CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

[bushman4]

For those that want to see how bad CurremtC is just go into a Dunkin Donuts store. This system in DD uses QR codes and is linked to your checking nobody uses it
People will be quicker to take out a Credit Card or cash.
Dunkin Donuts has been using this service in their App for over a year with signs posted near their registers. Many Dunkin customers are repeat customers and they still don't use the App with the QR payments system

Why would anyone give up access to their bank account for a stupid coupon that most likely you won't use

Send a message to CVS & RiteAid that customers are their lifeblood.
SHOP ELSEWHERE!!

 

[samcraig]

Here's where I'm confused. The supporters of these retailers claim its a win for them and consumers if the merchants don't have to pay these service fees. Yet apparently you'll be able to use credit cards with CurrentC system. If that's the case than clearly service fees isn't the issue here.

.

Because even if they only reduce cc payments by 10 percent in favor of ach payments they pecan save patron of money. What's not to understand or be confused about. You're pretty smart.

 

[mbh]

Microsoft to invest $150 million in Apple

Microsoft got caught with their hand in the QuickTime cookie jar and had to pay up.

The day that Microsoft 'saved' Apple

San Francisco Canyon Company

 

[Buran]

I received my first chipped card yesterday (in the US) and it has the contacts showing on the front of the card.

Good luck finding a terminal that will respond if you slide the card into the slot. Plus, EMV chip cards are not tokenised. Apple Pay is. I'd rather have that protection.

 

[bobcat62]

Macrumors single handed gave CurrenC a big one star review keep them coming.

There are things you can do to make CVS & MCX suffer some additional headaches:

First, do a search for "MCX Paydiant". If you look at the press releases & articles this search returns, it looks like MCX is using Paydiant's "White Label" payment solution.

Paydiant & CVS are located in the (extended) Boston area. Paydiant is in the Newton, MA area. CVS is located in Woonsocket, RI.

Paydiant & CVS are looking for iOS developers. If you look at any of the job boards, you'll find iOS openings for both employers. There is a shortage of iOS developers in the Boston area, so both companies are constantly looking for iOS talent.

If you know of an iOS developer in the Boston area, discourage them for working at either company.

If Paydiant can't find talent, it will cause problems with their largest customer, MCX.

As for CVS... Their iOS app is a lost cause. Why help them at all.

 

[StyxMaker]

Well, that would just open up new problems. Apple can't do that.

Why can't they? Apple refuses and removes previously approved apps all the time. It's their store, they control what is sold there.

 

[Renzatic]

No they don't. Most airlines stopped accepting cash for purchases on board years ago.

Welp, I stand corrected.

 

[JAT]

Without Bill Gate's money Steve Jobs would not have been able to turn things around for Apple. The summer of '97 Apple's stock price was in the toilet and Apple was expected to exist for 6 more months. MS pulled Apple from the edge.

Do you guys not know how numbers work? Adding, subtracting?

I was actually paying attention to these companies in 1995-2000, unlike most of you people. What saved Apple was the return of Jobs and the introduction of the iMac. That $150m from MS wouldn't have saved a company half Apple's size.

 

[samcraig]

Yes, and this move just proves that they are concerned about Pay becoming popular and taking off (and perhaps having a positive effect on Google Wallwt usage as well). If they weren't there would be no reason to turn off NFC now when their solution won't be here until next year. And if their competing system is so much better for everyone then why are they afraid to allow NFC? Let the better system win.

Ok. So what's your point. We're both stating the obvious. Clearly the consortium wants to push their solution over any others. Is anyone surprised?

 

[AppleScruff1]

Of course is Apple wasn't involved there would be far less discussion of it on an APPLE themed forum where people come to discuss issues dealing with APPLE products and services. What else do you expect APPLE users to discuss on an APPLE forum?

So that supports my statement that's it's not about the tech, it's about Apple.

----------

He wants to do nothing but complain about Apple products on an Apple forum, so who knows what he expects.

Except I haven't criticized Apple Pay, I've only commented on the posts in this thread.

 

[gwenaellp]

Too bad for them

I have never been to their stores and now I have no reasons to go , I have used Apple pay at Walgreens recently and it worked perfectly
I moved from android to the iPhone 6 plus for many reasons but Apple pay was a big one as Google never made a real effort to make it work with Google wallet
I will boycott any stores not supporting Apple pay and will do business with those supporting my phone .
I have used Apple at whole food as well and it was so easy and convenient I can see that it will be the future of payments and for the companies like CVS not realizing that , they will loose millions of potential customers

 

[ptb42]

I have 2 American cards with chips. Contact chips. Most chip cards in the US are contact cards. In fact, I haven't heard of any EMV cards that aren't contact chip.

I had a contactless card without exposed chip contacts. It was recently replaced with one that has exposed contacts, AND is contactless.

Contactless cards actually use the same EMV data exchange specification as chipped cards with contacts. It's just done wirelessly over NFC.

http://datacardedge.com/articles/emv-vs-nfc-technology-setting-the-record-straight/

EMV is a well-defined set of specifications that covers several methods for authentication, risk management and transaction authorization. EMV contact transactions take place physically by inserting an EMV contact payment card into an EMV reader. EMV contactless transactions take place by presenting an EMV contactless card in front of an EMV reader at a short range (less than 4 cm) to enable radio frequency communication.

 

[dontwalkhand]

Good luck finding a terminal that will respond if you slide the card into the slot. Plus, EMV chip cards are not tokenised. Apple Pay is. I'd rather have that protection.

Have you been to a Walmart or Home Depot? They all respond and require chip cards to go into the slot.

 

[Rogifan]

Ok. So what's your point. We're both stating the obvious. Clearly the consortium wants to push their solution over any others. Is anyone surprised?

No just like no one should be surprised (or call it childish) if consumers choose to take their business elsewhere.

 

[BJMRamage]

Because suddenly there's a deluge of people able to use NFC payments. And because they are getting ready to launch a competing product and don't want people adopting NFC payment options but rather their own.

In short - they want mobile payments to use their system. They'll never control those that choose not to use mobile payments.

exactly.

if the new ApplePay customers started to use Apple's payment approach, it would be harder to get CurrenC adopted. it probably will be hard to adopt. Apple and Google could say it is not secure. and then let the customers decide.

From what I've read it [CurrenC] doesn't seem like a good payment system.

 

[gmcalpin]

Everyone send your well-written email complaints to CVS via their online email form!

Let's make ourselves heard.

http://www.cvs.com/help/email-custo...RGS=/CVSApp/help/email-customer-relations.jsp

I just came here from doing the same; I was going to post the same link. Good man!

 

[samcraig]

No just like no one should be surprised (or call it childish) if consumers choose to take their business elsewhere.

It's not childish to take your business elsewhere. What's childish is to try and encourage people who knowingly know this method of payment is not available to storm the stores, load up their carts and make a scene at checkout. That's childish no matter how you slice it.

 

[gavroche]

There are certain leaps in life that are larger and have more effect than others.

For example: The adoption from VHS to DVD was significant. So much so that DVDs are STILL being sold. The jump from DVD to Blu Ray wasn't so rapid or widely accepted.

Cash to credit/debit cards was huge. I don't think it will be the same for NFC/Apple Pay. Too many obstacles to overcome. You have to have a certain phone, the merchant has to accept it, the bank has to support that card bla bla.

I think Blu Ray would have caught on much better, had it come out sooner. Too many people perhaps are doing it all digitally. Certainly for rentals.

Well, i can't tell you that you are wrong in re NFC/Apple Pay.... just that I think you will be. All phone makers are in a race to put features in their phones. I can't imagine that within a year there will be a single phone manufactured that does not have NFC capability. As for the machine on the merchants end... well... merchants are required shortly by law to install new machines... if they already have to install new readers, might as well put one that has that capability. This was listed as one of the huge plusses for Apple's timing in this technology: That they were doing it at a time that many merchants were already going to have to install new equipment.
Heck... and in Europe, Canada, many other places... NFC is already more prevalent.
But only time will tell, right?

 

[Noble Actual]

It's not childish to take your business elsewhere. What's childish is to try and encourage people who knowingly know this method of payment is not available to storm the stores, load up their carts and make a scene at checkout. That's childish no matter how you slice it.

And he's not doing that 2nd part...

What's your problem.

 

[samcraig]

And he's not doing that 2nd part...

What's your problem.

I didn't accuse him of that. Are you reading the thread or just random posts?

Several others have suggested doing what I had posted. What's your problem?

 

[yg17]

Have you been to a Walmart or Home Depot? They all respond and require chip cards to go into the slot.

Home Depot didn't when I went there a few weeks ago. I inserted my chip card and nothing.

 

[Rogifan]

Because even if they only reduce cc payments by 10 percent in favor of ach payments they pecan save patron of money. What's not to understand or be confused about. You're pretty smart.

Yes I'm asking rhetorical questions. Clearly they see Pay as a threat. But I think they have their heads in the sand if they think they're going to get people to stop using credit cards. And how are they going to convince people that having access to your debit card (or account & routing number) is more secure than Pay or Google Wallet? Pay was designed with user experience in mind as happy users mean more hardware sales for Apple. What is my benefit as a consumer with CurrentC? Are retailers going to charge a different price if you use the CurrentC system vs a traditional credit card?

 

[osofast240sx]

I just came here from doing the same; I was going to post the same link. Good man!

Lets not forget Walmart is behind this. The CEO of Walmart did this just to spite Visa and MasterCard

 

[Spamail]

#BoycottCVS #boycottRiteAid

 

[StyxMaker]

Epic perfect timing? lol



Looks like it based on the uptake and enthusiasm by retailers. Better to take the chipped cards directly and not have to give Apple a cut of their profits.

Are you unable to read, or purposely repeating lies?