I think you've missed the point entirely. With a personal device, your device just has to quickly identify a pattern which matches the stored pattern. The only pattern the phone cares about is yours and it has to be within some margin of error.
Now you look at an organization where you have to potentially match thousands of patterns to identify someone, it becomes a little more complicating and security is tighter in those cases.
Ever heard of the Security, Functionality, Usability triangle? For example, that's why the routers you buy implement WPA2 Personal, while companies will rely on WPA2 Enterprise.
If you mean for business use? If so TouchID and Apple Pay was geared to consumer use, not so much for businesses. Consumers are potentially a bigger market. But a lot of Apple products eventually go from consumer use to business use.