Applecare is an warranty extension.
Who knows what issues will be unearthed on a machine with such a radically new design.
Didn't dirty Harry say, Do ya feel lucky punk.
My credit cards buyer protection plan only extends the ORIGINAL manufactures warranty up to one extra year.
We all know Apples warranty does NOT cover theft, or accidental damage, and my card won't in year two either.
And AppleCare doesn't cover time lost with your computer either, I think.
Buyer protection doesn't always cover, phone support, taxes, shipping costs, and the hassle of not having a working machine. YMMV
AppleCare doesn't insure your laptop either - it's a simple warranty from manufacturer defects.
You can get real insurance for all three years, often with no deductible, for the amount of money it would take to extend AppleCare by two.