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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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This is not about today, or tomorrow, or next week.
This is about who owns the future of cashless payments. Whether it's a company who understands that the problem needed to be addressed from a standpoint of convenience, privacy and security, or a series of companies who want to prevent that from happening, and continue to use your transactions against you.
But you knew that already...
Yet another person writing uninformed rot like this? This has been answered and debunked on most of the pages of this thread.
There are no extra fees, they are being charged the same fee as they are being charged right now to accept credit cards, they are using the same payment systems as they are right now through the same payment company they are right now. This costs the retailer no more and no less than it does to accept a credit card and swipe it.
So you'll choose to believe the banks will pass the fee along, even though you haven't seen it happen?
There are quite a few merchants listed on the Merchant Exchange site that were also mentioned in Apple's keynote as supporting Apple Pay. So are they going to support both?
What sucks is, pretty much every store I shop at regularly around here are all listed on the Merchant Exchange site. While I'm still waiting for my bank to support Apple Pay, I wonder if I'll ever be able to use the damn thing.
Or we could just wait for Apple to buy MCX and end this whole debacle.
What sucks is, pretty much every store I shop at regularly around here are all listed on the Merchant Exchange site. While I'm still waiting for my bank to support Apple Pay, I wonder if I'll ever be able to use the damn thing.
Or we could just wait for Apple to buy MCX and end this whole debacle.
Apple has, for quit some time, been under closer, constant scrutiny than any other company.
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Are retailers taking the risk? Or are they going to push it onto the customer. Will CurrentC users find that they are responsible for any fraudulent use of their account?
This has to stop with overemphasis on an Apple phone. It's like there'll be a future when Apple supplies chips the we get surgically implanted.
LOL, Imagine the fool who made that choice. What are they going to do now, support some blackberry pipe dream.
Fools
Fools
You nailed it!
You are right, Apple Pay is by far much more secure than CurrentC, retailers just hate not getting the customer data. For this specific reason and to the best of my abilities, I have switched already to Walgreens even though I was a CVS customer for over a decade. I will never use their third party app designed to save merchants money as it will never be secure like Apple Pay and it is designed to take offers and coupons directly to me because of how I shopped. I refuse this system and I am willing to bet CurrentC will not pick up and will slowly die off or merge somehow with Apple Pay.
By the way, on the CurrentC website, they say that it's a mobile payment that directly debits from your checking... Please, how do I get my miles? The safety of chargeback if the transaction is not mine or better if the product is defective. Amex guarantees all this for me... CurrentC will NOT.
Their system is just a bad idea for everyone especially consumers. This idea needs to be killed off before it starts.
You are right, Apple Pay is by far much more secure than CurrentC, retailers just hate not getting the customer data. For this specific reason and to the best of my abilities, I have switched already to Walgreens even though I was a CVS customer for over a decade. I will never use their third party app designed to save merchants money as it will never be secure like Apple Pay and it is designed to take offers and coupons directly to me because of how I shopped. I refuse this system and I am willing to bet CurrentC will not pick up and will slowly die off or merge somehow with Apple Pay.
By the way, on the CurrentC website, they say that it's a mobile payment that directly debits from your checking... Please, how do I get my miles? The safety of chargeback if the transaction is not mine or better if the product is defective. Amex guarantees all this for me... CurrentC will NOT.
Their system is just a bad idea for everyone especially consumers. This idea needs to be killed off before it starts.
Tried to use Apple Pay at CVS*******
So I went to CVS after I read this. I loaded up my shopping cart to the max from accessories from all around the store, then I went to check out with my iPhone using Apple Pay. They said they just turned off their NFC terminals and I wouldn't be able to pay.
So I said "Well, I only have my phone with me, I guess I will get all this stuff at Walgreens instead"...... So I just left and went to Walgreens.
I hope they think long and hard about the inconvenience this has caused when they are restocking all of their shelves with the items in my cart.
So I went to CVS after I read this. I loaded up my shopping cart to the max from accessories from all around the store, then I went to check out with my iPhone using Apple Pay. They said they just turned off their NFC terminals and I wouldn't be able to pay.
So I said "Well, I only have my phone with me, I guess I will get all this stuff at Walgreens instead"...... So I just left and went to Walgreens.
I hope they think long and hard about the inconvenience this has caused when they are restocking all of their shelves with the items in my cart.
And what's with goldfish crackers? They are neither goldfish not cracker!
I don't think the merchants care much about the customer name. I think MCX's appeal to them is to eliminate credit card merchant fees, and replace them with a small ACH fee per transaction.
But, unless they pass significant savings to the consumer, I don't think MCX is going to get uptake from consumers. There's too much perceived danger in giving a group of merchants unrestricted access to withdraw from your checking account.
I use a Lowe's credit card instead of a VISA to purchase from Lowe's -- because they offer me a 5% discount off every purchase. But, I pay that with online check payment. 5% isn't enough for me to risk grant Lowe's the authority to withdraw from my checking account.
Just one post though? Thats not much commitment, heck, there are people that have posted over 50 times within a 9-10 hour window.
Now _that_ is serious dedication and time investment (especially giving up that much of your day on a Saturday)
Well, you know, Apple Pay customers keep saying how much they want to save time... Apparently, they are either not really worried about how much time being an Apple Pay customer really costs them, or they need to save time at the register so they can get back to momma's basement and get back to defending their almighty underdog / A.K.A. the most powerful company in the world (make up your minds people).
It's one thing if a store does not want to spend the money to put touchless payment hardware in place. It's quite another when a company decides to disable something that they offered before simply because they want to protect their less desirable option. They cared not one bit when the NFC terminals only served Google Wallet. But they view Apple Pay as a threat to their evil plans (Yes, wanting to protect their data mining scheme is evil).
Nobody is claiming that. The security of Apple Pay is the entire point of it.Yeah, everyone's claiming that NFC is the revolutionary part.
That's funny because what I see them saying is they want to reduce risk, not save time.
Yeah, everyone's claiming that NFC is the revolutionary part.
No, the revolutionary part of
Pay is the first implementation of EMVCo's tokenization standard.NFC is just the connection between the phone and the merchant's terminal. It's been used for years for contactless cards. And to the merchant, the iPhone looks like a contactless card.
You've been outpouring with the rest of us. So, I guess your part of the "problem" then... Most people didn't mind getting the U2 tracks (average, not great), MacRumors was certainly not the center of bitching on that subject.
If you chilling, why on earth are you on this forum and listening to U2. Shouldn't you be listening to Dead Kennedys or some other punk band... That's the way I chill ;-).
Except that the store employees have no say over whether or not they can turn on the NFC terminals. I guarantee you that anybody who could actually make such a decision will never know you did that. So what did you really accomplish?
When it comes down to it, you're doing more harm than good. On a smaller scale, that includes this thread. You've given ammo to the seething Apple haters that are just dying to spin this whole NFC thing into something that makes Apple look bad. And really, if what you're doing becomes commonplace, who can blame them?
You mean that you're expecting a minimum wage kid to think more of you than "what a pathetic loser?"
Congratulations, you sure showed that High School kid exactly how immature an adult could be. Way to go... you've shown them what they don't want to be when they grow up.
Reducing risk is literally all I care about with Apple Pay. Having been a victim of identity theft twice, I'm in big favor of what Apple is trying to do.
Lol. Yeah ... CVS employees ≠ CVS.