Nice tip.The worst part about Apple Pay cash is that you have to have two factor authentication to use it. I don’t like that so I deactivated it.
Uh no. That’s a separate app to download. Why not use what’s already included in the OS? I already have Square Cash besides and that includes that sick black debit card.Just use Venmo
It’s more secure...is typing a code really an inconvenience? And yes I also frequently log in too.Nice tip.
I hate 2FA as well so I may never use Apple Pay cash even if I want to.
Typing a code is ok. It is the fear of being locked down without an option to recover. Current security question, I can restore the account all myself. With 2FA, I need a separate phone number to make sure I still can access my account even if my phone is lost. Higher cost for possibly the same level of security. Does not sound like a nice deal. And no, no friends, no family members.Uh no. That’s a separate app to download. Why not use what’s already included in the OS? I already have Square Cash besides and that includes that sick black debit card.
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It’s more secure...is typing a code really an inconvenience? And yes I also frequently log in too.
Definitely a valid reason. I happen to have a business line that can receive texts so it wouldn’t be a scare for me. But even then I never forget passwords and use a password manager as a mere convenience so I probably wouldn’t get locked out.Typing a code is ok. It is the fear of being locked down without an option to recover. Current security question, I can restore the account all myself. With 2FA, I need a separate phone number to make sure I still can access my account even if my phone is lost. Higher cost for possibly the same level of security. Does not sound like a nice deal. And no, no friends, no family members.
Wish we had this in the U.K.![]()
This is the "added bonus" of using a beta.And Apple are quietly trolling us... downgraded my iPhone SE to 11.2.6 and upon restoring it’s there in my Wallet app.
This is the "added bonus" of using a beta.
Actually, you don't really know that, do you? It seems like it is very much up to the banks and not Apple. Or to say it diffrently, it's very likely a factor of negotiation between the "two" parties.Not really. All major banks support Apple Pay in the UK. Lack of Apple Pay Cash is down to Apple.
I suppose if you owed your friend $8500, then yeah, bitcoin makes total sense...![]()
If you can afford an iPhone x, do you really find situations where you need to borrow $7? This sending money to people seems like a gimmick
Apple Pay just uses the same infrastructure as contactless payments - which are used very widely in the UK Device payments (Apple Pay, Android Pay) increasingly so, especially with a higher transaction limit than contactless bank cards. I use Apple Pay to pay in cafes, public transport (busses and Metro), pubs, petrol stations, restaurants... I hardly use cash at all.Yet another standard. I've never seen anyone use Apple Pay before.
Seems like anytime I go to send money via Apple Pay in iMessage, I am told this person cannot receive payments at this time. Never had it work a single time. Even tried sending to myself and get the same error.
You know you don’t have to send a whole bitcoin right? You can send 0.001 btc
I suppose if you owed your friend $8500, then yeah, bitcoin makes total sense...![]()
Yet another standard. I've never seen anyone use Apple Pay before. I've got no hope for any payment system that's not an open standard or at least cross-platform. Pretty sure the chance of my friends using this to handle dinner payments in the future instead of Venmo is next to 0.
In fact, I've seen more restaurants here that take Venmo than those who take Apple Pay, and Venmo isn't even really made for that. It's just the only thing so far that doesn't involve any BS.
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Doesn't make sense for domestic transfer of small amounts between trusted parties. It's designed for the complete opposite use case.
Actually, you don't really know that, do you? It seems like it is very much up to the banks and not Apple. Or to say it diffrently, it's very likely a factor of negotiation between the "two" parties.
If you're talking about straight up BTC transfers, it's neither free nor instant. It's the opposite, a high transaction fee to receive 3 confirmations within ~30 minutes*. And then you have to convert BTC to/from your local currency, which is the worst part. You can maybe solve the speed/fee with Lightning network, but that's not ready, and idk how trustless or fast it is. Not that any of that matters because few know how to use BTC in the first place.Explain why it doesn’t make sense. It’s nearly free, it’s instant, there is no minimal amount. Venmo/PayPal/Apple pay require approval and you need to create an account. You don’t need approval or an account with bitcoin, it’s free software anyone can run.
$0.0001 with a fee higher than the amount you send, great.Ah, seems your not aware that bitcoin is divisible by nine decimal points. So you could send $0.0001 if you wanted.
The more you know.
They use the same hardware, fortunately, but it's still its own payment protocol. The stores have to set it up, Apple has to agree with the banks, and the users have to use iOS and link their bank accounts. For user to user, both users have to agree to use Apple Pay Cash. And all of this requires an Internet connection.Apple Pay just uses the same infrastructure as contactless payments - which are used very widely in the UK Device payments (Apple Pay, Android Pay) increasingly so, especially with a higher transaction limit than contactless bank cards. I use Apple Pay to pay in cafes, public transport (busses and Metro), pubs, petrol stations, restaurants... I hardly use cash at all.
I would love to get Apple Pay Cash in the UK...
Ah, seems your not aware that bitcoin is divisible by nine decimal points. So you could send $0.0001 if you wanted.
The more you know.
Huh! Whaaaaaaaaa!!!And Apple are quietly trolling us... downgraded my iPhone SE to 11.2.6 and upon restoring it’s there in my Wallet app.