No. We aren't talking about retailers offering their own credit cards, I was saying that retailer breaches like Target, Home Depot, Michaels, etc were only breached for credit card information NOT high security stuff like SSN's.
If I use my citibank card at a Target and it gets a credit card breach, that is much less risky than if someone has access to my drivers license and social security #. I can simply dispute fraudulant charges with my bank, it's not as high level as straight up identity theft like AT&T allowed.
Agreed, hard to be 100% safe, but no company should be allowed to leak SSN's this easy... EVER. Human eyes should only be able to view the last 4-digits. Everything else should be completely automated and encrypted.