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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

Moto G said:
Only some people? You're overly generous and see the good in people. That's a nice attribute :)
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Not sure if genuine or sarcasm... :p sorry but this forum does that to you... :p

About posting nonsense... Most people at genuinely mistaken... Only some do that intentionally... So that's why "some"... :)
 
Keirasplace said:
Come on, Rite Aid and CVS SIGNED with MCX, so it is Rite Aid and CVS's issue. If they lose customers because of this and it becomes a PR nightmare, it certainly will be their issue and pointing a finger to MCX won't help them one bit. It is not like they had a gun to their head when they did this; they did it willingly and turned off NFC willingly. Waiting after Apple Pay came online before doing it is a much more idiotic way of doing it because it shows they had no technical difficulty accepting the payments; someone at those companies will get their ass kicked for this.
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I'm not saying CVS and Rite-Aid have no blame in this. But the bigger blame is on MCX's policy and being scared to allow competition.

CVS and Rite-Aid very likely signed on with MCX before they even heard of Apple Pay or certainly before they knew the details. So, they may not have fully realized at that time the full extent of the consequences.

I'll easily go on record as saying that MCX as it's currently described has zero chance of being successful. So, i guess I understand why they are afraid to compete.
 
Tubamajuba said:
Apple has made the decision to willingly turn away any money they would have received from people buying Bose products.

CVS and Rite-Aid have made the decision to willingly turn away any money they would have made from people buying *any* product using any form of NFC payment.

Which of those two decisions has a dangerous implication for consumers in the long run? The Bose thing isn't even in the same league. I don't expect to see a mass movement of retailers dropping products like flies just because Apple no longer carries Bose products. I do, however, foresee a stall in the adoption rate of NFC due to moves like this.
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You're absolutely right, and why, well we all no why, hey Google, hey Microsoft, hey Samsung.

Onward Christian Soldiers.
 
There isn't a snowball's chance... that I'm going to use this stupid MCX thing. Apple Pay was already far-fetched for me.
 
Wow ! Imagine the management meeting the decided at ! Who would want to work for that bunch of goofballs, decisions like that just show us the company has other underlying problems to deal with
 
gescom said:
Steps to get CVS on board:

1. Go to CVS on 11/11/14 (for impact, 411)
2. Fill cart to the brim with items
3. Attempt to use Apple Pay and when it doesn't work - leave.

CVS will get the message loud and clear when they have to restock carts of various items nationwide.

Blocking these things just doesn't make sense. Whatever it is Google, Apple whomever. It is a digital form of US currency in which I find it hard to believe they wouldn't want it.
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Yes - by all means - let's make sure that other customers are inconvenienced by your actions. That store employees have additional workloads by your actions.

These types of actions affect people who have no control over the situation than those that are decision makers. And no - them complaining to management about it isn't really going to help much. Better to vote with your wallet and just not shop there then resort to childish behavior. You KNOW you can't use Apple Pay there - acting like you think you can when you don't is just immature.

StyxMaker said:
Actually it reeks of concern for security and privacy. Why are you so opposed to people having secure and private credit card transactions?
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No one is making you use any other form of payment that you don't want to. How is your response valid?

I'm not opposed to anything. Don't shop where you don't want to. But this whining from some and immature response as per above are completely unwarranted.

You know - Costco used to have a lot of items I loved - and they don't any more. Same with Trader Joe's. But they don't stock them anymore. That doesn't mean I won't shop there because I now either can't get them or need to buy them somewhere else. I also didn't rant and rave and plan a pseudo protest over it.

And yes - I realize it's not the same exact scenario. But both examples are just silly consumer ranting.
 
Moto G said:
Exactly what percentage of Apple Pay users do Macrumors members presume to think that they make up? 0.1%? 0.01%? I'd say probably 0.00000000001%... so go ahead and "make a stand" LMAO.
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Does percentage matter? I vote with my wallet all the time.

And why would people who choose to shop elsewhere because of this 'boycott of Apple Pay by CVS' be limited to MacRumors members?
 
Apple is paid by the banks

throttlemeister said:
For everybody whining already, perhaps it would be nice to think about why they might do this? It's not like this is a service Apple is providing for free. Just because you don't have to pay for it doesn't mean somebody isn't. I don't know what Apple takes from these transactions and it is certainly not unheard of to have higher rates for those that are not affiliated with a certain program, so it could very well be that paying through Apple Pay costs them all or most of their margin.

Now I don't know about you guys, but if I had a company and customer convenience like Apple Pay cost me my margins I'd cut it off faster than you can say Apple Pay. None of you guys work for free, and neither should shops.
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Banks pay Apple to support the service, because the service is more secure than chip and pin or EMV because the merchant never sees the card info, therefore avoiding breaches coming from a merchant, and also eliminates skimming.

Apple gets also get a "card present" rate with banks because the sensitive transaction data on the phone cannot be tampered with because of the "secure element", which in effect, acts like an HSM (hardware security module)--the data cannot be removed.

I should also add, Google Wallet does not enjoy that type of tamper protection. If an Android phone is hacked, the transaction info is in memory, which allows attackers to get the info. I expect Google and hardware manufacturers to change that fact pretty quickly though.
 
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

bobenhaus said:
I cant wait until the federal Government gets involved because Apple is trying to create a monopoly with Apple Pay. Might not look like it for the people who don't question Apple's operations but a lot of us see it. Thats why you see companies not accepting Apple pay. We shalll see!
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It might help if you looked up the definition of monopoly. Apple Pay can never become a monopoly even if Apple wanted it. Every payment that can be made with Apple Pay can be made with the credit card without the iPhone if you decide to do it that way.
 
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NY Guitarist said:
Maybe dramatic in your opinion, but isn't consumer boycott a freedom of expression? ;)?
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Not really a boycott, more like "I'm too lazy to deal with your stupid payment system, so I won't." Like how I'm too lazy to deal with Windows. The boycott comes in when I think "**** Microsoft" and avoid them, and even then, I don't feel like I'm expressing myself, just acting quietly based on a personal grudge. And if a company ticks off enough people, they lose many customers forever.
 
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FriednTested said:
Not sure if genuine or sarcasm... :p sorry but this forum does that to you... :p

About posting nonsense... Most people at genuinely mistaken... Only some do that intentionally... So that's why "some"... :)
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Totally genuine my good friend. If I was sarcastic, it would be accentuated and indicated with emoji :)
 
Sent this to MCX via info@mcx.com

(Found that address at www.mcx.com)

I find your move to coerce all of your member companies to refuse ApplePay to be very much anti-consumer. I would have also been willing to evaluate your product when it goes live next year. However this move is making me strongly reconsider any support of the consortium of companies that make up MCX.

It appears that Target's RedCard may actually be one of your first initiatives. I will be contacting Target shortly to cancel my RedCard and I will let them know why.

I am all for competition, and I think the consumer should be able to make their own choice. MCX mandating that CVS and RiteAid disable all NFC payments because of ApplePay's likely high uptake rate is anti consumer choice. So I will make my choice against your product and consortium of companies before even evaluating your product.

Regards,

BruiserB

Sent from my iPhone
 
Really?

Noble Actual said:
Target supports the in-app purchase feature of Apple Pay, they like Best Buy and Walmart do not support the in-store purchase feature of Apple Pay.
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I stand mistaken, I never saw the distinction reported in the coverage of the service.

Now that is weird--Merchants just need the correct terminal with NFC to support the service, the guts of the operation are at the banks and card exchanges, so there must be other reason.
 
Moto G said:
...and the rest of the world carries on happily using cash and credit cards, with no issues.

Talk about making a simple bartering system overly complicated.

#1 Swipe card

#2 Enter PIN

#3 Walk away

Why is that complicated?
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Im not about to boycott any company because they dont use it. However, there are many instances that I leave my wallet at home. When i go to the gym I dont take it or the countless times Ive run out of the house in a rush and forgot it. This is when Apple Pay will really come in handy. The stores that dont use Apple Pay will lose out on sales then.
 
BruiserB said:
Sent this to MCX via info@mcx.com

(Found that address at www.mcx.com)

I find your move to coerce all of your member companies to refuse ApplePay to be very much anti-consumer. I would have also been willing to evaluate your product when it goes live next year. However this move is making me strongly reconsider any support of the consortium of companies that make up MCX.

It appears that Target's RedCard may actually be one of your first initiatives. I will be contacting Target shortly to cancel my RedCard and I will let them know why.

I am all for competition, and I think the consumer should be able to make their own choice. MCX mandating that CVS and RiteAid disable all NFC payments because of ApplePay's likely high uptake rate is anti consumer choice. So I will make my choice against your product and consortium of companies before even evaluating your product.

Regards,

BruiserB

Sent from my iPhone
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I hope for your sake you didn't really sign it "BruiserB" lol
 
doasis23 said:
Im not about to boycott any company because they dont use it. However, there are many instances that I leave my wallet at home. When i go to the gym I dont take it or the countless times Ive run out of the house in a rush and forgot it. This is when Apple Pay will really come in handy. The stores that dont use Apple Pay will lose out on sales then.
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I'm sure they'll live. ;)
 
For those claiming Apple is "trying to create a monopoly" (really), Apple Pay never blocked other merchants or methods of payment. Apple Pay was another method of payment, one that banks and many security professionals have stated to be very secure. It's the other company that is blocking Apple, Google and other services that use NFC in order to force retailers and consumers into their payment system (which uses sales and customer buying info in order to sell and market data).

Please, before you comment that Apple or Google are the "bad guys", understand monopoly's (in this case, anti-trust laws would apply) and what CVS, Rite-Aid, etc are doing by signing exclusivity with MCX by denying NFC. If you are smart, you would not stand for this as this is not good for consumers. Period.
 
gescom said:
Steps to get CVS on board:

1. Go to CVS on 11/11/14 (for impact, 411)
2. Fill cart to the brim with items
3. Attempt to use Apple Pay and when it doesn't work - leave.

CVS will get the message loud and clear when they have to restock carts of various items nationwide.

Blocking these things just doesn't make sense. Whatever it is Google, Apple whomever. It is a digital form of US currency in which I find it hard to believe they wouldn't want it.
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You'll just create extra work for already understaffed CVS employees. Which won't accomplish anything. This decision not to accept Apple Pay comes from the Corporate. Which means you need to let corporate know about your displeasure regarding this matter, and annoying cashiers, or complaining to managers won't do anything. Because the corporate doesn't listen to us. So it's up to you as a customer to email them or fill out their customer survey, or tweet them. That is what they listen to.
 
Keirasplace said:
If Apple doesn't want you on their phone, you're not getting on their phone. No side loading. Google is much less secure so, people could install apps right from the browser on their web site. But, Android users tend to be the least likely to use thier phones to the fullest and spend through it. So, cutting themselves from IOS would be a pretty big blow.

People already have tons of credit cards, their banks, they don't want to basically have to deal with someone new/trust someone new. So, MCX has a uphill battle just there. Not to mention all the other issue there is in their scheme.
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I'm sure MCX will make it so that you can just open a web page on your phone's browser with your barcode if they weren't allowed to post their apps.

But really, even with an app, this is nowhere near as convenient as the way Apple Pay transactions work.

I doubt Apple will block the MCX-capable apps. Heck, they may even allow your barcode to be added as a Passbook item.

But I bet MCX knows there's just no way their product is any way better for any consumers. Thus, the protectionist clause.
 
doasis23 said:
Im not about to boycott any company because they dont use it. However, there are many instances that I leave my wallet at home. When i go to the gym I dont take it or the countless times Ive run out of the house in a rush and forgot it. This is when Apple Pay will really come in handy. The stores that dont use Apple Pay will lose out on sales then.
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Well there's a difference between your scenario and some of the foaming at the mouth in this thread.

Losing a sale because of convenience now and then is very different from boycotting, ranting and raving and the internet threatening of going up to the counter with tons of items and then causing a scene for not accepting the payment choice they want.

Stores lose out on sales for lots of reasons. For example, some don't accept cards for purchases under $10 (bodegas a lot here in NYC). I don't shop there often because I rarely use cash.
 
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