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Did you guys insure your iPhone 4 yet?

edtorious

edtorious

macrumors 65816
Original poster
Aug 14, 2007
1,212
78
San Diego, California
For those who got the iPhone 4 already, did you guys insure your iPhone yet? Which one did you use? Squaretrade? Applecare? AT&T? or Homeowners/Renters insurance? Amex? For anyone with a coupon on squaretrade, could you pm me? I would really appreciate it.
 
edtorious said:
For those who got the iPhone 4 already, did you guys insure your iPhone yet? Which one did you use? Squaretrade? Applecare? AT&T? or Homeowners/Renters insurance? Amex? For anyone with a coupon on squaretrade, could you pm me? I would really appreciate it.
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apple care:apple::apple::apple:
 
edtorious said:
For those who got the iPhone 4 already, did you guys insure your iPhone yet? Which one did you use? Squaretrade? Applecare? AT&T? or Homeowners/Renters insurance? Amex? For anyone with a coupon on squaretrade, could you pm me? I would really appreciate it.
Click to expand...
Try THIRTY30 or SUNSHINE for squaretrade.
 
I purchased a squaretrade warranty for my 3g for 30% off I believe. When I purchased my 3gs 4 months later, squaretrade sent me an email with a 50% off coupon!

I hope they send another 50% off again this year for the iPhone 4.

AT&T's third-party insurance/warranty is quite expensive at $12/mo plus a pretty steep deductable should you ever have to use it.

It's a little more waiting with squaretrade than AT&T but I'd rather save the money and have to wait a few more days (squaretrade gurantees a 5 day decision after receiving your phone).
 
I did squaretrade with my iPad and have used them before but I like knowing I can get my iPhone replaced with the extended warranty from Apple as well.

I don't now which direction I'll go. I know having extended Applecare has taken care of me in the past but, considering the glass body and everything, it might not be bad to use Squaretrade.

I also need to consider that there are no other phones that use a microsim at this point so being able to get the iPhone swapped at the Apple store immediately may not be a bad thing.

I've got a few days to decide.
 
what if I call my renters insurance from Allstate and they ask how much iPhone 4 cost? Do I tell them the subsidized cost I paid for $299 or the unsubsidized cost which I'm not sure how much?
 
I went with the Mobileprotect by Assurion. Most complain about the price, but it does what I need it to do so no complaints by me :D
 
edtorious said:
what if I call my renters insurance from Allstate and they ask how much iPhone 4 cost? Do I tell them the subsidized cost I paid for $299 or the unsubsidized cost which I'm not sure how much?
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Be sure your state will cover your cell under your home owners policy if that's the way you're going. I've got a call into my Allstate agent and I live on OH/KY border. She tells me that KY does not cover cell phones, but is looking into whether OH does.
 
Anyone going squaretrade should know that they have a deal working with slickdeals.net wherein you can get coverage for $86 for 2 years using slickphone4 code.
 
SquareTrade isn't insurance, it's a warranty. Once claim and you are done.

If you pay for two year's worth of car insurance, and have a fender bender, do they drop you immediately?
 
SAfeware for me. $99 for my 32GB iPhone 4, included theft and water damage and more important not limit on Occurrences


Accidental Damage: This includes drops, falls, collisions, and general clumsiness.
Theft: Unfortunately, this is one of the most common causes of iPhone loss.
Liquid Damage: Whether it's splash damage or full-on submersion, you're covered.
Power Surges: A cooked iPhone is a useless iPhone. Lucky for you, this won't be a worry.
Vandalism: Sometimes recovering a stolen iPhone is worse than never having found it at all. Not to worry, you're covered.
Fire: Because a crispy or melted iPhone won't do you much good.

hpchartlarge.jpg
 
slickphone4, Sunshine Dont work!

Thirty30 actually makes it cost more than the offer going right now!

ANYONE HAVE A CODE THAT WORKS AND REDUCES THE COST???
 
Safeware only covers up to $500 on the 32GB and $400 on the 16GB. A new iPhone is $699/$599. Not worth it when there are better options available.
 
falconman515 said:
Safeware says it doesn't cover "Warranty Coverage" .... What exactly is this?
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They won't accept any claims for anything that is currently covered under Apple's warranty. It's their way of saying "This is Apple's problem, not ours..."
 
jw nyc said:
Good point. Not sure. Squaretrade is much cheaper if you find the right coupon and it covers $100 more. Unfortunately, it doesn't cover theft or loss.
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that's one of the main reason i get the insurance, Theft and Water/fire damage. I couldn't find any better option, Apple's give me 1 year warranty and i've been replacing my iphone yearly so no really worries after that. $500 back is better than nothing (in case of theft or damage)
 
maturola said:
that's one of the main reason i get the insurance, Theft and Water/fire damage. I couldn't find any better option, Apple's give me 1 year warranty and i've been replacing my iphone yearly so no really worries after that. $500 back is better than nothing (in case of theft or damage)
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Yea but there is also a $50 deductible. So if you're required to get a new phone you're paying $50 deductible + $200 difference + $110 for the plan totaling $360. A brand new one is $600 so you're saving $240 total IF you lose your phone. Don't know if it's worth it.
 
jw nyc said:
Yea but there is also a $50 deductible. So if you're required to get a new phone you're paying $50 deductible + $200 difference + $110 for the plan totaling $360. A brand new one is $600 so you're saving $240 total IF you lose your phone. Don't know if it's worth it.
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Again, $360 back is better than nothing in case of Theft or damage, best option in my opinion, if you find a better one, just PM me right away i will move to it immediately
 
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