It amazes me the lengths that people are going to, to try and claim that Apple isn't doing what they are planning to do. They are putting "spyware" on your phone to monitor you. And your only recourse is to disable key systems, designed to work together (the reason many purchased Apple products), crippling the device in order to not be spied on.
This ^^^^^
A little over four years ago my wife and I switched from the Android ecosystem to Apple. This was mostly driven by my feeling that Google was not to be trusted. (That feeling hasn't changed.) As time went on we, particularly me, became increasingly enamored of Apple products. When Apple told the U.S. government "No, we cannot help you break into an iPhone, and wouldn't if we could," I was so impressed I lost all concerns about privacy in using Apple products. So trusting of Apple had I become I was recently considering buying some Apple HomePods. We have Apple phones, tablets, watch, AirPods, and Apple TV streamers. This fall or winter I'd planned to replace our aging desktops with a pair of Macs. Soon I was due for an iPad upgrade.
As recently as ten days ago I was standing in chest-deep water in a local lake, proudly showing off to friends how I could make a phone call with my Apple Watch from right there.
That all changed when, the next day, my wife said "I just saw on the news Apple is going to be installing child pornography scanning software on their phones and tablets." "No way," I replied, "There's no way Apple would do such a thing."
Except it turned out they would. "Shocked" doesn't even begin to describe my reaction.
Since then our phones, tablets, and ATVs have had
all data-sharing with Apple disabled--diagnostics and all. All home automation has been removed from HomeKit. Siri has been completely disabled on everything and the histories cleared. My iCloud storage has been reduced to about 1GB - nearly everything other than automated backups removed. Soon, iCloud storage for everything but backups will be disabled entirely. My Apple Watch now sits in a drawer, turned off. I expect I'll be putting it up for sale before much longer. (I'm really going to miss that watch

.) This morning I deleted all Health data. My Apple Card will be cancelled tomorrow, after which my Apple Cash will be transferred to our checking account, then I'll remove my other credit cards from Apple Pay.
We will not be purchasing any Mac computers. Instead I'll acquire commodity PC hardware and install Linux upon it. My iPad will not be upgraded to a new iPad, but will be replaced with an Android tablet. My iPhone, when either it or the last iOS 14 release gets too old, will be replaced with an Android phone. (I'll let my wife decide what she wants to do with her iThings, but she will probably eventually follow me.) There will be no Apple Listening Devices in our home.
(We'll probably keep the Apple TVs, but I'll eventually sandbox them on my network so they're limited in what they can "see.")
Apple has lost my trust. And my future business.
It's unlikely they can get either back. Even if they don't follow-through with their plans, the fact they even
considered doing what they have has pretty much destroyed my faith in them.
Btw: I'm not doing all this because I don't understand what they plan to do. I'm a retired IT guy with extensive experience in software design (from kernel drivers to applications UIs). No, I'm doing this because I understand exactly what they're doing and find it repugnant.