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This is a good decision because it helps protect the security and integrity of all iPhones. People looking for ulterior motives are way off base here.

If that were true bluetooth would be dead. For phones and computers. So would every other wireless technology.

No need to have Apples back here they have enough of their own employees to fight their corner.
 
This is a good decision because it helps protect the security and integrity of all iPhones. People looking for ulterior motives are way off base here.

Yeah, and it's great for everyone outside the US too because now we have a chip in there that does absolutely nothing which is great because... Because... We still get to pay money for it to be there?... Oh joy.
 
iAds is a bit subjective. 15% of the market is still better than Zero.

They need to open it up to No minimum Spend... it went from $1m to 100K But should be like 1000 or something to allow Small companies to advertise.

At least developing for it is completely open now.

So would you deem it a success or not then?
 
I do really want to know how it'll roll out in the uk?

We have had chip and pin for years, very quick and secure no magnetic data to steal.

We have Oyster cards for train and bus travel that auto topup from bank accounts and use NFC already so apple should be right on this. Millions of transactions a day!

Most POS terminals have NFC as cards here have had it for a few years, I wonder if apple pay can be activated or if the payment systems in the uk are already ready for it?

Would love more info on it as the phone is here so soon and there is zero info? Anyone

Of course it will come to the UK, they can't keep this US centric forever. We already have NFC terminals in 90% of stores now as you say, so it's more of a matter of activating apple pay with UK banks than rolling out the infrastructure. As we have had chip and pin since the early 2000s it would be more of a matter of convenience than security, though
 
Of course it will come to the UK, they can't keep this US centric forever. We already have NFC terminals in 90% of stores now as you say, so it's more of a matter of activating apple pay with UK banks than rolling out the infrastructure. As we have had chip and pin since the early 2000s it would be more of a matter of convenience than security, though

We have speakers on our devices too but we still don't have iTunes radio. Seems Apple doesn't give a **** if you're outside the US.
 
Yet when they unrestrict it probably next year,it will be wonderful innovation...

When it's safe and makes sense to remove restrictions, they will do it. Will it happen next year? I honestly don't know. But I do know Apple is obsessed with security and protecting our personal information, so they will be working on solving these problems already.
 
Makes sense from both a security perspective and also preventing other NFC consortiums from piggybacking on Apple's success; i.e., "encouraging," merchants to adopt Apple's system if they want to cash in on the lucrative iPhone user base.

The iPhone has been a walled garden from the start so I don't know why anyone is that surprised NFC use is limited in the iPhone. Personally I'm glad it is because it puts security responsibilities on Apple front and center; there is no wiggle room if fraud happens because Apple Pay is Apple's baby 100%.
 
Boo! One of the major reasons I don't get a new iPhone is that Bluetooth usage is crippled and now it finally has NFC they're going to do the exact same thing to it!?

0/10 Apple. There is no reason why NFC can't be used for many other things. And the same goes for Bluetooth.
 
Just like Touch ID was opened up, so will NFC.

Wrong. TouchID is a biometrical authentication system more secure than using the touch screen to sign on it for example but Apple Pay is a contactless payment system where the authentication happens via TouchID (it could happen via many other methods, such as signature, password, two-step verification, call, etc...) and the communication and security relies on NFC which was designed for the short distance communication, and now popular for contactless payments.

Since Apple wouldn't make any cent if it would allow the NFC interface to be used by anyone (let's recall that Apple hasn't invented NFC...) then that's why it won't be opened to anyone.

Apple just created a way for further revenue to its pocket thru its flagship product using current technologies. It is an extra revenue, not a exchange or shift of revenue, so Apple doesn't need to open anything as it will just get more profit.

Makes sense from both a security perspective and also preventing other NFC consortiums from piggybacking on Apple's success; i.e., "encouraging," merchants to adopt Apple's system if they want to cash in on the lucrative iPhone user base.

The iPhone has been a walled garden from the start so I don't know why anyone is that surprised NFC use is limited in the iPhone. Personally I'm glad it is because it puts security responsibilities on Apple front and center; there is no wiggle room if fraud happens because Apple Pay is Apple's baby 100%.

Merchant doesn't get anything more or less out of having Apple Pay (let's not forget it is just a 'safe' wallet for physical payments, a secure enclave to store your cards and pay with them). I don't see how a merchant can cash in the iPhone user base until Apple Pay is spread as MasterCard or VISA because you will always have to carry your cards (or even cash) with you to pay for that frequent moment when Apple Pay won't be available at that shop...

The security of the system is on NFC technology, not on Apple. Apple just put together current technologies, and I'm certain Apple will have an insurance for fraud as it has been proven that TouchID can be hacked (the NFC communication relies also on its own technology, tokenization, which is exploited by Apple to provide 'security').
 
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Not surprising, but certainly disappointing. Why not open it up and increase the popularity.
 
If that's the case, NFC on my new phone will just be useless.

I don't see the point of using apple pay anyway. I only have 2 cards that I use in everyday transaction. All my cards have NFC and a chip. Most places I frequent have paywave/paypass. It's just about holding my wallet against the machine and that's it. Apple pay is not going to replace my wallet unless we are entering a 100% cashless society. I don't see that coming in the near future.
 
Almost no one uses them and almost no one accepts them, and half the time the terminals don't work and the clerk has no idea because no one has tried in forever.

Well then, Apple Pay should get off to a great start!
 
Extremely Disappointing. NFC is used for other things too, such as pairing with my camera.

Since Apple Pay isn't in Canada, NFC will be a door stop. I'd like to see Interac using Apple Pay or coming up with their own implementation.

I suppose this is all to do with others competing against against Apple Pay.
 
Then they need to hurry up and actually have Apple Pay in my country if they are not letting third parties on board. :rolleyes:

I don't know how you think this works, but you can't just write an app and do payments over the phone. This needs to be secure. Not just secure but SECURE. Not just SECURE but absolutely unbreakably secure. You'd have to convince the banks that this app is secure. That it is absolutely unhackable. This is about money going from your wallet directly into someone else's wallet. That's the kind of problem were you hire only developers that needed to be treated for excessive paranoia. _After_ stopping their treatment.
 
If that's the case, NFC on my new phone will just be useless.

I don't see the point of using apple pay anyway. I only have 2 cards that I use in everyday transaction. All my cards have NFC and a chip. Most places I frequent have paywave/paypass. It's just about holding my wallet against the machine and that's it. Apple pay is not going to replace my wallet unless we are entering a 100% cashless society. I don't see that coming in the near future.

Yesterday, I left my wallet in my car. I had just been to the bank and had it out of my pocket, but forgot to put it back in. The problem arose when I was in line at the grocery store with a million people behind me at the register. I had to run out to my car to get it, embarrassing to say the least. Apple Pay would have come in handy there.
 
I'm also not surprised by this news; but a little disappointed. I wonder if its closed for security reasons or if they just want to bake it for a while on its own before opening it up. Kind of like with third-party apps on the first iPhone and then later an App Store coming along.
 
Unfortunately not surprising. This is the downside of iOS and why I was drawn away to Android a few years ago.

It's a balancing game now between which is worse, iOS's locked down nature or Android's.. well, mess, and Google's lack of concern for user privacy.

At the moment I'm still gravitating towards iOS despite this. Much like the stylus and the open bluetooth, I have them on my Samsung Note, YAY and yet.... have never actually used them. I wanted them on principle, but perhaps Apple were right not to be too concerned about those things. They know when something is important, like large screens, and get around to it eventually.
 
Of course it will come to the UK, they can't keep this US centric forever. We already have NFC terminals in 90% of stores now as you say, so it's more of a matter of activating apple pay with UK banks than rolling out the infrastructure. As we have had chip and pin since the early 2000s it would be more of a matter of convenience than security, though

It's security as well. Chip and Pin made it quite difficult to clone your card and show up with a cloned card in a shop and make purchases. But it's still the case that a crooked merchant or employee can copy your card details and then they can be used to make online purchases (or obviously the same with stolen cards).

With Apple Pay, nobody ever sees your credit card or debit card number, so nobody ever gets a chance to use it for online fraud. For example, at least two colleagues of mine ran into trouble after buying fuel at the same petrol station which apparently had one crooked employee. If you could and did use Apple Pay, that wouldn't have happened.
 
I don't know how you think this works, but you can't just write an app and do payments over the phone. This needs to be secure. Not just secure but SECURE. Not just SECURE but absolutely unbreakably secure. You'd have to convince the banks that this app is secure. That it is absolutely unhackable. This is about money going from your wallet directly into someone else's wallet. That's the kind of problem were you hire only developers that needed to be treated for excessive paranoia. _After_ stopping their treatment.

I think I speak for a very high percentage of the UK when I say we mostly use VISA with some MasterCard and American Express here and there too. You know, the same companies Apple has convinced it's safe enough to use in the US...
 
JB is the answer to everything doesn't wanna give access to :p

The one and only "gold key" to unlock all secrets

(edits: ok....i gotta lay off the movies) ..

This is the same statement i remember when Apple said back in the day "that developers can't install third party keyboards." Apple said "NO"

But look whats happened ....

Give it time, NFC will allow us too. :rolleyes:
 
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