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Confusion? You can always use apple’s solution if the other options are confusing.
Carrier payment? Just a button, swish, just a button, Apple Pay? Use faceID. Stripe? Put in credit card information and verify with electronic banking.

All straightforward.

Credit card theft? You always need to verify payments with electronic banking identification for EU cards for online payments. Or use your creditors app to cancel it. Refund issue? Can’t say what issue that would be considering you don’t have a right to a refund for used digital content with apple ether. And if it’s for faulty things, we’ll the law is there for you as well.

We have different views on this. It’s worse for the ecosystem, imo. But apple won’t have to deal with this issue.
 
I just am kind of flabbergasted at the “crap” floating around on this thread.
I have apps I can pay with AP, PP, CC, EC, etc… today. I do wish more apps had that ability.

So it can be done fairly(?) easily as it already exists.

Why all the angst and basically BS around implementing this for these apps? I am not seeing much of a technological barrier but rather a willingness barrier.
 
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That's certainly a fantasy. Notwithstanding what the ACM wants. It's not all lollipops and rainbows.

Regardless, adding options is a problem in and of itself. That's why I choose Apple products.
Well it’s clearly in the text. Apple IAP and a third party solution next to each other.

This is fair and not anti competitive. Nothing prevents apple from demanding their IAP is displayed next to the other solution.

Or they might just need to provide a link outside the store.

the model SquareSpace and other services are starting to use. Offer IAP marked up by 30%. Communicate to users that if you are happy paying the Apple tax no action is necessary, carry on and everyone is happy but if you'd rather save 30% and have better support, switch to direct billing and cancel the IAP subscription.
 
I just am kind of flabbergasted at the “crap” floating around on this thread.
I have apps I can pay with AP, PP, CC, EC, etc… today. I do wish more apps had that ability.

So it can be done fairly(?) easily as it already exists.

Why all the angst and basically BS around implementing this for these apps? I am not seeing much of a technological barrier but rather a willingness barrier.
It’s 200% just a profit motive to not allow it. EU have the security and regulations in place to make it seamless and just as safe and more private as apples solution
 
Why all the angst and basically BS around implementing this for these apps? I am not seeing much of a technological barrier but rather a willingness barrier.
Who said there was a tech barrier?

Well it’s clearly in the text. Apple IAP and a third party solution next to each other.
No, it's clearly in the text that Apple has to allow them both. Not that developers have to support them both. And, of course, what the ACM wants only applies to the Netherlands.

This is fair and not anti competitive. Nothing prevents apple from demanding their IAP is displayed next to the other solution.
Fair? A government forcing a private company to create somthing they don't want to is not what I'd call fair. Personally, I'd consider a violation of free speech and expression.

Or they might just need to provide a link outside the store.

the model SquareSpace and other services are starting to use. Offer IAP marked up by 30%. Communicate to users that if you are happy paying the Apple tax no action is necessary, carry on and everyone is happy but if you'd rather save 30% and have better support, switch to direct billing and cancel the IAP subscription.
You're missing that Apple will still be charging their commission if they are forced to allow third-party IAPs. You'll notice that the commission wasn't one of the ACM's complaints.
 
It’s 200% just a profit motive to not allow it. EU have the security and regulations in place to make it seamless and just as safe and more private as apples solution
Rainbows and lollipops. No such "security and regulations" exist to prevent an app developer from maliciously inserting fraudulent IAP into their app. That would fall on Apple to prevent.
 
I think that apple needs to do something before they are forced to go to far by the law.
Like Very limited content censorship / have rooms for stuff
as in the past apple was makeing European magazines adapt to the standards of Utah.
Very limited rules on what you can tell end users in app
My bet is Apple is going to use all these worldwide scrutiny cases, and their services branch economic results, to just dump fodder/problematic developers/app sectors, and change their App Store model to come up with an app subscription service like Apple Arcade, depending on the apps you wanna use to present them as Apple Apps, or something similar. A lot will disagree, but to me things are pointing that way since they could argue developers are working with them to develop the service as a whole, not as a marketplace.
 
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I don't think there should be too much worry about stolen card or identity theft - as long as developers stick to reliable vendors. But it will be another point of friction in the sales. Perhaps that won't necessarily be a bad thing for consumers in the long-term. Right now making digital purchases on Apple's platforms is incredibly simple and quick. Getting 70% of a sale is better than 0, especially when you're selling to Apple customers.

I do wonder, will any of the proposed laws and/or regulations require developers to pass a portion of their savings on to the consumer in the form of lower prices and discounted subscriptions?
 
My bet is Apple is going to use all these worldwide scrutiny cases, and their services branch economic results, to just dump fodder/problematic developers/app sectors, and change their App Store model to come up with an app subscription service like Apple Arcade, depending on the apps you wanna use to present them as Apple Apps, or something similar. A lot will disagree, but to me things are pointing that way since they could argue developers are working with them to develop the service as a whole, not as a marketplace.

I would hope you are wrong.
If that was the case I would dump them in a heartbeat.
 
A model T ford existed before Tesla. Not quite sure of what your point is? A company and it’s products can evolve and learn mistakes from the past that ensures it stays sustainable going forward.

The only way you get to decide how a company runs it’s business is by not buying it’s products. You don’t get to shout from the sidelines “you’re doing it all wrong” all the whilst lapping up their products and services. If users weren’t happy, they can and would vote with their wallet.

As it stands, users are happy! Apple consistently wins user satisfaction awards on every product they offer. The fact that their user base, revenue and profits continue to grow show just how happy users are.

There are many smartphone manufacturers with many price points (LG, Motorola, Samsung, Huwaei, Oppo, Pine Phone, TCL, Nokia, Purism, OnePlus, Xiaomi, Fairphone, Volla - to name a few off the top of my head), but users overwhelmingly choose to buy Apple, despite having to pay more.
Mistakes? You're saying that macOS with sideloading is a mistake?! Can you possibly imagine a desktop computing OS without a proper file system? It would be laughed out of existence. The absolute beauty of macOS is the user access to the underlying *nix OS. And if you have access to that, and to the file system, then you have sideloading. The sheer amount of linux based tools a software dev like me uses on my Mac is extraordinary. I'm going off topic there, but the point is, the people who use macOS, would rather use Windows or Linux than macOS without sideloading, a proper files system, and access to the *nix base OS.

I can also assure you that a LOT of users are quite unhappy with the walled garden of iOS. A lot of them, like me, still choose iPhones, as even with those frustrating restrictions, it's still less annoying than Android. How do I know it's a LOT. By the sheer number of court cases all around the world against Apple and its lock in App Store. You are wrong to think it's not well on it's way to coming crumbling down.
 
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[…].

I can also assure you that a LOT of users are quite unhappy with the walled garden of iOS. A lot of them, like me, still choose iPhones, as even with those frustrating restrictions, it's still less annoying than Android. How do I know it's a LOT. [..]
You didn’t know. There is no way you know the “state of happiness” of the hundreds and hundreds of millions of ios users.
 
Mistakes? You're saying that macOS with sideloading is a mistake?! Can you possibly imagine a desktop computing OS without a proper file system? It would be laughed out of existence. The absolute beauty of macOS is the user access to the underlying *nix OS. And if you have access to that, and to the file system, then you have sideloading. The sheer amount of linux based tools a software dev like me uses on my Mac is extraordinary. I'm going off topic there, but the point is, the people who use macOS, would rather use Windows or Linux than macOS without sideloading, a proper files system, and access to the *nix base OS.

I can also assure you that a LOT of users are quite unhappy with the walled garden of iOS. A lot of them, like me, still choose iPhones, as even with those frustrating restrictions, it's still less annoying than Android. How do I know it's a LOT. By the sheer number of court cases all around the world against Apple and its lock in App Store. If you seriously think it's not well on it's way to coming crumbling down, then you're delusional.
I certainly appreciate the benefits of macOS and even Windows, but I think it's quite a reasonable argument to make that it was a mistake to allow arbitrary code to run at will. Malware and viruses have cost the economy trillions of dollars. Recent versions of macOS address this by requiring signed binaries by default.
 
I certainly appreciate the benefits of macOS and even Windows, but I think it's quite a reasonable argument to make that it was a mistake to allow arbitrary code to run at will. Malware and viruses have cost the economy trillions of dollars. Recent versions of macOS address this by requiring signed binaries by default.
Oh come on, viruses are an overblown problem, especially on Macs, and are only a problem for complete morons.
 
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Dutch regulators tell Apple to change their ways... Apple does the bare minimum and/or doesn't fully comply.

This will go round and round. Back and forth. On and on. With more fines and penalties.

Maybe all these nations, governments, and regulators should just make a law that says:

"No platform can charge more than 10% for commission. PERIOD. End of story."

Quit pussyfootin' around. Otherwise this will keep going. On and on and on...
 
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You have no idea what I know ;)
You (the royal you) also have no idea of what you don't know. Right? Don't know what you don't know! ;) But perhaps some citations listing numbers and reasons would be very helpful. Lawsuits aren't the barometer you think they are regarding "unhappiness." Additionally, with 1.8 billion devices, Apple will not please everybody...that's a given.
 
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You obviously don’t know what you’re talking about when it comes to laws and regulations in EU. They have never stated that they need to create something new. That was apples decision to do that.
Indirectly. It's effectively the same thing. Do it this way, without any understanding on "how" that will work within Apple's, again I repeat APPLE's iOS. "just do it and make it work, let me know when your done. While I collect these fees while I wait".
Regulators have literally told apple to stop doing something. Stop preventing dating apps in the Netherlands to use third party payments. Now if apple wants to invent a new api, that’s on them.
It's always been on them to do what they want "legally". New rules, from those that understand very little. I say make them wait.
Apple won’t need to do manage the security. Payment solutions is EU is regulated and only regulatory approved solutions are allowed to be used.
Right....... The have to figure out a way to shoe horn it into a system not built for it. So, yeah it's back to just do it this way already, and make it work...
IF you want war, then Sure.
If it costs more money to do business in said country. As Mark Cuban says "I'm out". Let the people complain to their governments that Apple is not available in their country anymore. Or not. Either way, I'm good with it.
They wher not micro regulated. They had clear guidelines. Stop using anti competitive actions.
Allow multiple payments solutions in the app. Not: use one solution only in the app. But apple is fre to try and skirt the rules and ACM is free to continue to fine them
Yeah, agreed. But, Apple disagree's and if they can they will try and "skirt" those rules to fit how they want it to work. Again, the rule is BS. I understand we have a culture difference of opinion on this, but its BS.
It’s not even close to a guarantee.
If apple exits Netherlands is not something the ACM cares about.
Well then there will be no war. If they don't care, it's a good time for Apple to walk away.
 
No, it's clearly in the text that Apple has to allow them both. Not that developers have to support them both. And, of course, what the ACM wants only applies to the Netherlands.
And ACM did not say apple can’t mandate IAP is included
Fair? A government forcing a private company to create somthing they don't want to is not what I'd call fair. Personally, I'd consider a violation of free speech and expression.
Apple already demand IAP to be used.
And I’m sorry but companies doesn’t have free speech and expression in EU, they aren’t people. This American concept is exclusively American.
You're missing that Apple will still be charging their commission if they are forced to allow third-party IAPs. You'll notice that the commission wasn't one of the ACM's complaints.
Well we will see. Depends on what other actions apple do. ACM didn’t mention the commission
Rainbows and lollipops. No such "security and regulations" exist to prevent an app developer from maliciously inserting fraudulent IAP into their app. That would fall on Apple to prevent.
Yes there is. It’s known as Payments Service Directive 2 (PSD2) including 3D Secure 2.0 requirement for strong customer authentication. This is something every bank and card provider in EU must implement.
 
Dutch regulators tell Apple to change their ways... Apple does the bare minimum and/or doesn't fully comply.

This will go round and round. Back and forth. On and on. With more fines and penalties.
Yep it will as long as apple tried to do the bare minimum as they interpret it.
Maybe all these nations, governments, and regulators should just make a law that says:

"No platform can charge more than 10% for commission. PERIOD. End of story."

Quit pussyfootin' around. Otherwise this will keep going. On and on and on...
it will never happen as some instances it’s justified. And this is standard procedure in EU. Regulators never diktats how something should be done, they provide clear guidelines and allow the company to implement what they perceived as justified, then the regulators will check if the proposed solution are sufficient.

Just as how a teacher gives you homework with questions to answer, they only check if the answer is correct, they never give you the answers.
Indirectly. It's effectively the same thing. Do it this way, without any understanding on "how" that will work within Apple's, again I repeat APPLE's iOS. "just do it and make it work, let me know when your done. While I collect these fees while I wait".
Not at all, the directives are clear. Apple makes it more complicated than it is. And the regulators are very aware of how these things work, they are educated in the relevant fields
It's always been on them to do what they want "legally". New rules, from those that understand very little. I say make them wait.
Nothings new. They just got discovered to have been breaking the rules and told to change accordingly to be in compliance. ACM have no problem waiting.
Right....... The have to figure out a way to shoe horn it into a system not built for it. So, yeah it's back to just do it this way already, and make it work...
not at all, these are things implemented by EU banks and payment providers. There exist already solutions that was created for this system
If it costs more money to do business in said country. As Mark Cuban says "I'm out". Let the people complain to their governments that Apple is not available in their country anymore. Or not. Either way, I'm good with it.
We both agree. and people can complain however they want, regulators aren’t elected and are independent from the government. And it might trigger EU, and that will be fun.
Yeah, agreed. But, Apple disagree's and if they can they will try and "skirt" those rules to fit how they want it to work. Again, the rule is BS. I understand we have a culture difference of opinion on this, but its BS.
The rules aren’t BS, it’s just anti competitive. And might be perceived as harsh from an American perspective.

In the United States, administrative agencies now must support their decisions with carefully reasoned arguments that take into account the costs and benefits of proposed regulations. This method, according to Vogel, is focused on protecting the public from unnecessary and burdensome regulations.

In Europe, by contrast, regulators do not need to assess risk as vigorously as their American counterparts, Vogel said. Rather, European regulators have adopted the “precautionary principle,” the basic thrust of which, according to Vogel, is that government can regulate actions if it can make a merely plausible argument that the actions cause harm. The European method, therefore, is primarily focused on protecting public heath, even if that effort bans certain products that, in truth, are harmless.
Well then there will be no war. If they don't care, it's a good time for Apple to walk away.
Well that will start a war with EU and probably every member states regulatory body.

EU does not compromise on the single market, and is a very hard line. And will rather block apple than allow it to be threatened. UK tried and was punished hard
 
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And ACM did not say apple can’t mandate IAP is included
Fair enough

Apple already demand IAP to be used.
Yep. What's your point? They've legally done so for more than a decade.

And I’m sorry but companies doesn’t have free speech and expression in EU, they aren’t people. This American concept is exclusively American.
I don't know where you get that from. Companies are made up of people with free speech rights in most countries in Europe. Government-forced speech and expression is wrong to me.

Yes there is. It’s known as Payments Service Directive 2 (PSD2) including 3D Secure 2.0 requirement for strong customer authentication. This is something every bank and card provider in EU must implement.
Which has nothing to do with what I said. I'm not worried about the security of the transaction. I'm worried about the developer processing fraudulent transactions.
 
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