Exactly. Paying a lot of money for a ton of local storage on a mobile device doesn't make a lot of sense considering I live in an area with plenty of connectivity and cloud access. But to each their own. Some like the OP have spotty connections at best. So there are options for just about everyone.
Yup! I don't even want to pay expensive plans for mobile data. I download everything to my phone so I would have it handy when I leave wifi area. People who stream a lot and deal with cloud most all the time should get the 64gb. Streaming takes a lot of data so I refrain from doing so. I have 50gb of cloud storage that i use for backups and some photos and thats $1.