Do you purchase Apple Care + for your MacBook Pro?

[Wags]

I came across a post where someone did. They basically had to pay for the repair and the CC company reimbursed them. I think they had to file some paperwork before sending it, I forget what the process was. I'm not worried with American Express. They work hard at providing member benefits.

I was just reviewing VISA. Seems simple. Just have receipt and file claim if needed. Doubles base Apple Warranty

 

[deeddawg]

I am sorry, I have never understood why someone would not get it?! The labor and parts alone with today's designed computers is going to cost nearly half a new computer. It is electronics after all, so not a matter of if it will die, but a matter of when.

Yes, but the key question is whether that failure will occur within the expected usable life of the system.

To date I have had:

2010 MBP13 -- still in use by my daughter
2011 MBA13 -- sold in 2015
2012 Mac Mini -- refurb bought in 2014, still in use
2013 MBA13 -- refurb bought in 2014, still in use by my wife
2015 RMB12 -- bought in early 2016, still in use

Out of the above I've had one hardware failure, the HDD in the MBP13. Replaced with an SSD and it's working fine.

AC+ is simply an insurance policy. Typically these are all intended to make money.

Now with that said, the move towards monolithic systems with major assemblies does begin to change the analysis since savvy users are less able to perform repairs (such as the HDD I replaced).

Another factor is the accidental damage coverage -- how applicable that is will vary by user as we each operate in different environments.

The wildcard in this as well is whether the buyer has access to a substantial credit card extended warranty such as the one that Citi offers. Without AC+, I'd have 1 year Apple warranty and then 2 years extended warranty coverage through Citi. If I were to spend the $379 for AC+ on a MBP15, I'd have a total of five years coverage -- the 24 month Citi coverage engages after AC+ expires. Worth it or not worth it? Depends on the individual's risk tolerance and ability to self-insure against repairs. If I had a major failure in four years would it really be worth repairing or better to just sell for parts and replace?

My point is it's not a slam-dunk decision. Makes sense for some, might not make sense for others.

 

[jerryk]

Yes that's how it works on a personal policy. If its only one item you are covering, once that item has been lost or stolen, the check is mailed and you must the premium again once you repurchase the item and provide a new S/N. If you have multiple items on the policy then you must only pay the cost of the item that was lost. For example if you have a policy for $2000 that covers 2 $1000 items, and the cost for every $1000 is $50 a year, then if you lose one of the items then you have to pay $50 to renew that $1000 coverage. It lasts for a year from the date of payment so you don't have to pay it again at the time the other $1000 renews.

Ok. But the insurance would cover repairs if you cashed your drone, recovered it, fixed it and then crashed it again, without having to by a new policy. Is that correct?

 

[Two Stacks]

This computer costed me $2599. No way in hell I would risk not having it.

 

[Cutiekitty92]

I always purchase AppleCare for all my products, one for piece of mind but also whenever it strikes that a damn repair is needed its much better off! I had my iMac screen replaced from bad screen burn for free and it was within a month of my AppleCare running out pheww otherwise the works would have cost me £400! Ouch

 

[happyslayer]

I always purchase it for my Apple devices. I'd say I'm about 50/50 on whether I actually need to use it. Over the years (and I usually get a new laptop every 18ish months or so) I've had logic board issues, video overheat issues and the infamous keyboard issues on various laptops. This is the first I've had a plan with accidental damage so we will see if that get's used. (I've never needed it, but wife has dropped one MacBook Air and poured coffee into another. And she occasionally uses mine so... piece of mind. )

 

[KhunJay]

Wait...do you really have only 60 days to buy AC?

I thought you could buy before your first year was up.

 

[deeddawg]

Wait...do you really have only 60 days to buy AC?

I thought you could buy before your first year was up.

Folks are talking about AppleCare+ which has accidental damage coverage, and thus Apple cut the time in which it was available to purchase.