I’ve had my 14pm for almost two month now and optimized charging never kicked in. Prob because I only charge it every two days.Use the genuine chargers, or chargers from a reputable company and don't use fast charging unless you really need to, as this creates heat and heat is what kills battery life.
I've used the old 5w chargers overnight for years, never had a single problem. My 13 Pro from last year is still on 100% battery health, and I continue to charge my 14 Pro this way as well. There's enough things to worry about in life than to add looking after a phone battery lol.
Just charge it when you need to, and don't let it drop low if you can help it.
Now I use a smart plug so that it starts charging 3 hours before I wake up to avoid staying at 100% all night.