Or you can just swipe your card which takes 10 seconds and doesn't require you to unlock your phone and find an app somewhere on your home screen.
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ExxonMobil Now Supports Apple Pay in 'Speedpass+' App
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Using card is lot faster than phone...and I can see why cards with those special chip are popular than Apple Pay because it's plug it in and go. The only reason I find Apple Pay useful is if you forgot your wallet to pay. As days pass by and companies depend their life on Apple Pay... It's becoming more useless and inconvenient.
Mythbusters to the rescue!
http://www.discovery.com/tv-shows/mythbusters/videos/cell-phone-gas-station-minimyth/
Starbucks isn't a good example. I don't know about anyone else but it's the only barcode based app that I'm actually okay with--mainly because of its tight integration into iOS and its very high reliability when actually using it to pay.
First time I've heard of someone saying chip is more convenient than tapping. Most people hate the chip because it's slow.
I don't see ApplePay as a convenience offering...I still have to pull my phone out and (usually) interact with the POS terminal. I approach it as a significantly more secure way to make purchases...I'd still use it if it took twice as long as swiping a card.
Really? I just plug and go. It wasn't slow for me. Are people using apple pay because it's faster? I didn't think it was faster... The Touch ID isn't always snappy nor receptive to signal or payment.
Maybe they finally saw that episode of Mythbusters or other proof that the risk although there is pretty minimal unless your phone happens to be sparking or overheating or has a leaking battery and you plan to make a puddle of fuel then drop the phone in it for kicks
Agreed
It's currently pretty slow because our major retailers have decided they want to write their own terminal firmware instead of just using what Verifone et al have written. It's also coincidentally why the chip rollout's slower than expected.
Yeah..I guess. At the moment, whatever the reason is, I just look at Apple Pay useful when you forget cash/card and for tech coolness.
3rd-party access to NFC wouldn't be necessary. Exxon/Mobil just needs to install NFC readers in their pumps so they work with Apple Pay.
In-app?
So far the BEST, bar none, method of ApplePay is the Apple Watch. Click the bar twice, and done. Almost too easy...
I haven't heard much of that other payment method. I can't even remember its name right now, but people want easy, they appreciate 'elegant'. Standing out in the rain and wind, fumbling for an app, and scanning a QRcode because the GPS isn't working well is not going to go over well...
This Rube Goldberg 'solution' is interesting. Wasn't it ExxonMobile that started the 'SpeedPass' technology?
Why yes they did!
So this app doesn't build on their past, it repudiates it!
Gas pumps are one of the most popular places for criminals to install card skimmers. I agree this is clunky, but until pumps are someday updated with NFC readers, it seems like a good way to get the extra security.
The ironic thing is that ExxonMobil does have NFC readers in all of their pumps (and have had them for probably 20 years), as that's how regular SpeedPass works. They must not be configurable to accept payments from anything other than the SpeedPass key fobs. I don't think physical NFC credit cards work with them either.
Going back to an episode of QI (BBC TV), a daughter of a director at one of the petrol companies heard a rumour that a mobile phone blew up a station forecourt. Within days there was a ban on the company's fourcourts, the rumour spread and because known as a "fact".
So you need a separate app and it tracks your GPS location? This is not how Apple Pay is meant to be used.
Meijer gas stations has Apple Pay properly supported
Meijer gas stations has Apple Pay properly supported
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ExxonMobil is going to support NFC inside too, so you still have that option. For those who want to use Apple Pay but don't actually want to buy anything inside though, the app still saves time vs. having to walk across and wait in line.
BTW, the QR code is only going to be required if GPS doesn't work per the article.
i think apple pay is faster...at least for me.
im not sure if its a nationwide thing but where i live you also have to type in your zip code when you swipe.
im not sure if its a nationwide thing but where i live you also have to type in your zip code when you swipe.
This is how the bank implementation of ApplePay at ATM's should work. Find a nearby ATM, authenticate and perform the transaction on the app on your phone (while in line or in your car), then walk up to the ATM, tap and receive your cash.
I started slow, but I now use it a lot. It is more convenient and fast. At the grocery, I just do the deed as soon as they swipe the first item, and things are great. Ironic that their own 'points' system actually is more inconvenient as it interrupts the scanning process, and often cashiers have to re-scan an item because of the 'hiccup'. I think that worked to my advantage once, as I think I snagged a freebie because the cashier missed that it failed scanning. It was a small item, but still...
Yes, touch-ID is the weak link, as it never works on my iPhone, but the code always does.
With ApplePay on the Watch, it almost couldn't be easier to spend money...
Actually that's not really true anymore, right? Walgreens has a NFC card for their loyalty program.
But they updated all of their pumps, or at least all the stations around where I live. Imagining ExxonMobil replacing all of their pumps is going to cost a buttload of money. I've run into ancient pumps while traveling that are so old, they should be in the Smithsonian!
Meijer was the very first store I heard of that was supporting Apple Pay, and is the one that I use it the most. I've even turned some people onto the process while in the checkout line. It's getting users all the time. I know people that will shop there rather than the other groceries in the area specifically because of Apple Pay...
I'm going to try this app since most of our fuel purchases are at ExxonMobil stations.
I actually keep one of those SpeedPass keyfobs (see post #38) in my car. The advantage is that I don't need to carry the card -- I'm trying to carry less cards wherever possible, especially piddly stuff like store loyalty cards, insurance cards, etc. Most of that stuff has been transferred to my phone (using StoCard for that). I'm hoping the iPhone app will work as conveniently as the Speedpass dongle.
I recall when SpeedPass was first introduced, you had your choice of one of the keyfob dongles, or a battery operated pod about the size of a box of matches that you could put on the package shelf in your car under the rear window. The idea was that you would drive up, and the signal from the pod would pre-authorize the purchase. You would get out, pump, and go. It was very convenient but probably not too secure! They discontinued those pods about 2 years ago.
I actually keep one of those SpeedPass keyfobs (see post #38) in my car. The advantage is that I don't need to carry the card -- I'm trying to carry less cards wherever possible, especially piddly stuff like store loyalty cards, insurance cards, etc. Most of that stuff has been transferred to my phone (using StoCard for that). I'm hoping the iPhone app will work as conveniently as the Speedpass dongle.
I recall when SpeedPass was first introduced, you had your choice of one of the keyfob dongles, or a battery operated pod about the size of a box of matches that you could put on the package shelf in your car under the rear window. The idea was that you would drive up, and the signal from the pod would pre-authorize the purchase. You would get out, pump, and go. It was very convenient but probably not too secure! They discontinued those pods about 2 years ago.
