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It's pretty amusing that Walmart thinks its customer base will understand its awkward and laborious system well enough to use it.
 
Apple Pay has no traction.

You'll feel better as a result of sending your missive, but it'll be too little too late. Target, Rite Aide, Walgreens, CVS, Sears, Walmart, Best Buy, Kmart, 7 Eleven and others have swiftly reacted to the Apple Pay situation, it's problems, complications, and walked away. The last thing these retailers need is to be unwittingly drug into a payment system abyss.

If it should be proven that there's some merit, some advantage to Apple Pay, I would think they might revisit it in another few years. Apple has staying power, there's no rush to implement Apple Pay. By taking time to review what went wrong and how it might me fixed, will be a very good lesson for Apple.

Look how easily Apple ignored it's loyal customers for two years, preventing them from having the 5.5" display they wanted so badly. The temporary failure of Apple Pay won't affect Apple.

This is Apples game, in Apples ball park. They'll continue to do what they want, when they want, and customers will praise them for it. All is well :)

Wow. You are sooooo wrong:

"If I’m reading this right, and I think I am, these retailers who are shutting down their NFC payment systems are validating that Apple Pay is actually working, that people are actually using it. And remember, it only works with the month-old iPhones 6. Think about what happens a year or two from now when a majority of iPhones in use are Apple Pay enabled.

Think about what they’re doing. They’re turning off NFC payment systems — the whole thing — only because people were actually using them with Apple Pay. Apple Pay works so well that it even works with non-partner systems. These things have been installed for years and so few people used them, apparently, that these retailers would rather block everyone than allow Apple Pay to continue working. I can’t imagine a better validation of Apple Pay’s appeal.

And the reason they don’t want to allow Apple Pay is because Apple Pay doesn’t give them any personal information about the customer. It’s not about security — Apple Pay is far more secure than any credit/debit card system in the U.S. It’s not about money — Apple’s tiny slice of the transaction comes from the banks, not the merchants. It’s about data.

They’re doing this so they can pursue a system that is less secure (third-party apps don’t have access to the secure element where Apple Pay stores your credit card data, for one thing), less convenient (QR codes?), and not private.

I don’t know that CVS and Rite Aid disabling Apple Pay out of spite is going to drive customers to switch pharmacies (Walgreens is an Apple Pay partner), but I do know that CurrentC is unlikely to ever gain any traction whatsoever."
 
Here is an article that details how CurrentC app by MCX works. below is a summary quote if you don't want to read the article:

"...The problem with the CurrentC system... is that it’s based more around solving the retailers’ credit card fee problems than the consumers’ payment friction problems.... When it’s time for a user to checkout, the consumer then unlocks their phone, opens the CurrentC app, opens the code scanner, and scans the QR code shown on the cashier’s screen...."

"...When you sign up for CurrentC, you’re supposed to add your bank account. This lets CurrentC process payments for you without retailers having to pay the steep credit card processing fee..."


Correct. This is why Apple Pay is so poorly received by businesses, especially small businesses. Apple Pay is a handout to major credit card companies because it locks in their ridiculous fees and hurts businesses.

Sorry, I am on the side of small business over Apple and their 30% cut any day.

:apple:
 
Here's my data mining from reading MR for the past 6 days. Most MR users shop at drug stores and eat at McDonalds and their lives are overturned if they can't use Apple Pay. I can't help but wonder how they paid last week.
 
Maybe the retail stores are disabling apple pay because they don't want to pay an additional processing fee to apple. If this is the case and I support cvs and the rest of the stores

Really? How can you post without even reading up on Apple Pay. Educate yourself. You have no clue.
 
AT&T and Verizon for not supporting the Apple Sim. To make it easier, just hate evey company that's not Apple. Unless Apple buys them, then they suddenly become good. :D
You're right, if we just hate every non Apple company, we wouldn't need a list, that makes it easier.
 
AT&T and Verizon for not supporting the Apple Sim. To make it easier, just hate evey company that's not Apple. Unless Apple buys them, then they suddenly become good. :D

Which is more irrational- Apple fans disliking other companies, or people that dislike Apple posting in Apple forums day in and day out?

I see so many people on MacRumors that only participate in negative discussions about Apple. And if the discussion is positive, they do what they can to bring it down. It's as if it pains these people to see others liking Apple and their products on an Apple forum.
 
Went to Rite Aid today. Filled a basket with stuff and walked up to the cashier and tried to pay with my phone. When it did not work I left it all on the counter and told them that they just lost a sales and a customer.

Will do the same at CVS tomorrow.


Everyone should do this. They need to understand that refusing to take money the way I want to give it will indeed cost them revenue.

Oh and by the way. I went to an apple store today and bought a new iPad air 2. Tried to pay with Apple Pay (I mean i am at an Apple store, right?) and the guy say of course they accept Apple Pay. 60 seconds later he admits he has no idea how to do it and I end up paying with plastic.

The road is long my friends. Very long.
 
Here's my data mining from reading MR for the past 6 days. Most MR users shop at drug stores and eat at McDonalds and their lives are overturned if they can't use Apple Pay. I can't help but wonder how they paid last week.

Your post shows a complete lack of understanding the issue. Read this.

"If I’m reading this right, and I think I am, these retailers who are shutting down their NFC payment systems are validating that Apple Pay is actually working, that people are actually using it. And remember, it only works with the month-old iPhones 6. Think about what happens a year or two from now when a majority of iPhones in use are Apple Pay enabled.

Think about what they’re doing. They’re turning off NFC payment systems — the whole thing — only because people were actually using them with Apple Pay. Apple Pay works so well that it even works with non-partner systems. These things have been installed for years and so few people used them, apparently, that these retailers would rather block everyone than allow Apple Pay to continue working. I can’t imagine a better validation of Apple Pay’s appeal.

And the reason they don’t want to allow Apple Pay is because Apple Pay doesn’t give them any personal information about the customer. It’s not about security — Apple Pay is far more secure than any credit/debit card system in the U.S. It’s not about money — Apple’s tiny slice of the transaction comes from the banks, not the merchants. It’s about data.

They’re doing this so they can pursue a system that is less secure (third-party apps don’t have access to the secure element where Apple Pay stores your credit card data, for one thing), less convenient (QR codes?), and not private.

I don’t know that CVS and Rite Aid disabling Apple Pay out of spite is going to drive customers to switch pharmacies (Walgreens is an Apple Pay partner), but I do know that CurrentC is unlikely to ever gain any traction whatsoever."
 
Went to Rite Aid today. Filled a basket with stuff and walked up to the cashier and tried to pay with my phone. When it did not work I left it all on the counter and told them that they just lost a sales and a customer.

Will do the same at CVS tomorrow.


Everyone should do this. They need to understand that refusing to take money the way I want to give it will indeed cost them revenue.

That's a real ******* move. Odds are there is nobody in that store who has the stroke to impact this issue. Any email they send on the issue will likely be quickly read and discarded. And some part time kid will have to waste their time restocking the shelves as a result of your hissy fit.
 
I want to be part of the 1200+ posts.

Just one post though? That’s not much commitment, heck, there are people that have posted over 50 times within a 9-10 hour window.

Now _that_ is serious dedication and time investment (especially giving up that much of your day on a Saturday) :D
 
Correct. This is why Apple Pay is so poorly received by businesses, especially small businesses. Apple Pay is a handout to major credit card companies because it locks in their ridiculous fees and hurts businesses.

Sorry, I am on the side of small business over Apple and their 30% cut any day.

:apple:

I know you're being sarcastic, but

-Apple Pay is not CurrentC/MCX
-Retailers are not paying extra fees, the banks are, as tokenization transactions via TouchID NFC are currently the most secure payment method, cutting back on the fees banks eat for fraudulent transactions.

I wonder what people will begin complaining about when merchants will be required to ditch mag strip POS systems in Oct 2015 or risk eating fraudulent transactions as banks will not cover transactions unless EMV/chip+PIN/NFC transactions are used.
 
Here's my data mining from reading MR for the past 6 days. Most MR users shop at drug stores and eat at McDonalds and their lives are overturned if they can't use Apple Pay. I can't help but wonder how they paid last week.
I know the outpouring here is just crazy, I'm sure you can still pay by credit card and cash, but nobody wants to anymore.
Just like people used to like Bose, but now they hate them.
Me, I'm im just chilling out listening to U2, oops.
 
Okay guys I'm getting confused, I need a list of all the companies we hate.

We hate
Samsung
Google
Microsoft
Bose
CVS

Who else, I can't keep up.

I forgot U2
You forgot the Worst Buy. We can't hate Walmart yet until they turn off all NFC terminals but for now Apple Pay works at those.
 
I still don't know what Rite Aid is.

Is it even in CA? Never heard of it.

Rite Aid is East Coast/New England. Very common up here. We get all our prescriptions from them but when I finally get my iPhone 6+ I am going to try to do all my retail purchases with it, so I might switch to another pharmacy.

We just have Kinney's, Rite Aid and now CVS up here. Walgreen's is an hour away in Littleton, NH. I don't know what choices I'll have.

We are getting a Wal Mart next year, but I don't know if they will accept Apple Pay.
 
Just one post though? That’s not much commitment, heck, there are people that have posted over 50 times within a 9-10 hour window.

Now _that_ is serious dedication and time investment (especially giving up that much of your day on a Saturday) :D

I feel like a fail!
 
no but a few hundred emails might change their minds.

No they won't.... They just will put these in spam box... Few hundred emails is hardly even make them consider...

You would impressed hundreds people could actual boycott these retail chains. There are far more retail store not supporting Apple Pay than store accepting Apple Pay. Would you want boycott every store?

I am iPhone 6 owner and I am living in Canada. If Apple Pay comes to Canada, I will happy to use Apple Pay. If one store choice not to, I would care less. You would still need carry your wallet anyway. Given it is almost 100% that you gonna need your credit card some way or other.
 
No it hasn't. Visa and MasterCard dictate all sorts of terms to merchants. And the merchants take it, because the surest bet to kill a business is to go cash only.

That's simply fear mongering and mindless intimidation tactics. I think you'd be amazed at how many places are cash only and doing quite well.

The credit card companies would like to make merchants believe that little mind game. However, many companies have built extremely successful businesses without accepting credit cards. In my area, it has become such a successful strategy, that only the big box stores and national chains accept credit cards, and the local merchants easily steal business from them with better prices because they aren't paying credit card processing fees.
 
It's no big surprise that some companies are resisting an alternative solution which leaves them with less customer information.

I wonder if Apple Pay included at least the customer name, if the merchants would've felt the need to turn it off.

And the reason they don’t want to allow Apple Pay is because Apple Pay doesn’t give them any personal information about the customer. It’s not about security — Apple Pay is far more secure than any credit/debit card system in the U.S. It’s not about money — Apple’s tiny slice of the transaction comes from the banks, not the merchants. It’s about data.

Yep, that's partly why the banks are paying Apple... because Apple Pay allows them to continue to collect data and sell it, as they do now.

It's understandable that merchants don't want to lose the same kind of info.

I don’t know that CVS and Rite Aid disabling Apple Pay out of spite is going to drive customers to switch pharmacies (Walgreens is an Apple Pay partner), but I do know that CurrentC is unlikely to ever gain any traction whatsoever."

+1
 
No they won't.... They just will put these in spam box... Few hundred emails is hardly even make them consider...

You would impressed hundreds people could actual boycott these retail chains. There are far more retail store not supporting Apple Pay than store accepting Apple Pay. Would you want boycott every store?

I am iPhone 6 owner and I am living in Canada. If Apple Pay comes to Canada, I will happy to use Apple Pay. If one store choice not to, I would care less. You would still need carry your wallet anyway. Given it is almost 100% that you gonna need your credit card some way or other.

If consumers want to win this battle....they have to move the issue to privacy/security. I'm usually not an advocate of big government or more legislation, but I have a serious concern about a MORE secure method of payment being blocked for a less secure magnetic strip version (see Target hack) and even more questionable proprietary system being created by the people who people who already got my data breached.
 
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