If I go another route, I feel like I'm robbing myself of the experience of a four-year college. Even though I received some generous scholarships and could have done a program at a top college, I decided to stay home and attend a community college 15 minutes away. It's really no frills, but I've had some fun enough classes. It seems people keep to themselves whereas at a 4-year college I would have made hundreds of new friends and had a better time by now. I feel like the degree itself is unnecessary for entrepreneurship and film, but I could be having the time of my life elsewhere. Then again, $200k is enough for a Lamborghini or a few extra rooms on my house. So, do you regret the loans or would you do it again? I'm trying to consider whether living in a dorm or off-campus is better. In some states a decent apartment is affordable but it does seem people in dorms have more fun even though they have no space.