Apple Pre-authorizing cards for something before tomorrow?

[TuffLuffJimmy]

I think it's funny as hell the OP thought that might be a good thing. That's a very, very bad thing.

 

[GoCubsGo]

I think it's funny as hell the OP thought that might be a good thing. That's a very, very bad thing.

And that others support that it's probably "ok".

 

[ChrisGonzales90]

You don't have to worry about the $1.00 charge as this is standard operating procedure for almost all companies pre-authorising your credit card and is not an indication that your credit card has been stolen or compromised. You will never actually see the amount on your credit card statement and the only reason you are seeing it now is because you are looking at your account on-line. In a day or so it will disappear from the on-line location never to be seen again. Don't take the bad advice of those telling you to close your account and get a new credit card number as this is totally unnecessary.

There are a number of reasons why Apple may be pre-authorising your credit card. Most likely, some subscription or the other that you have with them (eg: MobileMe, iTunes, service contract or whatever) is probably coming up for renewal. It may also be simply that they are testing your current expiration date or other information on file.

If it was someone stealing your information on your card they would more than likely try and charge a real item of low value for an odd amount (McDonalds is a favorite test vendor) and not a company like Apple for an even $1.00.

You are right. I do wonder if those telling him to close his account and get a new card even have a checking or credit account or even old enough to start?

If someone got a hold of your card I'm sure they will buy something for much more then just $1. Couple of TVs maybe.....

Information on Pre authorized debit transactions

 

[Cubsfan]

Talked to a very nice lady at American Express. Great service as always.

Anyway, she told me that Apple will occasionally do this with their accounts to verify that the card is still active. I didn't realize that, at least with American Express, that "charge" will never show up on my list of transactions. It's really just an authorization, not a transaction.

So, she said all they're checking for is to make sure that you have an iTunes account linked to that card to verify it.

So, in the end, a non-event.

 

[ChrisGonzales90]

Talked to a very nice lady at American Express. Great service as always.

Anyway, she told me that Apple will occasionally do this with their accounts to verify that the card is still active. I didn't realize that, at least with American Express, that "charge" will never show up on my list of transactions. It's really just an authorization, not a transaction.

So, she said all they're checking for is to make sure that you have an iTunes account linked to that card to verify it.

So, in the end, a non-event.

I have a US Bank checking and my visa debit is linked to my iTunes. I get this all the time. Its prety much standard thoughout all banks and thoughout most businesses.