just called AT&T...I simply asked about getting out of my contract (although I don't really want to) ,how much my ETF would be and lo and behold I was credited for 6 months of "smart limits"(a paltry $30.00) after I indicated I was interested in trying out Verizon's service...just call and ask for "customer retention" normally this dept. won't even talk to you if you have a past due balance but today I was transfered to them right away