Has anyone ever been rejected or heard of anyone being rejected on the Apple Upgrade loan?
Just curious..
Thanks
Just curious..
Thanks
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Other Citizen One Loan (Rejection?)
- Thread starter AndyDandy1
- Start date
- Sort by reaction score
Let’s say you’ve had it for the last 3 iPhones can they reject you? Or mostly for new customers?
If you’re already on it you should be fine unless you’ve had some drastic financial change I’d imagine. Most of the rejections I’ve seen on here/reddit were new applicants.
OK, it’s like any loan that you borrow, if you’re timely with your payments, over pay, then what would be the issue? If you’re delinquent or have defaulted on multiple loans, then yes, you can/will be rejected. It’s rudimentary 101.
Understandable, but most loans all really are the same, no matter what you’re borrowing for auto/home or business, if you’re timely with paying them over the coarse of its life, you won’t have any issues.
Been on the iUP for 3 years and never been denied. Just got pre-approved ready to go for Friday pre-order.
I don't think they even did a hard pull on my credit last year when I upgraded.
I just went through the process and was preapproved. My credit is locked. When I preorder, I don’t have to unlock my credit, right? Also can I change my mind in the device I want?
Yes you can change your mind. Your preapproved for 3 days after preorders go live. I'm assuming they didn't do a pull on your credit. Have you had IUP before?
I got denied last October. I simply went over to AT&T and got a 512GB Max there.
I was denied because I was half asleep, in a rush trying to buy it at 3am and I entered my birth year as the current year
Of course it gave me no reason for the denial... Me: WTF??? I have an 850 FICO
I called them up later that day, fixed my silly error and then waited an extra month because of the backlog
I was denied because I was half asleep, in a rush trying to buy it at 3am and I entered my birth year as the current year
Of course it gave me no reason for the denial... Me: WTF??? I have an 850 FICO
I called them up later that day, fixed my silly error and then waited an extra month because of the backlog
Why did you have to wait a month?
Because the phone model I wanted sold out quickly. By the time I had Citizen straightened out the ship date had shifted by a month past release day already.
How did you get preapproved already? And you credit is locked? I thought it would have to be unlocked for this.
Both my husband and I have our credits locked and we were both approved. We are currently on IUP though