^^^what he said! depends on the carrier too. I have Sprint and they replaced my daughter's 6 Plus with a 7 Plus because it was the only available Gold 128gb phone at the time....they said i could wait 15-30 days to get an exact replacement or take the free upgrade now. obviously my little girl now has a 7 Plus and she's very happy with it! btw, since Sprint and Asurion work independently from each other, i'll still be able to by this new phone for the price of the original 6Plus that was leased..... so, $200 claim cost, 3 more lease payments of $32, and $320 buy out price....total $612 and i'll have a 7 Plus 128GB at a nice discount. Thanks Asurion!