Is there any evidence of vulnerabilities with Touch ID or of it ever being hacked?Fingerprint readers are vulnerable and have been hacked. It also inconveniences me when I want to look at my notifications, and does not work flawlessly for me.
Is there any evidence of vulnerabilities with Touch ID or of it ever being hacked?Fingerprint readers are vulnerable and have been hacked. It also inconveniences me when I want to look at my notifications, and does not work flawlessly for me.
And the bank would refund me. There is a limit on the number of times this can be used per day - 10 I think.The only problem is if you lose your card or it is stolen, anyone can use it to make contactless payments until the card has been cancelled.
No there aren't. Not for me. Perhaps it works differently in your country, but in the UK you litteraly just hold the card over the reader and the payment is accepted. Out pops the receipt and away you go. No other steps. The only caveat is that it is limited to £30 but that still covers most of my transactions. Anything higher and I use chip and pin.
Kind of weird they have been so slow with Apple Pay - but maybe it's because many people don't really need it/see the benefit and have become so used contactless pay cards.
Some Barclays cards such as yours are not supported. Check the Barclays Apple Pay FAQ for the cards that are and aren't supported.Its not letting me add my Barclaycard cashback card (I have a Visa and an Amex with different cashback amounts). Just says that the issuer doesn't currently support that card and to contact them to find out about cards they support.
I hope the banks can also take notice of the improved security and get rid of the £30 limit for payments made using ApplePay.
If only the co-operative bank would step up now.
Weird how ... Tesco Bank do Apple pay but don't accept it in store.
Weird how the Co-op don't do Apple Pay but accept it in store.
Should a thief manage to steal my card details, my bank would refund a fraudulent purchase. They have pretty robust fraud protection these days anyway.
The retailer tracking thing is anonymous, and doesn't really bother me. Besides, if it helps deliver a better service then that's a positive thing.
Plus, I refuse to use the fingerprint reader on iPhones and use a passcode instead.
Yes. Granted, it's a pain to do. But it still bothers me. I'm not singling out the iPhone here either - all fingerprint readers on phones are vulnerable to this.Is there any evidence of vulnerabilities with Touch ID or of it ever being hacked?
It's mainly because I have to wear plastic gloves due to health problems. It can't read my fingerprint through it.So many contrarian positions!
It would be interesting to try to understand why you refuse to use TouchID, and if there's a logic behind that, or just a gut feeling?
If it's for security reasons, then this is at odds with both of your other positions regarding fraud and merchants pulling profile information from transactions.
It would also seem to be tangentially at odds with security, for if the the card details (name, number, etc) are captured, then the account will have to be renumbered, and anything tied to that account (where details are on file for future transactions or autopay) will have to be updated.
Most card networks have adequate fraud recovery arrangements, through policies of "(near) zero liability" in the event of fraud. But as mentioned above, one would still have to clean up after the fraud.
Fact is, that a "defense in depth" strategy is extended by using ApplePay and TouchID (afaik, ApplePay authorization via passcode is not possible) by making it harder for potential miscreants to nab your info and leave you with a mess to clean up (the magnitude of which is amplified should it be a debit card which is comprimised, with funds needing to be returned to your account.)
aren't they different companies?
The only thing that bothers me about this is how secure is it? i'm with Barclays so I'm thinking about signing up as i have an iPhone 6 Plus and the Apple Watch. Is this more secure than pulling out my debit card, putting it into the card reader and typing in my pin at the checkout?
What do you mean by "no other steps is an outright lie"?! I don't understand. I already explained I hold my card over the reader and that's it. If you are from the UK then you should know this.hence why i asked if you're a magician..
no other steps is an outright lie. when people say "apple pay is less convenient because i'd have to pull out my phone and use my fingerprint" they're neglecting to consider the fact they have to take out their card, and unless you're Dynamo you'd have to hold your phone (it won't levitate) and so it's hardly a great hardship to hold it with the thumb over the touch id. neither could particularly be said to be more convenient than the other on the whole.
in your case, i see you don't like to/can't use touch id. clearly for you, that makes cards more convenient but it's totally wrong to generalise based on that one experience (your own).
also, again, i know the above. i'm from the uk.
Yes they do. Any Tesco's at least within M25 does accept Apple Pay. Will expand across the country soon.
What do you mean by "no other steps is an outright lie"?! I don't understand. I already explained I hold my card over the reader and that's it. If you are from the UK then you should know this.
Yes. Granted, it's a pain to do. But it still bothers me. I'm not singling out the iPhone here either - all fingerprint readers on phones are vulnerable to this.
http://boingboing.net/2016/03/06/hacking-a-phones-fingerprint.html
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It's mainly because I have to wear plastic gloves due to health problems. It can't read my fingerprint through it.
Because it doesn't work flawlessly for me. Plus the fact that I often have to wear plastic gloves during the day for medical reasons and at work.
How is that different from taking out your phone? I always have my card tucked in my front pocket. I don't carry a wallet, just my 2 cards. Sorry, but it really is easier for me to use contactless pay.did you find reading the following sentence where i said what i mean difficult?
How is that different from taking out your phone? I always have my card tucked in my front pocket. I don't carry a wallet, just my 2 cards. Sorry, but it really is easier for me to use contactless pay.
The only thing that bothers me about this is how secure is it? i'm with Barclays so I'm thinking about signing up as i have an iPhone 6 Plus and the Apple Watch. Is this more secure than pulling out my debit card, putting it into the card reader and typing in my pin at the checkout?
Plus, I refuse to use the fingerprint reader on iPhones and use a passcode instead.
Agreed.We all have different experiences of how we access our payment methods. For you, plastic cards are quicker, that's fine, but it's not the case for everyone. For me, I pull my phone out of my pocket, (if it's not already in my hand, it usually is) hold it to the reader, wait for the ping and i'm done.
To use my card, I have to fish my wallet out of my jacket pocket, pop open the clasp, open an internal flap, select the card I need, spend a few attempts trying to grab the card with my nails, (It's a new wallet, really tight and grippy right now) pay for my goods, return the card to my wallet, return the wallet to my pocket.......
In a straight race against the clock, the phone wins every time, but that doesn't mean everyone else should have the same experience, it's what works best for me, what works best for others is absolutely fine too.
No, as I said before, it's mainly due to medical reasons. I have mentioned security fears too, but accept this might be misplaced.Tinfoil hat alert...![]()
I so nearly very tried in the early hours of this morning to see if they'd finally enabled it.
To those who've joined the Apple Pay party, welcome! We've been expecting you ;-).
It's worth pointing out if your Barclays Visa Debit card isn't contactless (and can't be used for offline transactions i.e. Pay at the Pump) you wouldn't be able to use the service, sorry.