Let me disabuse you of the notion that Apple Pay is free, or that Apple has nothing to gain from it but to make its users happy. You will pay for it, one way or another. But you will pay.
Cheers!
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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Let me disabuse you of the notion that Apple Pay is free, or that Apple has nothing to gain from it but to make its users happy. You will pay for it, one way or another. But you will pay.
Cheers!
Huh?
NFC is a worldwide payment standard backed by VISA, Mastercard, AMEX, and tons of the biggest worldwide banks.
It's amazing how so few people in this thread actually understand what they are talking about.
Used ApplePay at Walgreen's last night for the first time; it was pretty slick. This Walgreen's is across the street from the CVS that I usually use.
I agree with contacting CVS/RiteAid if you feel strongly about this issue, but they are very unlikely to listen, because they see money in the ability to track their customers - and ApplePay prevents that.
If you really want to get the attention of the CVS/RiteAid executives, start shopping there, preferably for some expensive items. When you try to use ApplePay and the purchase is denied, just tell the cashier that you no longer want to purchase the item. Feel free to tell the manager that you are no longer going to purchase that item because of their policies, but will be going across the street to Walgreen's to buy the same item.
Sometimes, only money talks.
I agree with contacting CVS/RiteAid if you feel strongly about this issue, but they are very unlikely to listen, because they see money in the ability to track their customers - and ApplePay prevents that.
If you really want to get the attention of the CVS/RiteAid executives, start shopping there, preferably for some expensive items. When you try to use ApplePay and the purchase is denied, just tell the cashier that you no longer want to purchase the item. Feel free to tell the manager that you are no longer going to purchase that item because of their policies, but will be going across the street to Walgreen's to buy the same item.
Sometimes, only money talks.
And again, nobody is claiming that Apple Pay is free. Where are you getting this stuff from? Furthermore, nobody is claiming that Apple has nothing to gain from it. If people like using Apple Pay, they are more likely to buy Apple hardware- this is what Apple has to gain for it, along with the small percentage of each transaction they receive from the banks. It's nothing evil or secret- it's out there in the open.
I think the DOJ just slapped Apple's hand about it and Amazon.... well, karma is going to be b......
Why would you feel physically ill because I want to use the most secure method of payment that is available? Why does other people wanting to protect their privacy make you ill? Have you discussed this problem with a therapist?
That's because it doesn't exist yet. It's "in development", i.e. vaporware.
Not as long as it wants direct access to my bank account (I'm not doing the "pre-load like a gift card" thing). I never EVER use a debit card at a store, only the bank's ATM.
I'm not saying this does not disappoint me, but those stores that do not accept Apple Pay will only be receiving cash from me until banks and locations start offering Chip and Pin/Chip solutions.
I no longer want to watch news headlines to make sure a retailer I recently used was not compromised, thus worrying about my CC information being dumped on the internet.
Apple Pay and Google Wallet alike are solutions that can stop this NOW, and these companies are purposefully denying this method of payment because they are more worried about not getting the statistical information of my shopping habits.
Well they cannot deny cash, and guess how often I carry cash with me? If I am inconvenienced to the point where I have to make a trip to the ATM, I will not be visiting that retailer very often, and when I do they still will not get statistical information from me because I am a cash paying customer.
I no longer want to watch news headlines to make sure a retailer I recently used was not compromised, thus worrying about my CC information being dumped on the internet.
Apple Pay and Google Wallet alike are solutions that can stop this NOW, and these companies are purposefully denying this method of payment because they are more worried about not getting the statistical information of my shopping habits.
Well they cannot deny cash, and guess how often I carry cash with me? If I am inconvenienced to the point where I have to make a trip to the ATM, I will not be visiting that retailer very often, and when I do they still will not get statistical information from me because I am a cash paying customer.
Something that I never do - allow any merchant or utility to draw from my checking account. Every try to get money back from a utility after you've been overcharged? It's worse than pulling teeth. These institutions are simply not set up to transfer money to their customers. Do you think they will pay for any overdraft charges if they empty your bank account?
With a credit card charge you can contest any charge and they will credit your account immediately until the issue is resolved.
This battle was lost at the keyboard ACH for me. I got hacked thanks to home depot and amex had to eat a massive charge. I was 100% protected so were all my funds i use to you know pay the lights the water the house note the internet bill. I had zero impact from this issue. If it had been ACH well now that would have turned my life upside down till it was sorted and that is not some instant thing. I do not see how they are going to work this with out.
I'm going to take my business elsewhere if I can't use my preferred method of payment when the competitor across the street is offering it. Just like I'll go to the bodega across the street that takes CCs instead of the one that is cash only. Just like I'll go to the pizza place that consistently has fresher pizza instead of the one across the street that always seems to be stale.
Surprise, surprise...people have preferences. Sometimes those preferences emerge when new technologies emerge. Nothing new has happened to people, this is the evolution of technology just like when people started preferring TV shows over radio shows. New day, new tech. People move forward.
And there are some who will defend apple's every move, and freak at ANY criticism of Apple, No matter what. Just look at the defense of the new "improved" Mac mini.