Discover Dropping Two Apple Wallet Features

[MacRumors]

Discover is planning to eliminate some of the Apple Wallet integrations that it introduced in 2023, according to letters that cardholders are receiving. As of June 4, 2026, Discover users will no longer be able to see their total card balance and transaction history in the iPhone's Wallet app, or use the Pay with Rewards feature in Apple Pay.

Apple has a Connected Cards feature that allows credit cards from participating companies to display balances and recent transactions when they're added to the Wallet app. Discover has supported the feature for nearly three years, as have many UK banks, but other credit card companies in the U.S. did not add support.

Pay with Rewards, which is also being eliminated, allows Discover cardholders use their cashback bonuses toward Apple Pay purchases.

Discover says that while several Apple Pay features are being eliminated, Discover users will still be able to use the Discover card to make Apple Pay purchases in retail locations and online. Here's a full list of the changes Discover is making:

• Enrollment Cancellation - If applicable, your enrollment in Connected Account and Pay with Rewards with Apple Pay from Discover will be canceled on June 4, 2026.
• Access to Information - You will continue to have full access to your account, rewards, balances, transactions and payments on Discover.com, the Discover mobile app, and on your monthly statements. Starting June 4, 2026, you will no longer have access to such details within your Apple Wallet. You will continue to see your Apple Pay transactions in your wallet.
• Pay with Rewards - Starting June 4, 2026, you will no longer be able to use rewards to cover an Apple Pay purchase directly at digital checkout. Your options for redeeming your Discover rewards otherwise remain the same.
• Terms - Connected Accounts and Pay with Rewards with Apple Pay cancellation does not affect any other terms of your Discover accounts and agreements. Eligibility, service, and cancellation are subject to the Apple Pay terms.

It is not clear if these features are being eliminated because Apple is ending the integrations, or because Discover is opting out. The changes will go into effect on June 4, 2026.

Article Link: Discover Dropping Two Apple Wallet Features

 

[Gengar]

I think it’s probably something Capital One is ending support for since they bought Discover and have never offered the feature.

 

[Smooley]

I think they realized that for the most part except for making payments or disputing a charge people only log into the app/web to see their balance and available credit which if you show them in Apple Wallet you miss out on those opportunities to show people ads for other services they may provide. I would be willing to bet hamsters to chewing gum that they saw a significant enough reduction in app/web usage that it became a concern. Oh and the Capital One thing.

 

[goodcow]

• Pay with Rewards - Starting June 4, 2026, you will no longer be able to use rewards to cover an ‌Apple Pay‌ purchase directly at digital checkout. Your options for redeeming your Discover rewards otherwise remain the same.

Good, this is annoying, and has just slowed down payment whenever I use my Discover card in Apple Pay.

 

[Agent007]

 

[sw1tcher]

I think it’s probably something Capital One is ending support for since they bought Discover and have never offered the feature.

Capital One cost cut move.

Capital One: Discover integration costs more than expected

The credit card giant must reckon with the high costs of integration before it can start reaping the benefits from its landmark acquisition. CEO Richard Fairbank said Tuesday that those costs will exceed the company's original $2.8 billion guidance.

www.americanbanker.com

 

[xpxp2002]

I think they realized that for the most part except for making payments or disputing a charge people only log into the app/web to see their balance and available credit which if you show them in Apple Wallet you miss out on those opportunities to show people ads for other services they may provide. I would be willing to bet hamsters to chewing gum that they saw a significant enough reduction in app/web usage that it became a concern. Oh and the Capital One thing.

Honestly, I almost never used the Apple Wallet integration despite setting it up. Every few months it would mysteriously "disconnect" and need to be reauthorized, so it was more of a nuisance than a benefit.

I'm disappointed to see this support dropped because it was a good idea. But as far as I'm aware, Apple doesn't have another major card brand offering the integration support, so my guess is that Apple will drop support for it in iOS 27 or 28.

 

[whitby]

Yet another step backward in customer convenience. I liked the features they are eliminating. This is all about forcing you back to their app and having a direct interaction with you and making everything less frictionless. I am sick tired at having to go to various apps for everything we do with no centralized management. Just means I will use my Discover card less, not more.

 

[xpxp2002]

Capital One cost cut move.

Capital One: Discover integration costs more than expected

The credit card giant must reckon with the high costs of integration before it can start reaping the benefits from its landmark acquisition. CEO Richard Fairbank said Tuesday that those costs will exceed the company's original $2.8 billion guidance.

www.americanbanker.com

No surprise there. I knew the moment it was announced that this acquisition would be no good for the cardholder. I'm sure it won't be long before customer service is integrated with C1 and quality goes down the tubes there, too.

It's funny. They have a seemingly unlimited budget for endless obnoxious TV ads and "Capital One cafes" all over New York City, but functionality that cardholders can actually use where they live is somehow too expensive...

 

[Corefile]

I never understood why Discover existed. They just upset a lot of Apple users I guess.

 

[mudflap]

Discover-related rant: When my Capital One debit card was MC I was able to get cash 1.5 blocks from my apartment. Now that it's Discover I would have to take an Uber to get to the next closest ATM.

 

[sunman42]

I think it’s probably something Capital One is ending support for since they bought Discover and have never offered the feature.

Yeah, Capital One cringes at the thought of anyone making things pleasant for customers that doesn't also making the bank extra cash. I shudder to think what they're going to do to the card itself.

 

[sunman42]

I never understood why Discover existed. They just upset a lot of Apple users I guess.

It's not really Discover Bank any more: they sold out to Capital One last year.

 

[tennisproha]

Discover was acquired by Capital One last year so this is likely just bringing parity between Capital One members. Capital One does support Apple Pay but they aren't fully integrated yet because they don't work at ATMs.

 

[ethanwa79]

Capital One (like Walmart without Apple Pay) wants to funnel their customer based into their apps, where they cross-promote a bunch of crap, like rewards portals, bonuses for opening checking accounts, installing stupid CapOne coupon plugins into browsers, etc.

After buying Discover, they cut this out because Capital One wants to make more money from you. Point blank.