I am confused on part of it. Most Cable Providers including Version FIOS offer a small bundle for like $10 - $20 (+ video tax of $10 or so). Includes the local channels and some others. Maybe a little hard to find but they are there. Also, FIOS has the Custom Package where you get a fixed set of channels and smaller add on's (but not a great deal). Also, TWC is testing in New York an Internet TV Service and maybe Comcast is doing the same thing. Also, you have Sling TV with there small bundle except they require sports in the bundle. I just do not think we understand what the real problem is.
For me, I am using the HDHomeRun Network Turners to grab the Channels I want and on the New ATV 4 I use an App called Channels to play Live TV on the Apple TV. I am also using their Network DVR solution with another App on the ATV 4. The DVR is still in beta and very limited but the Live TV Channels App is pretty good. I have returned $67 per month in STB's to Verizon. This is all very New and some problems still need to be worked out. But at least I am only using the Apple TV Box on all of my TV's. I don't really have a problem in buying content from any source as long as the content is reasonable priced. Also, don't mind extra channels in the bundle that I can simply ignore. Again, if reasonably priced. Apple wants to charge around $40 for 25 channels then more for additional channels. For around $50 without the STB's you can get a huge number of channels. Just create a favorite list of what you want to see.