AT&T has posted a FAQ for the iPhone and service activation. Much of the information was known, but clarifies activation policies: - $499 for 4GB, $599 for 8GB iPhone - 2-year service agreement required - iPhone is not eligible for Wireless Phone Insurance; iPhone is covered by Apple Warranty - No business discounts - iPhone must be activated before it can be used. Pre-installed SIM card. - Activates "within a few minutes" - 14 day return policy. If opened, there is a 10% restocking fee. - Existing AT&T wireless customers will need to add an iPhone Data Plan.