Pray allow me to pose the question of whether water damage as a result of taking a phone into the shower with you can be classed as "accidental" damage?This. Accidental damage including water damage is included in AC+ (2 instances per year) as long as you pay the deductible.
"Accidental" water (or liquid) damage has always seemed to me to be the sort of thing that happens as a result of spilling a cup of tea on your iPhone, (or keyboard), or knocking over a glass of beer, so that the contents spill onto a device, or - and some of us - Daughters of Eve, especially - have, lamentably, been known to have experienced this - those tragic accidents that sometimes occur in restrooms.