Six different watches, two different Series, two different people. Two watches were replaced for that very reason. I think there's nothing more I can do other than wait for Apple to improve the accuracy.Open a support call then. That's the normal route to follow when you feel your device is not behaving as expected.
If you think this is an isolated case, google it. The Internet is replete with reports of how inaccurate the heart-rate monitor is in the Apple watch. That's why real athletes don't use the Apple watch and instead use specialized watches designed for athletes.