If you have a Discover it card, you can now request to get a chip card. I have mine in my hand, it only comes in the basic design, but they've made it nicer than it was - shinier and more metallic looking. It's chip and signature, not PIN unfortunately (no surprise in the US, and to be fair the chip is 90% of the security benefit). Definitely worth requesting for the security benefits. Supposedly, chipped Discover More cards will come out next year, but frankly I suggest you call and change to the it - there's no disadvantage, only advantages to the it. Now, why is this worth posting on here? It means that one of the hurdles to Apple Pay is crossed. Discover is now processing EMV transactions and has EMV on their network. That's a good sign. Apple Pay requires some other bits, like tokenisation and, of course, Apple's support, but Discover HAS said they're working on these. It'll be interesting to see if it happens.