I think they mean conservative, like a fund that gets 0.2% interest. Conservative in the manner that they are still at risk for stolen credit card data and information.
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Barclays Planning to Launch Apple Pay Support in UK in Early 2016
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Here's some information: https://support.apple.com/en-gb/HT202527
I do wish TSB would hurry up and support Apple Pay now that they are offering 5% cashback on contactless payments with their Plus account.
I left Barclays mainly because of their lack of support for ApplePay. It wasn't the only reason and I had been somewhat dissatisfied for some time, but the lack of Apple Pay support was what prompted me to switch to another bank.
Can't believe they still don't have it. Glad Halifax finally added it though. Been using Apple Pay all the time and love it!
The keypad is below the touch screen. Most people won't use the keypad anyway since the US is chip and signature and likely won't have a PIN capable card like the one I used.
They sent me a "50% off" offer around the time ApplePay was launched.
Sorry sunshine, not even for free. (And I don't have an ApplePay phone yet)
The tube is the only downside to the Apple Pay world. Basically you have Oyster... which is quick and easy, then you have contactless debt / credit cards which take about half a second more and slows it down going through the gate but recently I've been hearing the Apple Pay using a phone / watch is even slower. The last thing you need on a busy commute through a London tube station is getting held up by holding a phone or watch at the gates. You'd get about 10 people all looking at you and judging you!!
I use a travel card when I travel on the tube, so I've had no need to use Apple Pay there. But if I did, I'd be sure to double-tap the home button and make sure that the phone was prepped to make a payment well before I got to the ticket barrier. I normally do this when I make payments in the pub or at Costas, and it's super snappy doing it this way. I also found after a bit of experimentation that pointing the phone at the reader, rather than lying it flat like you might do with a card, gives faster results. Of course, that's just my experience with my phone.
I left Barclays the day that Apple Pay came out, using the current account switching service. All done in 7 days. I used to have around 10k in my current account, and Barclays was giving me 0.00something %, a couple of quid per month. Ridiculous. Now on Santander, yielding 3% so having around 20k, getting £40/month, plus cashbacks on direct debits. I was stupid for not switching earlier. Apple pay was the trigger, but made me realise what a **** Barclays was.
Shame about the fee increase next year but the account will still be well worth it for you!
Too late. Already switched a week ago. Love that quote though 'particularly as we're launching this shortly.' Sounds like 'particularly as we know most people have left and we hope you'll just stay pls.'
In short, I'm now a very happy First Direct customer and I've been using Apple Pay for about a week.
In short, I'm now a very happy First Direct customer and I've been using Apple Pay for about a week.
I used 7 day switch as well...except there was a 15 day gap between the 6th and 7th day. They couldn't actually perform the switch until the end of last month. Seemed like a bit of false advertising. But it all went smoothly apart from that.
I've used it quite a bit, but there are a number of shops in my town that don't have contactless credit card terminals. The ones that do, it works extremely fast. A couple of occasions though, the same shop has had the contactless part of the terminal not working.
Certain retailers have a £30 limit, but I have on more that one occasion spent over £45 and I was able to pay with Apple Pay. So I think the £30 limit is at the discretion of the store.
With the security of Apple Pay, I think there should be no limit to the spend.
I think it's just going to take a while for the retailers to get their terminals/software updated.
Which retailers have you had >£45 success at? If they are national retailers that is.
They tried to ring me three times today about the complaint I filed yesterday...probably should have answered them...
I bought the iPhone 6 Plus with the hope of being able to use Apple Pay in the following few months since its release. It's been over 1 year that I've had my 6 Plus and I have never been able to use Apple Pay because my bank doesn't support it. Every time I look at my Wallet app, it's empty - kinda the same feeling when you look at your real wallet and see it empty. Now I'm being told that I have to wait until 'Early 2016'? I'm frustrated.
Apple took a while to release Apply Pay in the UK whilst the US got Apple Pay much sooner. That meant that customers like me who bought the 6 Plus with the hope of using Apple Pay on the device lost out on a feature which was heavily marketed by Apple on the 6 Plus.
Now that Apple Pay is here, I can't even use it because my bank doesn't even support it and won't do until 1.5 years since the 6 Plus was released in 2014.
/rant.
Apple took a while to release Apply Pay in the UK whilst the US got Apple Pay much sooner. That meant that customers like me who bought the 6 Plus with the hope of using Apple Pay on the device lost out on a feature which was heavily marketed by Apple on the 6 Plus.
Now that Apple Pay is here, I can't even use it because my bank doesn't even support it and won't do until 1.5 years since the 6 Plus was released in 2014.
/rant.
A useful blog I've come across that lists UK retailers and which ones you can use Apple Pay for values greater than £30
Co-Op are the only other place I've definitely noticed have upgraded too - the little co-op attached to my local petrol station has signs above the contactless terminals advising that there is a £30 limit on contactless card payments but that Apple Pay is unlimited.
Bit to late Barclays, not doing Apple Pay was the straw that broke the camels back. Over the last 4 years I've had more than £3,000 in compensation from Barclays. I moved to Nationwide who are the most ethical of the mainstream banks / building societies. I very rarely carry cash now and I purposely choose to shop with companies that take Apple Pay.