Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 4_1 like Mac OS X; en-us) AppleWebKit/532.9 (KHTML, like Gecko) Version/4.0.5 Mobile/8B117 Safari/6531.22.7) What is everyone's impression on AppleCare?? Does it pay off over the three years??? And is it better to buy at new or closer to end of first year?? Does it matter how Apple handles your needs??