Barclays Now Showing Apple Pay Terms and Conditions [Updated]

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British bank Barclays appears to be in the process of enabling much-anticipated Apple Pay support in the United Kingdom, as multiple Twitter users have shared screenshots of a new terms and conditions page that now appears when attempting to add a Barclays-issued card to the iPhone-based mobile payments service.

#ApplePay for @BarclaysUK is defo on the way. This is what I'm getting when trying to add a card pic.twitter.com/O7uMHWi5Lj - Nathan Hogan ? (@nathanhogan) March 29, 2016

The new terms and conditions landing page is a telltale sign that Barclays may be on the verge of finally becoming an Apple Pay participating issuer, nearly nine months after the service launched in the United Kingdom and within striking distance of its latest promise of a late March rollout.

Barclays has repeatedly hinted that Apple Pay support is coming, but it has yet to deliver on those plans. In July 2015, the bank said Apple Pay support was "imminent," but later confirmed an "early 2016" target, and most recently said the service would launch "within 60 to 75 days" of January 12, or by around March 28.

Barclays has been the largest Apple Pay holdout in the U.K. to date. Other participating banks include First Direct, HSBC, MBNA, Nationwide, NatWest, RBS, Santander, Ulster Bank, and more. iPhone and Apple Watch users can tap to pay at over 250,000 locations across England, Scotland, Wales, and Northern Ireland.

Update: A tipster who wishes to remain anonymous has informed us that Barclays employees have been testing Apple Pay internally with their own debit and credit cards over the past month, as shown in the screenshot below.


The source believes that Barclays will publicly support Apple Pay within a few weeks pending Apple's approval. Apple is also said to be interested in executing a marketing campaign related to the announcement.

Article Link: Barclays Now Showing Apple Pay Terms and Conditions [Updated]
 
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Borin

macrumors regular
Jan 15, 2016
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Oh Barclays. Better late than never, I suppose! I fear the ship may have set sail for at least a few of your (ex) customers, though - Myself included, Natwest jumped on board straight away, so I jumped ship.

Too many shipping based metaphors. Maybe.
I'm sure the many that haven't moved just for this one feature, such as myself and all the other Barclays customers I know, are enough for them to not care too much.
 

firestarter

macrumors 603
Dec 31, 2002
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I tried to add my Barclays Visa card.

Getting the message 'Your issuer does not yet offer support for this card'

So either it's a staged rollout... or it's not quite good to go yet.
 

2ilent8cho

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Mar 9, 2016
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I got sick of waiting and just opened a Natwest account. Wages go into my Barclays i then transfer all my spending to Natwest.
 
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AJClayton

macrumors 6502a
Jan 9, 2007
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MacWorld UK are reporting today that Apple Pay is being delayed by Barclays until May 2016. They're quoting "a customer service rep" saying "it's expected to go live by the end of May 2016"

I wonder who's right?
 

SMIDG3T

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Apr 29, 2012
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So it's come to this: Barclays Apple Pay Terms and Conditions are Front Page News on MacRumors...

I do love this site, but really?
Yes because in actual fact, it's big news, a lot of people have been waiting on this for a long time. Barclays have been appalling in supporting Apple Pay and I found it hilarious that they thought their "bPay" system could knock Apple off their perch with this.
 

iGeek2014

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Jun 29, 2014
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=== Nowheresville ===
image.png
Not before time (even though I've been using AP w/Santander since last July).

For those of you who've been with Barclays and haven't switched/opened an account elsewhere welcome on board!

Interesting to see they don't charge personal customers at the moment for using Apple Pay... Hmmm you shouldn't be charging anyone Barclays!!
 

stusgt67

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Jul 10, 2015
185
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View attachment 623764 Not before time (even though I've been using AP w/Santander since last July).

For those of you who've been with Barclays and haven't switched/opened an account elsewhere welcome on board!

Interesting to see they don't charge personal customers at the moment for using Apple Pay... Hmmm you shouldn't be charging anyone Barclays!!
I hope they don't charge for using it, that would take the piss! :(
 

t0mat0

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Aug 29, 2006
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Any idea if other UK banks went through this - Terms and Conditions going up then being able to use it?
Wondering how long till it might go live.

Lloyds - Lloyds Bank, Halifax and Bank of Scotland
http://9to5mac.com/2015/09/03/lloyds-apple-pay-launch/
Sept 11th went live 8 days later.

Hmm - a week's wait to come for Barclays customers for it to go live?
 

joueboy

macrumors 68000
Jul 3, 2008
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This bank is nonsense they are supposed to be one of the first to support Apple Pay. Considering they are the one who provide financing on Apple products. Apple should open up an Apple Pay load with iTunes gift cards. I would love to have my kids using their phone for payments when I give them allowance through gift cards. I don't trust them to have my credit card on their phone and they might start shopping with it. LOL!
 
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tmiw

macrumors 68020
Jun 26, 2007
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Congratulations to those in the UK on having another choice for supporting banks! Even with Barclay's delays, the UK probably has had the best Apple Pay rollout so far.
 
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SMIDG3T

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Apr 29, 2012
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Any idea if other UK banks went through this - Terms and Conditions going up then being able to use it?
Wondering how long till it might go live.

Lloyds - Lloyds Bank, Halifax and Bank of Scotland
http://9to5mac.com/2015/09/03/lloyds-apple-pay-launch/
Sept 11th went live 8 days later.

Hmm - a week's wait to come for Barclays customers for it to go live?
That might be about right. Another date that was rumoured was the 10th of April. That's only 11 days away. I'm really hoping that Macworld article that was published today is bull**** because they say end of May!!!
 

geoff.barnett

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Jun 23, 2015
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Barclays has repeatedly hinted that Apple Pay support is coming, but it has yet to deliver on those plans. In July 2015, the bank said Apple Pay support was "imminent," but later confirmed an "early 2016" target, and most recently said the service would launch "within 60 to 75 days" of January 12, or by around March 28.

Barclays has been the largest Apple Pay holdout in the U.K. to date.
As a Barclaycard customer, I didn't even know that my card wasn't supported with Apple Pay, but to be honest, I didn't even try and register my card. Why? Because my contactless visa on it's own already has the same payment threshold of $30 and it's quicker to use the card on it's own, than to fumble with the bionic thumb print on my iPhone.

I cant see any benefit to using Apple Pay until it has a larger transaction limit than my contactless Visa.

As for bPay - it's just a contactless chip, the same as is in a contactless credit card and you can link it to your card, I haven't bothered, because again it has the same threshold of £30 and it doesn't irritate me having to remove my visa card from my wallet. Although I would say bPay is more convenient than using Apple Pay, given you can get a bPay wrist band for £6... that would be handy for using public transport in London.

I suspect that the reason it's taking Barclays longer is because of bPay. If you have a bPay wrist band and an apple pay device, you would want the payments to tie up to the same source... Transport for London is one reason I can think of that would be an issue, because TfL takes an imprint of your contactless card each time you use it to take a Tube or a Bus in London... at the end of the day it matches up all the transactions from that contactless device and then if you have exceeded the Travel Card fare cap for the day, it will only charge you the travel card price instead of the price of each journey separately (which would be more expensive), TfL further keeps track over the course of a week and if you exceed the weekly fare cap, it will not charge you for additional journeys.

Now... what happens if on day 1, you use Apple pay, but on day 2 you use your bPay wrist band, then on day 3 you use the contactless visa card... does it all tie up to the same card? Or does TfL think they are different devices from different passengers? If that is the case, I might end up paying more for my weekly journeys, even though all those devices are linked to the same bank account, I would sure complain about that if I noticed.
 

jacktorrance

macrumors regular
Jul 21, 2009
210
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I cant see any benefit to using Apple Pay until it has a larger transaction limit than my contactless Visa.
You would see the benefit if the contactless facility on your Barclaycard stopped working and you couldn't get on the tube without paying over the odds. Yes, happened to me last week - Apple Pay would've solved the problem.