mine has it enabled, too (noticed the dots) - I suspect there will be an update to publicize it more. Either way, I'll take it.
Indianapolis-area, I actually have to run to Target after work, so I'll be swinging by a different location and see if they did it there, too.
Now Kroger's needs to get on board and things will be perfect. More or less
I get the feeling with their move to stop taking Visa at least one of their brands and forcing PIN for debit cards that they likely won't enable contactless unless either a) the networks/customer demand make it mandatory or b) there are significant concessions regarding how much interchange is charged. I wouldn't be surprised if Walmart, Home Depot and others aren't enabling it for similar reasons as well.
Hello from down I-70! The Southport, IN one (south side of Indy) didn't have it enabled when I stopped by, so it seems to be hit or miss at this point.
