So it builds the macro based on observing your behavior? It’s still a macro. And I’m sure it’ll never build macros that include functionality you won’t want. After all, Siri is so smart. Yeah right. You’ll need to edit and tweak the shortcuts.
We’ll see how it all works, but it doesn’t look like a particularly compelling or useful feature to me. I’m not interested in creating macros. I want to say “hey Siri, log this meal in MyFitnessPal” or “hey Siri, what’s my checking account balance”, etc. Frankly, what you describe above is complicated and will alienate most users. Just like hardly anyone uses Automator on the Mac.
I don’t want Siri pestering me with suggested “shortcuts”, nor do I want to have to build macros, or whatever you want to call them.
Can't the banking app "suggest" a siri shortcut where you ask for your checking account balance?