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…iPhone 5, 5c, and 5s users will also be able to take advantage of the service if they purchase an Apple Watch after it is released.

…

All payments are verified using Touch ID…

So how does the iPhone 5 and 5C work with this if they don't have Touch ID? AFAIK the Apple Watch doesn't have Touch ID.

Nope, the 5S doesn't have NFC so you need a 6 or the watch, which do have NFC

Since when do you need NFC to make an online payment with no terminal? You may be right that it won't work, but not for that reason. I thought Apple showed off using Apple Pay online, and if you have Touch ID on a 5S I don't see why you couldn't use it to make payments—unless they need some kind of secure enclave for the CC numbers, but I can't remember how that part works as they're using tokens or something.
 
"The Secure Element"

Hmm...I wonder if that's something like The Grateful Remnant? And what happens when 2% of your transactions disappear during the "Great Card Number Departure?
 
i am not even sure where i can actually use credit cards besides for online shopping over here :D Subway said nope, Mc Donalds said nope, Media Markt said nope, Gasstation said nope, cinema said 1€ extra, Grocery Store said nope

therefore nope never gonna happen here
 
What good are these features if you can't put an iPhone 6/6+ and carry it in your pocket like a wallet?
There's going to be a learning curve...
 
I have a iPhone 5S, but don't want the watch. I wonder if I can still make online payments with it instead?

You probably will because the 5S has TouchID. The watch Apple Pay feature is for people with older phones to be able to still use Apple Pay because the watch has NFC.

(Notice how even the older phones still got the credit card icon on Passbook)

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LOL! It would probably be more cost-effective to upgrade to an iPhone 6 instead. Why spend money on an accessory to help you spend money?

Because it does more than help you spend money. It is also a smart watch.
 
Come on Apple, if you can get the grocery store chains and gas stations on board with this, it will become the standard! I have this fear that Walmart will win with their standard, sigh.

Not so fast, at the Walmart I used to work at, and at the Walmart near my house, they have Verifone Mx915 with NFC enabled.

MCX (Walmart, Best Buy's etc standard) will fall like bricks in a tornado, because it just draws money from your checking account, bypassing any rewards programs, etc that your CC provider may provide.
 
He could sell his 5s for $450 and only have to shell out $200 more for a better phone.
You're lucky to get half that from Gazelle.
There's other shady buyers out there offering more but at your risk.

ebay may get you more but it will take time to sell, box up and ship.
Then you hope the buyer isn't some guy who freaks at the site of a small defect/nick and leave bad feedback.

If he sold it 3 weeks ago, then yes, $450 not be too far off.
Once the new iPhone model comes out, the price of previous models drop significantly.
 
The only provost with Apple Pay is that only iPhone user will be able to use it. So it can't become the standard. There may be 10 million iPhone 6/6+ in the wild now but they're are millions more android users and they're always will be. If Apple wants this to really catch on they need to find a way for it to work on Android phones.
 
Tried you use my Walgreens passbook card and the cashier said the scanning system was down. But I looked down and saw a brand new nfc device scanner and remember that Walgreens was listed by Apple as an initial client. I told her about Apple Pay, which she had no clue about, and how it would start next month. She asked if I worked for Walgreens and I told her "I'm just in the know...about such things."

If you are tapping an NFC enabled debit card at Walgreens, YOU HAVE TO PRESS CREDIT! Do NOT enter a PIN# or it will decline. I have learned that too, but if you press credit, NFC will work GREAT at Walgreens. I use it many times with my PayPass WF Debit.
 
The only provost with Apple Pay is that only iPhone user will be able to use it. So it can't become the standard. There may be 10 million iPhone 6/6+ in the wild now but they're are millions more android users and they're always will be. If Apple wants this to really catch on they need to find a way for it to work on Android phones.

NFC IS a standard, Apple will force more stores to have NFC, which means even the Android users will win, because if it supports Apple Pay, it'll support GW, and ISIS (Softcard) just fine...as well as the contactless cards given out by many banks like Wells Fargo, and US bank.

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i am not even sure where i can actually use credit cards besides for online shopping over here :D Subway said nope, Mc Donalds said nope, Media Markt said nope, Gasstation said nope, cinema said 1€ extra, Grocery Store said nope

therefore nope never gonna happen here

Does your country generally not allow you to use credit card at normal B&M stores? If your country has a "cash driven" society (mostly Italy etc), then Apple Pay will be of no help to you. For "plastic driven" societies like the US, Canada, UK, etc, Apple Pay will help you out.
 
Come on Apple, if you can get the grocery store chains and gas stations on board with this, it will become the standard! I have this fear that Walmart will win with their standard, sigh.

The standard will be whatever is built into the phone that comes free with EBT.
 
Doesn't the watch do more than just Apple pay?

I heard it can show the time & date.

You can most likely check text messages and other remedial tasks but your iPhone will need to be in close proximity for the watch to operate since the watch is just an extension of the iPhone.

The watch really offers nothing but convenience from someone pulling their iPhone out.
-There will be some health monitoring apps to utilize as well if you don't mind your health being mined for data to create your personal health profile.
 
One more reason to wait for the 6S - I don't live in the USA. I hope it'll be rolled out in more countries with an iOS 9 update in September 2015.
 
direct access to my bank - NOT

Come on Apple, if you can get the grocery store chains and gas stations on board with this, it will become the standard! I have this fear that Walmart will win with their standard, sigh.

WalMart's scheme seems to want either
1. pre-loaded cash, or
2. debit from my bank account

NO credit cards.

Given what has been going on at Target and Home Depot, why on earth would I want to allow WalMart access to my bank account ??

Anyone else out there feel the same way ??
 
I have a iPhone 5S, but don't want the watch. I wonder if I can still make online payments with it instead?

No, only iPhone 6 supports NFC.

Tried you use my Walgreens passbook card and the cashier said the scanning system was down. But I looked down and saw a brand new nfc device scanner and remember that Walgreens was listed by Apple as an initial client. I told her about Apple Pay, which she had no clue about, and how it would start next month. She asked if I worked for Walgreens and I told her "I'm just in the know...about such things."


Hmm. Won't there be any sort of branding? How will we know if it takes Apple Pay?
 
What I'm a bit unclear on is if a store needs to explicitly show that they accept Apple Pay or will it just work with an NFC enabled payment terminal. The call out of specific merchants as partners coupled with the news that Walmart and someone else reportedly opted out made me think initially that stores would need to indicate explicitly that they accept Apple Pay. However, you go to the Apple Pay site and you see this:
Untitled.png


That's what I understand to be a universal indication of NFC payments which leads me to believe the merchants specifically called out are just actively committing to NFC payment and since ive never seen NFC at Walmart theyre simply just refusing to adopt the tech period in favor of some other backwards wallet method no one will use. But then there's the whole Apple supposedly getting a cut of each Apple Pay transaction so then it seems even with an NFC terminal your phone may get rejected and thus you looking like an idiot as you wave your phone around if merchants who have NFC but i guess did not agree to Apple Pay. Add to that that Walgreens near me has had those NFC terminals for years now. I suppse they were just never turned on? I think you see my confusion. I'm anxious to try I but if I constantly need to wonder if it will work then I dont know. There are some things Apple REALLY needs to clear up when this thing launches.
 
The only provost with Apple Pay is that only iPhone user will be able to use it. So it can't become the standard. There may be 10 million iPhone 6/6+ in the wild now but they're are millions more android users and they're always will be. If Apple wants this to really catch on they need to find a way for it to work on Android phones.

Considering how they are touting their hardware security measures, don't expect them to allow non-iPhones to use Apple Pay.
 
Apple said the same thing about iTunes Radio....

yes but this is different. VISA and Mastercard have been waiting for NFC to catch on and will push it forward.

europe also currently has alot more NFC capable card readers than the USA.
 
i am not even sure where i can actually use credit cards besides for online shopping over here :D Subway said nope, Mc Donalds said nope, Media Markt said nope, Gasstation said nope, cinema said 1€ extra, Grocery Store said nope

therefore nope never gonna happen here

They're working with Debit as well so I wonder if that would be an option there? Germans don't tend to like using credit, right?
 
What I'm a bit unclear on is if a store needs to explicitly show that they accept Apple Pay or will it just work with an NFC enabled payment terminal. The call out of specific merchants as partners coupled with the news that Walmart and someone else reportedly opted out made me think initially that stores would need to indicate explicitly that they accept Apple Pay. However, you go to the Apple Pay site and you see this: Image

That's what I understand to be a universal indication of NFC payments which leads me to believe the merchants specifically called out are just actively committing to NFC payment and since ive never seen NFC at Walmart theyre simply just refusing to adopt the tech period in favor of some other backwards wallet method no one will use. But then there's the whole Apple supposedly getting a cut of each Apple Pay transaction so then it seems even with an NFC terminal your phone may get rejected and thus you looking like an idiot as you wave your phone around if merchants who have NFC but i guess did not agree to Apple Pay. Add to that that Walgreens near me has had those NFC terminals for years now. I suppse they were just never turned on? I think you see my confusion. I'm anxious to try I but if I constantly need to wonder if it will work then I dont know. There are some things Apple REALLY needs to clear up when this thing launches.

Agree. I just asked the same thing. In far fewer words, lol.
 
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