Apple states NO CASH Sales for iPhones, plastic only

DVNIEL

macrumors 6502a
Original poster
Oct 28, 2003
940
555
California
http://biz.yahoo.com/ap/071026/apple_iphone.html?.v=2

I did a search on the forums and didn't see this story yet. I can't believe this move.

Honestly, this discriminates against those that don't have a credit card, a bank account, have bad credit, or those that just dont wish to have credit. I know you need to have a phone, but not necessarily, you can pay a deposit or go prepaid.

I don't know, whats your take?
 

Flhusky

macrumors 6502a
Aug 28, 2007
631
0
Florida
discriminates ? how
You can go to a AT&T store buy the phone cash, buy more then 2 phones.
You can "buy" a credit card from most any store and "load it" with $$$
You can pay with check, money Order, travelers Checks.
 
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trainguy77

macrumors 68040
Nov 13, 2003
3,567
1
You mention those who don't have a bank account.....what century is this? i am sorry but if they can afford a iphone then i bet they will have a bank account. :eek:
 
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DVNIEL

macrumors 6502a
Original poster
Oct 28, 2003
940
555
California
Well... why do people who like cash have to go through that? Why do they have to buy something in order to buy something else? that doesn't make sense.

So people who dont have accounts or plastic dont deserve an iPhone? There are plenty of people in this world who make it without using plastic.
 
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ventro

macrumors 6502a
Sep 23, 2006
692
0
Completely illegal. Did they even check with their lawyers before they did this crap?
 
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Sobe

macrumors 68000
Jul 6, 2007
1,791
0
Wash DC suburbs
Well... why do people who like cash have to go through that? Why do they have to buy something in order to buy something else? that doesn't make sense.

So people who dont have accounts or plastic dont deserve an iPhone? There are plenty of people in this world who make it without using plastic.
It has nothing to do with what you deserve.

It has to do with how Apple is willing to do business with you if you want to do business with them.

Cash is effectively untraceable, while credit cards are not.

If someone goes into a store and plops down $10k for iPhones they'll have no idea who he is or how often he does it.

If you use a credit card, there is a paper trail with names and addresses and banks.
 
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Phobophobia

macrumors 6502
Dec 1, 2003
477
0
A credit card or equivalent is required to set up a plan for iPhone. There may be security reasons, not that I think it's a good idea.
 
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CD3660

macrumors 68040
Jun 6, 2007
3,557
360
Cheshire, United Kingdom.
It has nothing to do with what you deserve.

It has to do with how Apple is willing to do business with you if you want to do business with them.

Cash is effectively untraceable, while credit cards are not.

If someone goes into a store and plops down $10k for iPhones they'll have no idea who he is or how often he does it.

If you use a credit card, there is a paper trail with names and addresses and banks.
Succinctly and accurately put.

Same rules apply in the U.K.
 
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Geffen

macrumors 6502
Sep 23, 2007
387
6
Michigan
Most people pay with credit cards or debit cards anyway so i dont think that will be such a big deal, you really dont see too many people carrying around that much cash to walk into an at&t store or apple store to purchase an iPhone.
 
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shrewsburywolf

macrumors regular
Sep 21, 2007
165
0
They are doing cards only on the UK launch day, it makes sense really on launch day, as it means the shops tills won't be bulging with cash, and encouraging theft.
 
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bigandy

macrumors G3
Apr 30, 2004
8,852
0
Murka
Completely illegal. Did they even check with their lawyers before they did this crap?
It's not illegal - they can do business however they want.

While frustrating for people without a credit card, most UK residents have access to at least a debit card like Visa Delta/Visa Debit, Electron, or Switch/Maestro.

O2 stated the same a while back, iirc.

I understand your problem, OP - I hate plastic too. But for those without even a bank account, there are alternatives available here and here and here and here. A few friends at uni have them to assist them with the whole 'not running up too much debt' thing. They take about 10 days to arrive and work just like Mastercard/Maestro cards. Just load them up and go. I'm tempted to ditch my cards for one :)
 
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mrfrosty

macrumors 6502a
Oct 1, 2005
500
21
It has nothing to do with what you deserve.

It has to do with how Apple is willing to do business with you if you want to do business with them.

Cash is effectively untraceable, while credit cards are not.

If someone goes into a store and plops down $10k for iPhones they'll have no idea who he is or how often he does it.

If you use a credit card, there is a paper trail with names and addresses and banks.
Why should they care where the money comes from? It's not like Apple are an ethical company ! (Queue fanboy blood rush)
 
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drater

macrumors 6502a
Oct 6, 2005
715
0
Boston, MA
Why should they care where the money comes from? It's not like Apple are an ethical company ! (Queue fanboy blood rush)
Actually accepting cash and not accepting cash has nothing to do with ethics. Its the law that can accept what they want for goods sold. If they said they only wanted cash, that would acceptable. http://www.treas.gov/education/faq/currency/legal-tender.shtml
More proof, pull out a dollar bill, its for debts only.

Also, I work in a Department for Business Ethics at a college, and given what I see from many other companies, Apple is pretty darn ethical.

Finally, if you want to pay cash, why not just go to the local ATT store. Their souls have been long gone, could probably get it for cash there.
 
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boss1

macrumors 6502a
Jan 8, 2007
978
36
If it's not obvious to anyone reading this thread yet about why Apple is doing this, it's because they want to identify persons who export and unlock iPhones.

They may eventually follow up with legal action or are simply making an effort to record and keep track of this data for future business reference.

And to anyone who's rights feel violated, I empathize with you but this is simply not illegal.
 
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skubish

macrumors 68030
Feb 2, 2005
2,663
0
Ann Arbor, Michigan
Actually accepting cash and not accepting cash has nothing to do with ethics. Its the law that can accept what they want for goods sold. If they said they only wanted cash, that would acceptable. http://www.treas.gov/education/faq/currency/legal-tender.shtml
More proof, pull out a dollar bill, its for debts only.

Also, I work in a Department for Business Ethics at a college, and given what I see from many other companies, Apple is pretty darn ethical.

Finally, if you want to pay cash, why not just go to the local ATT store. Their souls have been long gone, could probably get it for cash there.
You link shows that whereas there is no federal law, states could have laws. I am willing to bet a few states will have laws requiring retail stores to accept cash.
 
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You link shows that whereas there is no federal law, states could have laws. I am willing to bet a few states will have laws requiring retail stores to accept cash.
True. So, best look to the state before crying foul. Most people cmpletely think it begins and ends with the words "legal tender". For those that don't want to click through, I doubt the Fed will mind me reposting their answer.
http://www.treas.gov/education/faq/currency/legal-tender.shtml#q1
QUESTION: I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn't this illegal?

ANSWER: The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues."

This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
Which means, unlockers need to immediately start familiarizing themselves with the law... find the stores are in states that require acceptance of cash (if such states even exist) and bring charges against Apple. --Or they could save everyone a lot of time and just buy pre-paid credit cards and gift certificates.

~ CB
 
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Hardlight

macrumors newbie
Oct 22, 2007
3
0
If a companies policy (in this case taking card purchases only), disproportionally has a negitive effect on a minority group it could be considered to be indirect discrimination and unlawfull.
 
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clevin

macrumors G3
Aug 6, 2006
9,095
1
anybody have any doubt that apple only do business with rich ppl? or poor ppl save their lunch $$$ to act rich on gadget?....lol

whats the point, if apple is great at design (which is only thing great about apple I will ever admit, and frankly, true), apple is holding design as hostage for its dirty business (well, its true, every big business is dirty...)...

so, iPhone, costs $400.00, personally, I don't think its safe to carry that much money in pocket after all. but again, Im not rich, and im not trying to act rich...:)
 
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mac-er

macrumors 65816
Apr 9, 2003
1,454
0
Completely illegal. Did they even check with their lawyers before they did this crap?

Wrong. A store can choose to accept any type of payment they choose.

It's just like a store that says "no checks" or "no bills over $20".

Apple could say that they will only accept pebbles in exchange for an iPhone.

I love people that think that major corporations don't have legal departments that check and double check just about every single policy or procedure to help prevent lawsuits. If you don't know that you are naive.

I wish that major stores would stop taking personal checks, period. It is so annoying when some person from the 20th century starts writing a check. Get a debit card!

clevin said:
anybody have any doubt that apple only do business with rich ppl? or poor ppl save their lunch $$$ to act rich on gadget?....lol
Quite honestly, you are right. Or, at least, the people with much more disposable income. Apple's marketshare will never go above a certain point simply because you could go to the Dell Outlet website and get a dual core, 2MB, 320GB with wireless and Bluetooth desktop for $400.
 
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plumbingandtech

macrumors 68000
Jun 20, 2007
1,993
1
Completely illegal. Did they even check with their lawyers before they did this crap?

Did you even check what is and is not illegal before you posted this cr? stuff?


Walk into a liquor store and try to pay for a pack of gum with a 1000$ bill.

Then can refuse it. Upheld in a court case which I will let you look for.
 
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