Your first year is covered, then you get 2 more years for a grand total of the first 3 years. In 3 years the computer is still relatively new if you maintain it. Is it really that likely that something will go wrong? I can understand after 5 years but 3 years seems short. I do use my computer a lot but nothing heavy. Mainly internet browsing and watching youtube videos. And of course the basics (notes, iMessage, iCal, keynote).