It all depends on what the person is using their computer for. For me a 512 GB SSD system disk and a 1 TB data disk would work for me. a 256 GB SSD might work for a little bit, but it would be too full and a high chance it would fill up much sooner than I would prefer....
Assuming HD and SSD keep their trajectory in terms of GB/$, and correcting for larger files in the future, does anyone really need more than 1/4 of total HD capacity to be SSD?
The issue with the fusion drive for me is you have no control on what gets stored there and there are some things I care about speed more than others.
If I had a system with a 1TB HD and a 128GB SSD, I would use the HD as the system disk and use the SSD for what I needed the speed for.