What type of payment method is your preferred way to pay for things in person? Please note the bold text. This is a poll about the type of payment method you would use if all options were available at any given time? If everyone took Apple Pay/Android Pay/Etc, is that what you would use or would you still be using Cash or Credit Card? Why? --- Post Merged, Jun 12, 2017 --- I prefer cash followed by Apple Pay. My reasoning has less to do with convenience and everything to do with sending less money to big banks and more to retailers, especially the small ones. If I'm buying from a small business or I'm eating at a restaurant, I almost always use cash. Transaction fees for processing, while not large, are substantial enough to be felt by smaller retailers.