I bought the iPhone 6 Plus with the hope of being able to use Apple Pay in the following few months since its release. It's been over 1 year that I've had my 6 Plus and I have never been able to use Apple Pay because my bank doesn't support it. Every time I look at my Wallet app, it's empty - kinda the same feeling when you look at your real wallet and see it empty. Now I'm being told that I have to wait until 'Early 2016'? I'm frustrated.
Apple took a while to release Apply Pay in the UK whilst the US got Apple Pay much sooner. That meant that customers like me who bought the 6 Plus with the hope of using Apple Pay on the device lost out on a feature which was heavily marketed by Apple on the 6 Plus.
Now that Apple Pay is here, I can't even use it because my bank doesn't even support it and won't do until 1.5 years since the 6 Plus was released in 2014.
/rant.
I would switch that account to a bank which supports Apple Pay if I were you.