In this case, the discount came off the purchase price of the phone, after they raised the price by $50. $1050-200 = 850. So then AT&T finances the AT&T on an installment plan. Because my 128gb iPhone 12 was going to cost the same, I went with this deal. Fingers crossed that they don't screw up anything with my plan.The cell phone sales at the Walmart stores are a Vendor. I looked into it and just was close to same experience and sketchy. Hardly no phones and couldn’t get phones, reps covering 3 or 4 stores by themselves. Ordering online is directly from Walmart using carrier but extra discount is monthly x 24.
ymmv